American Home Bank, N.A. in Mountville, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 2008

  • American Home Bank, N.A. in Mountville, Pennsylvania (PA)
  • Show street view No street view available for this location

American Home Bank, N.A. - Overview

  • General
  • FDIC Certificate #: 57174
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Chester County (#7802)
    Federal Reserve ID: 3023493
    Date Established: August 06, 2001
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 359005
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: August 06, 2001
    Last Structure Change Effective Date: December 31, 2008
    Last Structure Change Process Date: January 28, 2009
    Last Data Update: January 28, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 3840 Hempland Road, Mountville, PA 17554
    County: Lancaster
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lancaster, PA (#4000)
    Core Based Statistical Area (CBSA): Lancaster, PA (#29540)
    CBSA Metro Statistical Area: Lancaster, PA (#29540)
  • Financial Summary
  • Total assets: $235.4 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 287Total employees (full-time equivalent)
  • $266,050Total assets
  • $5,916Cash and due from depository institutions
  • $524Interest-bearing balances
  • $11,492Securities
  • $4,435Federal funds sold & reverse repurchase agreements
  • $220,004Net loans & leases
  • $1,248Loan loss allowance
  • $0Trading account assets
  • $2,230Bank premises and fixed assets
  • $687Other real estate owned
  • $2,096Goodwill and other intangibles
  • $1,330Life insurance assets
  • $19,190All other assets
  • $266,050Total liabilities and capital
  • $249,084Total liabilities
  • $178,358Total deposits
  • $169,771Interest-bearing deposits
  • $178,358Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $61,750Other borrowed funds
  • $0Subordinated debt
  • $3,976All other liabilities
  • $16,966Total equity capital
  • $16,966Total bank equity capital
  • $16,966Perpetual preferred stock
  • $0Common stock
  • $1,676Surplus
  • $16,135Undivided profits
  • Memoranda
  • $-845Noncurrent loans and leases
  • $50,208Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,574Earning assets
  • $0Long-term assets (5+ years)
  • $947Average Assets, year-to-date
  • $236,455Average Assets, quarterly
  • $125,485Volatile liabilities
  • $204,096Insider loans
  • $242,778FHLB advances
  • $95,312Loans and leases held for sale
  • $3,500Unused loan commitments
  • $61,750Tier 1 (core) risk-based capital
  • $166,280Tier 2 risk-based capital
  • $157,463Total risk weighted assets
  • $50,208Total unused commitments
  • $0Restructured Loans and leases
  • $1,248Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $11,999Total interest income
  • $8,477Total interest expense
  • $3,522Net interest income
  • $200Provision for loan and lease losses
  • $13,786Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,785Additional noninterest income
  • $17,769Total noninterest expense
  • $7,599Salaries and employee benefits
  • $2,838Premises and equipment expense
  • $7,332Additional noninterest expense
  • -$661Pre-tax net operating income
  • $356Securities gains (losses)
  • $0Applicable income taxes
  • -$305Income before extraordinary items
  • $0Extraordinary gains - net
  • -$305Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $230Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.82%Yield on earning assets
  • 4.82%Cost of funding earning assets
  • 2.00%Net interest margin
  • 7.83%Noninterest income to earning assets
  • 10.09%Noninterest expense to earning assets
  • -0.32%Net operating income to assets
  • -0.15%Return on assets (ROA)
  • -0.15%Pretax return on assets
  • -1.82%Return on equity (ROE)
  • -1.82%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 86.96%Credit loss provision to net charge-offs
  • -2.00%Efficiency ratio
  • 102,606Assets per employee
  • 0.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.56%Loss allowance to noncurrent loans
  • 48.48%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 123.35%Net loans and leases to core deposits
  • 179.16%Equity capital to assets
  • 6.38%Core capital (leverage) ratio
  • 6.64%Tier 1 risk-based capital ratio
  • 9.82%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $204,096Average earning assets
  • $16,782Average equity
  • $176,032Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American Home Bank, N.A..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents