American National Bank - Fox Cities in Appleton, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


American National Bank - Fox Cities - Overview

  • General
  • FDIC Certificate #: 33812
    Status: Active
    Federal Reserve ID: 2051127
    Bank Holding Company (Regulatory Top Holder): American National Bancorp, Inc. (RSSDID: 2716640, Location: Appleton, WI)
    Date Established: June 14, 1993
    WWW: http://www.americannationalbank.org
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15499
    FDIC's unique #: 48096
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 14, 1993
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2200 North Richmond Street, Appleton, WI 54911
    County: Outagamie
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Appleton, WI (#11540)
    CBSA Metro Statistical Area: Appleton, WI (#11540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $258.1 mil
    Equity capital: $29.6 mil
    Deposits held in domestic offices: $221.6 mil
    Return on assets (ROA): 2.19% ($5.7 mil)
    Quarterly return on assets: 1.97% ($5.1 mil)
    Return on Equity (ROE): 19.18% ($5.8 mil)
    Quarterly return on equity: 17.08% ($5.1 mil)
    Net income: $5.4 mil
    Quarterly Net income: $1.2 mil
    Pretax return on assets: 2.19% ($5,652.6 mil)
    Quarterly Pretax return on assets: 1.97% ($5,084.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $258,108Total assets
  • $9,999Cash and due from depository institutions
  • $3,473Interest-bearing balances
  • $35,649Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $199,183Net loans & leases
  • $4,672Loan loss allowance
  • $0Trading account assets
  • $2,303Bank premises and fixed assets
  • $1,624Other real estate owned
  • $382Goodwill and other intangibles
  • $258,108Life insurance assets
  • $8,968All other assets
  • $228,509Total liabilities and capital
  • $221,589Total liabilities
  • $204,277Total deposits
  • $221,589Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 900.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,100Trading liabilities
  • $0Other borrowed funds
  • $920Subordinated debt
  • $29,599All other liabilities
  • $29,599Total equity capital
  • $29,599Total bank equity capital
  • $0Perpetual preferred stock
  • $1,890Common stock
  • $7,890Surplus
  • $19,819Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,194Income earned, not collected on loans
  • $0Earning assets
  • $785Long-term assets (5+ years)
  • $238,305Average Assets, year-to-date
  • $41,346Average Assets, quarterly
  • $247,775Volatile liabilities
  • $251,532Insider loans
  • $215,190FHLB advances
  • $250,932Loans and leases held for sale
  • $6,244Unused loan commitments
  • $3,596Tier 1 (core) risk-based capital
  • $28,865Tier 2 risk-based capital
  • $2,648Total risk weighted assets
  • $0Total unused commitments
  • $29,979Restructured Loans and leases
  • $17,007Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,828Total interest income
  • $3,370Total interest expense
  • $9,458Net interest income
  • $1,300Provision for loan and lease losses
  • $1,082Total noninterest income
  • $0Fiduciary activities
  • $177Service charges on deposit accounts
  • $0Trading account gains & fees
  • $905Additional noninterest income
  • $3,822Total noninterest expense
  • $2,149Salaries and employee benefits
  • $357Premises and equipment expense
  • $1,316Additional noninterest expense
  • $5,418Pre-tax net operating income
  • $4Securities gains (losses)
  • $7Applicable income taxes
  • $5,415Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,415Net income attributable to bank
  • $0Net charge-offs
  • $5,415Cash dividends
  • $736Sale, conversion, retirement of capital stock, net
  • $4,561Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 1.46%Cost of funding earning assets
  • 4.09%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 1.65%Noninterest expense to earning assets
  • 2.18%Net operating income to assets
  • 2.19%Return on assets (ROA)
  • 2.19%Pretax return on assets
  • 19.18%Return on equity (ROE)
  • 3.02%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 176.63%Credit loss provision to net charge-offs
  • 9.13%Efficiency ratio
  • 34,810Assets per employee
  • 10.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.23%Loss allowance to loans
  • 2.29%Loss allowance to noncurrent loans
  • 212.94%Noncurrent assets plus other real estate owned to assets
  • 2.25%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 89.89%Net loans and leases to core deposits
  • 152.92%Equity capital to assets
  • 11.47%Core capital (leverage) ratio
  • 11.50%Tier 1 risk-based capital ratio
  • 13.41%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $247,775Average earning assets
  • $28,238Average equity
  • $231,029Average loans

List of branches

  • 1 Wisconsin Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    048096American National Bank - Fox Cities2200 North Richmond Street, Appleton, WI 54911June 14, 1993Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American National Bank - Fox Cities.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents