American Pacific Bank in Portland, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 22, 2005

  • American Pacific Bank in Portland, Oregon (OR)
  • Show street view No street view available for this location

American Pacific Bank - Overview

  • General
  • FDIC Certificate #: 23001
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Riverview Community Bank (#29922)
    Federal Reserve ID: 92162
    Date Established: December 06, 1979
    WWW: http://www.apbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 16099
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 06, 1979
    Last Structure Change Effective Date: April 22, 2005
    Last Structure Change Process Date: June 21, 2005
    Last Data Update: June 21, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 315 Sw 5th Avenue, Portland, OR 97204
    County: Multnomah
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $124.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $122,678Total assets
  • $2,312Cash and due from depository institutions
  • $1Interest-bearing balances
  • $1,180Securities
  • $9,620Federal funds sold & reverse repurchase agreements
  • $107,300Net loans & leases
  • $983Loan loss allowance
  • $0Trading account assets
  • $710Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,556All other assets
  • $122,678Total liabilities and capital
  • $104,074Total liabilities
  • $86,437Total deposits
  • $81,713Interest-bearing deposits
  • $86,437Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $17,000Other borrowed funds
  • $0Subordinated debt
  • $637All other liabilities
  • $18,604Total equity capital
  • $18,604Total bank equity capital
  • $18,604Perpetual preferred stock
  • $0Common stock
  • $12,930Surplus
  • $1,000Undivided profits
  • Memoranda
  • $4,674Noncurrent loans and leases
  • $23,180Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $490Earning assets
  • $0Long-term assets (5+ years)
  • $385Average Assets, year-to-date
  • $118,101Average Assets, quarterly
  • $66,652Volatile liabilities
  • $117,426Insider loans
  • $122,605FHLB advances
  • $28,853Loans and leases held for sale
  • $133Unused loan commitments
  • $17,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,180Total unused commitments
  • $0Restructured Loans and leases
  • $983Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $8,351Total interest income
  • $1,987Total interest expense
  • $6,364Net interest income
  • $207Provision for loan and lease losses
  • $639Total noninterest income
  • $0Fiduciary activities
  • $147Service charges on deposit accounts
  • $0Trading account gains & fees
  • $492Additional noninterest income
  • $4,102Total noninterest expense
  • $1,946Salaries and employee benefits
  • $517Premises and equipment expense
  • $1,639Additional noninterest expense
  • $2,694Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,077Applicable income taxes
  • $1,617Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,617Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $143Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.40%Yield on earning assets
  • 1.76%Cost of funding earning assets
  • 5.64%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 3.63%Noninterest expense to earning assets
  • 1.38%Net operating income to assets
  • 1.38%Return on assets (ROA)
  • 2.29%Pretax return on assets
  • 10.80%Return on equity (ROE)
  • 10.80%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 144.76%Credit loss provision to net charge-offs
  • 20.29%Efficiency ratio
  • 58,575Assets per employee
  • 3.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 200.61%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 124.14%Net loans and leases to core deposits
  • 163.61%Equity capital to assets
  • 15.16%Core capital (leverage) ratio
  • 14.83%Tier 1 risk-based capital ratio
  • 17.18%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $117,426Average earning assets
  • $14,969Average equity
  • $112,855Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American Pacific Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents