American National Bank of Bensenville in Bensenville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 28, 1993

  • American National Bank of Bensenville in Bensenville, Illinois (IL)
  • Show street view No street view available for this location

American National Bank of Bensenville - Overview

  • General
  • FDIC Certificate #: 16625
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American National Bank and Trust Company of Chicago (#3619)
    Federal Reserve ID: 378035
    Date Established: January 01, 1918
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 10766
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 18, 1947
    Last Structure Change Effective Date: July 28, 1993
    Last Structure Change Process Date: August 19, 1993
    Last Data Update: August 19, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 133 West Grand Avenue, Bensenville, IL 60106
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $229.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $106Total assets
  • $235,289Cash and due from depository institutions
  • $20,996Interest-bearing balances
  • $0Securities
  • $19,208Federal funds sold & reverse repurchase agreements
  • $43,200Net loans & leases
  • $146,229Loan loss allowance
  • $2,525Trading account assets
  • $0Bank premises and fixed assets
  • $3,596Other real estate owned
  • $300Goodwill and other intangibles
  • $1,760Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $235,289Total liabilities
  • $221,179Total deposits
  • $215,750Interest-bearing deposits
  • $135,980Deposits held in domestic offices
  • 215750.00%% insured (estimated)
  • $77Federal funds purchased & repurchase agreements
  • $3,881Trading liabilities
  • $0Other borrowed funds
  • $799Subordinated debt
  • $0All other liabilities
  • $749Total equity capital
  • $749Total bank equity capital
  • $14,110Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $6,000Undivided profits
  • Memoranda
  • $7,110Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,575Income earned, not collected on loans
  • $657Earning assets
  • $208,637Long-term assets (5+ years)
  • $8,288Average Assets, year-to-date
  • $233,879Average Assets, quarterly
  • $235,664Volatile liabilities
  • $20,768Insider loans
  • $27FHLB advances
  • $0Loans and leases held for sale
  • $1,759Unused loan commitments
  • $46,498Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,110Total risk weighted assets
  • $160,233Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,045Total interest expense
  • $5,762Net interest income
  • $9,283Provision for loan and lease losses
  • $330Total noninterest income
  • $1,156Fiduciary activities
  • $0Service charges on deposit accounts
  • $912Trading account gains & fees
  • $0Additional noninterest income
  • $244Total noninterest expense
  • $8,313Salaries and employee benefits
  • $3,646Premises and equipment expense
  • $1,224Additional noninterest expense
  • $3,443Pre-tax net operating income
  • $1,796Securities gains (losses)
  • $0Applicable income taxes
  • $461Income before extraordinary items
  • $1,335Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,335Net charge-offs
  • $204Cash dividends
  • $700Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.22%Cost of funding earning assets
  • 2.76%Net interest margin
  • 4.45%Noninterest income to earning assets
  • 0.55%Noninterest expense to earning assets
  • 3.99%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 0.77%Return on equity (ROE)
  • 9.68%Retained earnings to average equity (YTD only)
  • 4.61%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 161.76%Efficiency ratio
  • 79,634Assets per employee
  • 2.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.43%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 55.19%Noncurrent assets plus other real estate owned to assets
  • 2.07%Noncurrent loans to loans
  • 3.08%Net loans and leases to deposits
  • 67.78%Net loans and leases to core deposits
  • 73.53%Equity capital to assets
  • 6.00%Core capital (leverage) ratio
  • 5.80%Tier 1 risk-based capital ratio
  • 8.81%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $233,879Average earning assets
  • $13,788Average equity
  • $208,423Average loans
1
Ethel Britton
May 10, 2023 @ 1:13 pm
I have a certificate of deposit from 1983 how do I cash it

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