American Savings Bank, FSB in Honolulu, Hawaii (HI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • American Savings Bank, FSB in Honolulu, Hawaii (HI)
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American Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 32526
    Status: Active
    Federal Reserve ID: 54973
    Date Established: January 23, 1987
    WWW: http://www.asbhawaii.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 57 (Domestic: 57, Interstate: No)
    OTS Docket #: 8384
    FDIC's unique #: 45360
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 23, 1987
    Last Structure Change Effective Date: January 09, 2012
    Last Structure Change Process Date: January 09, 2012
    Last Data Update: January 09, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 Bishop Street, Suite 100, Honolulu, HI 96813
    County: Honolulu
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Honolulu, HI (#3320)
    Core Based Statistical Area (CBSA): Honolulu, HI (#26180)
    CBSA Metro Statistical Area: Honolulu, HI (#26180)
  • Financial Summary
  • Total assets: $4,910.1 mil
    Equity capital: $488.6 mil
    Deposits held in domestic offices: $4,107.0 mil
    Return on assets (ROA): 1.23% ($60.4 mil)
    Quarterly return on assets: 1.25% ($61.4 mil)
    Return on Equity (ROE): 12.11% ($59.2 mil)
    Quarterly return on equity: 12.40% ($60.6 mil)
    Net income: $59.8 mil
    Quarterly Net income: $15.3 mil
    Pretax return on assets: 1.88% ($92,309.2 mil)
    Quarterly Pretax return on assets: 1.87% ($91,818.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,096Total employees (full-time equivalent)
  • $4,910,064Total assets
  • $219,678Cash and due from depository institutions
  • $90,641Interest-bearing balances
  • $624,331Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,651,672Net loans & leases
  • $37,906Loan loss allowance
  • $0Trading account assets
  • $53,757Bank premises and fixed assets
  • $7,260Other real estate owned
  • $90,417Goodwill and other intangibles
  • $4,910,064Life insurance assets
  • $262,949All other assets
  • $4,421,429Total liabilities and capital
  • $4,107,019Total liabilities
  • $3,097,278Total deposits
  • $4,107,019Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 182933.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $50,000Trading liabilities
  • $0Other borrowed funds
  • $81,477Subordinated debt
  • $488,635All other liabilities
  • $488,635Total equity capital
  • $488,635Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $331,879Surplus
  • $156,755Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $67,109Income earned, not collected on loans
  • $1,283Earning assets
  • $14,190Long-term assets (5+ years)
  • $4,366,644Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $4,871,453Volatile liabilities
  • $4,905,445Insider loans
  • $3,676,967FHLB advances
  • $4,832,666Loans and leases held for sale
  • $121,470Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $437,021Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,347,919Restructured Loans and leases
  • $62,055Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $202,102Total interest income
  • $14,469Total interest expense
  • $187,633Net interest income
  • $15,009Provision for loan and lease losses
  • $61,778Total noninterest income
  • $0Fiduciary activities
  • $15,621Service charges on deposit accounts
  • $0Trading account gains & fees
  • $46,157Additional noninterest income
  • $142,961Total noninterest expense
  • $75,334Salaries and employee benefits
  • $30,929Premises and equipment expense
  • $36,698Additional noninterest expense
  • $91,441Pre-tax net operating income
  • $371Securities gains (losses)
  • $31,969Applicable income taxes
  • $59,843Income before extraordinary items
  • $0Extraordinary gains - net
  • $59,843Net income attributable to bank
  • $0Net charge-offs
  • $59,843Cash dividends
  • $14,256Sale, conversion, retirement of capital stock, net
  • $62,828Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.65%Yield on earning assets
  • 0.33%Cost of funding earning assets
  • 4.31%Net interest margin
  • 1.42%Noninterest income to earning assets
  • 3.29%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.88%Pretax return on assets
  • 12.11%Return on equity (ROE)
  • -0.60%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 105.28%Credit loss provision to net charge-offs
  • 7.47%Efficiency ratio
  • 57,319Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 104.99%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 56.48%Noncurrent assets plus other real estate owned to assets
  • 1.51%Noncurrent loans to loans
  • 1.82%Net loans and leases to deposits
  • 88.91%Net loans and leases to core deposits
  • 89.53%Equity capital to assets
  • 9.95%Core capital (leverage) ratio
  • 9.04%Tier 1 risk-based capital ratio
  • 11.89%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $4,871,453Average earning assets
  • $494,277Average equity
  • $4,349,299Average loans

List of branches

  • 57 Hawaii Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    045360American Savings Bank, Fsb1001 Bishop Street, Suite 100, Honolulu, HI 96813January 23, 1987Full Service Brick and Mortar
    101288235100 Pauahi Street Branch100 Pauahi St, Hilo, HI 96720January 23, 1987Full Service Brick and Mortar
    1032882371851 North King Street Branch1851 North Kijnhg St, Honolulu, HI 96817January 23, 1987Full Service Brick and Mortar
    1042882381600 Kapiolani Boulevard Branch1600 Kapiolani Blvd, Honolulu, HI 96814January 23, 1987Full Service Brick and Mortar
    106288240Kaneohe Bay Drive Branch45-480 Kaneohe Bay Dr, Kaneohe, HI 96744January 23, 1987Full Service Brick and Mortar
    1092882434318 Rice Street Branch4318 Rice St, Lihue, HI 96766January 23, 1987Full Service Brick and Mortar
    1112882454548 Kona Road Branch4548 Kona Rd, Hanapepe, HI 96716January 23, 1987Full Service Brick and Mortar
    113288247Mamalahoa Highway Branch81-6644 Mamalahoa Hwy, Kealakekua, HI 96750January 23, 1987Full Service Brick and Mortar
    11428824875-5595 C-3 Branch75-5595 C-3 Palani St, Kailua Kona, HI 96740January 23, 1987Full Service Brick and Mortar
    11628825073 Puunene Avenue Branch73 Puunene Ave, Kahului, HI 96732January 23, 1987Full Service Brick and Mortar
    11728825169 Market Street Branch69 Market St, Wailuku, HI 96793January 23, 1987Full Service Brick and Mortar
    118288252154 Papalaua Street #101 Branch154 Papalaua Street#101, Lahaina, HI 96761January 23, 1987Full Service Brick and Mortar
    119288253Ala Malama Street Branch40 Ala Malama St, Kaunakakai, HI 96748January 23, 1987Full Service Brick and Mortar
    1202882541215 South Kihei Road Branch1215 South Kihei Rd, Kihei, HI 96753January 23, 1987Full Service Brick and Mortar
    122288256850 Kamehameha Highway Branch850 Kamehameha Hwy, Pearl City, HI 96782January 23, 1987Full Service Brick and Mortar
    128288262Fort Weaver Road Branch91-1401 Fort Weaver Road #c101, Ewa Beach, HI 96706January 23, 1987Full Service Brick and Mortar
    13128826594-060 Farrington Highway Branch94-060 Farrington Hwy, Waipahu, HI 96797January 23, 1987Full Service Brick and Mortar
    1322882661296 South Beretania Street Branch1296 South Beretania St, Honolulu, HI 96814January 23, 1987Full Service Brick and Mortar
    1372763892855 East Manoa Road Branch2855 East Manoa Rd, Honolulu, HI 96822June 30, 1985Full Service Brick and Mortar
    142288271Haleiwa Branch66-197 Kamehameha Highway, Haleiwa, HI 96712March 01, 1991Full Service Brick and Mortar
    143288272Hilo Branch111 East Puainako St, Hilo, HI 96720March 01, 1991Full Service Brick and Mortar
    144288273Mililani Branch95-1249 Meheula Parkway B-9, Mililani, HI 96789March 01, 1991Full Service Brick and Mortar
