American National Savings Bank, F.S.B. in city_name, state_name

American National Savings Bank, F.S.B. in Baltimore, Maryland (MD)
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American National Savings Bank, F.S.B. - Overview

General
FDIC Certificate #: 28268
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Crestar Bank (#12543)
Federal Reserve ID: 953179
Date Established: January 01, 1920
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 1267
FDIC's unique #: 41102
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: January 18, 1937
Last Structure Change Effective Date: November 14, 1997
Last Structure Change Process Date: December 12, 1997
Last Data Update: December 12, 1997
Data Source Date: April 05, 2012
Location
Address: Lexington & Liberty Sts, Baltimore, MD 21201
County: Baltimore City
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Baltimore
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Baltimore, MD (#720)
Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580)
CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
Financial Summary
Total assets: $499.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$142Total assets
$489,482Cash and due from depository institutions
$4,753Interest-bearing balances
$897Securities
$171,387Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$300,441Loan loss allowance
$3,938Trading account assets
$0Bank premises and fixed assets
$1,357Other real estate owned
$908Goodwill and other intangibles
$10,636Life insurance assets
$0All other assets
$0Total liabilities and capital
$489,482Total liabilities
$450,004Total deposits
$324,517Interest-bearing deposits
$314,657Deposits held in domestic offices
324517.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$32,637Trading liabilities
$0Other borrowed funds
$87,864Subordinated debt
$0All other liabilities
$4,986Total equity capital
$4,986Total bank equity capital
$39,478Perpetual preferred stock
$0Common stock
$0Surplus
$20,249Undivided profits
Memoranda
$19,229Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,071Income earned, not collected on loans
$1,735Earning assets
$472,725Long-term assets (5+ years)
$0Average Assets, year-to-date
$468,198Average Assets, quarterly
$486,177Volatile liabilities
$151,508Insider loans
$121FHLB advances
$86,327Loans and leases held for sale
$0Unused loan commitments
$28,422Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$39,959Total risk weighted assets
$245,920Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$34,539Total interest expense
$20,849Net interest income
$13,690Provision for loan and lease losses
$815Total noninterest income
$1,100Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$1,100Total noninterest expense
$11,656Salaries and employee benefits
$4,778Premises and equipment expense
$1,700Additional noninterest expense
$5,178Pre-tax net operating income
$2,319Securities gains (losses)
-$608Applicable income taxes
$528Income before extraordinary items
$1,183Extraordinary gains - net
$0Net income attributable to bank
$1,183Net charge-offs
$1,514Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.64%Cost of funding earning assets
4.61%Net interest margin
3.03%Noninterest income to earning assets
0.24%Noninterest expense to earning assets
2.58%Net operating income to assets
0.34%Return on assets (ROA)
0.25%Pretax return on assets
0.37%Return on equity (ROE)
3.07%Retained earnings to average equity (YTD only)
3.07%Net charge-offs to loans
0.54%Credit loss provision to net charge-offs
53.83%Efficiency ratio
78,810Assets per employee
3.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.29%Loss allowance to noncurrent loans
103.43%Noncurrent assets plus other real estate owned to assets
0.61%Noncurrent loans to loans
0.68%Net loans and leases to deposits
92.58%Net loans and leases to core deposits
102.36%Equity capital to assets
8.07%Core capital (leverage) ratio
8.14%Tier 1 risk-based capital ratio
16.25%Total risk-based capital ratio
Memoranda
$17Average assets
$468,198Average earning assets
$38,588Average equity
$451,902Average loans

American National Savings Bank, F.S.B. in Baltimore, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

American National Savings Bank, F.S.B. - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

American National Savings Bank, F.S.B. in Baltimore, Maryland (MD)Overview, Financial Summary, Detailed Financial Reports, Branches

American National Savings Bank, F.S.B. - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

American National Savings Bank, F.S.B. in Baltimore, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches