American Investment Bank, National Association in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 29, 2005

  • American Investment Bank, National Association in Salt Lake City, Utah (UT)
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American Investment Bank, National Association - Overview

  • General
  • FDIC Certificate #: 25192
    Status: Inactive
    Federal Reserve ID: 267979
    Date Established: April 02, 1984
    WWW: http://www.aib.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9439
    FDIC's unique #: 17435
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 02, 1984
    Last Structure Change Effective Date: July 29, 2005
    Last Structure Change Process Date: March 08, 2006
    Last Data Update: March 08, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East South Temple, Salt Lake City, UT 84111
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • History of Changes
  • Other Liquidations and Closings
    Change in Insurance Status
    Office Sold
  • Financial Summary
  • Total assets: $157.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $151,243Total assets
  • $416Cash and due from depository institutions
  • $113Interest-bearing balances
  • $141,139Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,248Net loans & leases
  • $946Loan loss allowance
  • $0Trading account assets
  • $337Bank premises and fixed assets
  • $0Other real estate owned
  • $15Goodwill and other intangibles
  • $0Life insurance assets
  • $6,088All other assets
  • $151,243Total liabilities and capital
  • $50,726Total liabilities
  • $24,698Total deposits
  • $24,495Interest-bearing deposits
  • $24,698Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $21,012Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $329Other borrowed funds
  • $0Subordinated debt
  • $4,687All other liabilities
  • $100,517Total equity capital
  • $100,517Total bank equity capital
  • $100,517Perpetual preferred stock
  • $0Common stock
  • $683Surplus
  • $53,519Undivided profits
  • Memoranda
  • $46,315Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $233Earning assets
  • $17Long-term assets (5+ years)
  • $516Average Assets, year-to-date
  • $144,500Average Assets, quarterly
  • $196Volatile liabilities
  • $196,967Insider loans
  • $163,536FHLB advances
  • $29,922Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $389Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $12,216Total interest income
  • $2,732Total interest expense
  • $9,484Net interest income
  • -$9,273Provision for loan and lease losses
  • $16,946Total noninterest income
  • $0Fiduciary activities
  • $5Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16,941Additional noninterest income
  • $14,475Total noninterest expense
  • $5,209Salaries and employee benefits
  • $1,746Premises and equipment expense
  • $7,520Additional noninterest expense
  • $21,228Pre-tax net operating income
  • $85Securities gains (losses)
  • $2,111Applicable income taxes
  • $19,202Income before extraordinary items
  • $0Extraordinary gains - net
  • $19,202Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14,017Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.57%Yield on earning assets
  • 1.47%Cost of funding earning assets
  • 5.10%Net interest margin
  • 9.12%Noninterest income to earning assets
  • 7.79%Noninterest expense to earning assets
  • 9.71%Net operating income to assets
  • 9.75%Return on assets (ROA)
  • 10.82%Pretax return on assets
  • 20.70%Return on equity (ROE)
  • 20.70%Retained earnings to average equity (YTD only)
  • 19.13%Net charge-offs to loans
  • -66.16%Credit loss provision to net charge-offs
  • 0.85%Efficiency ratio
  • 54,767Assets per employee
  • 10.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 22.56%Loss allowance to noncurrent loans
  • 406.01%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 5.56%Net loans and leases to deposits
  • 13.15%Net loans and leases to core deposits
  • 20.15%Equity capital to assets
  • 66.46%Core capital (leverage) ratio
  • 60.96%Tier 1 risk-based capital ratio
  • 330.66%Total risk-based capital ratio
  • Memoranda
  • $332Average assets
  • $196,967Average earning assets
  • $92,754Average equity
  • $185,833Average loans
1
Alicia jaminson
⚠
Jan 5, 2024 @ 1:13 pm
I need a lien release on a truck I bought from a mark Jones and Lisa Jones. In Sept of 2023. I have the VIN number for the truck or I need a form to release the lien so I can get the truck tagged and legal. Mark Jones told me he had paid it off . But lost title or you still have it.

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