    145288274Kamuela Branch65-1158 Mamalahoa Hwy, Kamuela, HI 96743March 01, 1990Full Service Brick and Mortar
    147288276Kapoleo Branch890 Kamokila Boulevard, Kapolei, HI 96707June 30, 1996Full Service Brick and Mortar
    148277275Mccully Branch1806 South King Street, Honolulu, HI 96826January 01, 1929Full Service Brick and Mortar
    149277276Kahala Branch4211 Waialae Avenue, Honolulu, HI 96816January 01, 1929Full Service Brick and Mortar
    151277279Kaneohe Branch45-1144 Kamehameha Highway, Kaneohe, HI 96744January 01, 1929Full Service Brick and Mortar
    153277281Kapahulu Branch737 Kapahulu Avenue, Honolulu, HI 96816January 01, 1929Full Service Brick and Mortar
    154277283Mililani Branch95-221 Kipapa Drive, Mililani, HI 96789January 01, 1929Full Service Brick and Mortar
    155277285Kamehameha Center Branch1620 North School Street, Honolulu, HI 96817January 01, 1929Full Service Brick and Mortar
    156277287Liliha Branch1425 Liliha Street, Honolulu, HI 96817January 01, 1929Full Service Brick and Mortar
    157277288Pearlridge Branch98-200 Kamehameha Highway, Aiea, HI 96701January 01, 1929Full Service Brick and Mortar
    159277291Laie Branch55-510 Kamehameha Highway, Laie, HI 96762January 01, 1929Full Service Retail
    160277293Wahiawa Branch649 California Avenue, Wahiawa, HI 96786January 01, 1929Full Service Brick and Mortar
    161277295Kaimuki Branch3221 Waialae Avenue, Honolulu, HI 96816January 01, 1929Full Service Brick and Mortar
    165277301Salt Lake Branch848 Ala Lilikoi Street, Honolulu, HI 96818January 01, 1929Full Service Brick and Mortar
    16711114Chinatown Branch99 North King Street, Honolulu, HI 96817Febuary 11, 1922Full Service Brick and Mortar
    168240252Queen-Ward Branch929 Queen Street, Honolulu, HI 96814August 10, 1962Full Service Brick and Mortar
    169240254Ala Moana Branch1450 Ala Moana Boulevard, Honolulu, HI 96814January 09, 1967Full Service Brick and Mortar
    171220380Hawaii Kai Branch7192 Kalanianaole Highway, Honolulu, HI 96825August 01, 1992Full Service Brick and Mortar
    173220381Kailua Branch200-C Hamakua Drive, Kailua, HI 96734August 01, 1992Full Service Brick and Mortar
    174220382Kapiolani Kona Iki Branch700 Keeaumoku St, Honolulu, HI 96814August 01, 1992Full Service Retail
    175220383Waianae Branch86-120 Farrington Highway, Waianae, HI 96792August 01, 1992Full Service Brick and Mortar
    177220385Waipouli Branch4-771 Kuhio Hwy, Kapaa, HI 96746July 01, 1994Full Service Retail
    178220386Lanihau Branch75-5595 Palani Road, Kailua Kona, HI 96740August 01, 1994Full Service Retail
    179220387Uh Manoa Branch2445 Campus Rd Hemenway Hall, Honolulu, HI 96822August 01, 1994Full Service Brick and Mortar
    180220388Wailuku Branch790 Eha St, Wailuku, HI 96793September 01, 1994Full Service Retail
    181220389Waipio Gentry Branch94-1040 Waipio Uka St, Waipahu, HI 96797October 01, 1994Full Service Retail
    182289280Nanakuli Branch87-2070 Farrington Hwy, Waianae, HI 96792November 06, 1993Full Service Retail
    183289281Market City Branch2939 Harding Ave, Honolulu, HI 96818December 04, 1993Full Service Retail
    184289282Stadium Marketplace Branch4561 Salt Lake Blvd, Honolulu, HI 96818April 16, 1994Full Service Retail
    185289283Pukalani Branch55 Pukalani Street #5504, Makawao, HI 96768June 20, 1994Full Service Brick and Mortar
    186220394Pearl City1089 Waimano Home Rd, Pearl City, HI 96782October 19, 1996Full Service Retail
    187288277Lihue Branch3-2600 Kaumualii Hwy, Lihue, HI 96766July 08, 1996Full Service Brick and Mortar
    191445668Pakaula Street Branch101 Pakaula St, Kahului, HI 96732October 31, 2001Full Service Retail
    192520913Kuala Street Branch1131 Kuala St, Pearl City, HI 96782January 31, 2006Full Service Retail
    193520915Kuhio Avenue Branch2255 Kuhio Ave, Honolulu, HI 96815April 26, 2010Full Service Brick and Mortar

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