Americas United Bank in Glendale, California (CA)



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Americas United Bank routing number info

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Americas United Bank
GeneralFDIC Certificate #: 58360
Status: Active
Federal Reserve ID: 3488980
Date Established: November 06, 2006
WWW: http://www.aubank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 447410
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 06, 2006
Last Structure Change Effective Date: December 02, 2008
Last Structure Change Process Date: December 02, 2008
Last Data Update: December 02, 2008
Data Source Date: April 05, 2012
LocationAddress: 801 North Brand Boulevard, Suite #1150, Glendale, CA 91203
County: Los Angeles
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Los Angeles (North)
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
History of ChangesChange in Location
Financial SummaryTotal assets: $100.4 mil
Equity capital: $17.6 mil
Deposits held in domestic offices: $74.3 mil
Return on assets (ROA): 0.03% ($0.0 mil)
Quarterly return on assets: 2.66% ($2.7 mil)
Return on Equity (ROE): 0.21% ($0.0 mil)
Quarterly return on equity: 15.55% ($2.8 mil)
Net income: $0.0 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.04% ($40.2 mil)
Quarterly Pretax return on assets: 2.66% ($2,670.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$100,393
Cash and due from depository institutions$25,393
Interest-bearing balances$23,085
Securities$2,792
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$70,607
Loan loss allowance $2,484
Trading account assets$0
Bank premises and fixed assets$285
Other real estate owned$0
Goodwill and other intangibles$126
All other assets$1,190
Life insurance assets$100,393
Total liabilities and capital$82,759
Total liabilities$74,280
Total deposits$57,728
Interest-bearing deposits$74,280
Deposits held in domestic offices$81
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$8,000
Other borrowed funds $0
Subordinated debt $479
All other liabilities $17,634
Total equity capital$17,634
Total bank equity capital$17,634
Perpetual preferred stock$0
Common stock$14,391
Surplus$16,969
Undivided profits $-13,726
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,383
Earning assets $0
Long-term assets (5+ years) $290
Average Assets, year-to-date $96,484
Average Assets, quarterly $28,219
Volatile liabilities $105,376
Insider loans $101,174
FHLB advances $74,234
Loans and leases held for sale $101,314
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $17,608
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $10,246
Derivatives$4,573
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $5,852
Total interest expense $767
Net interest income $5,085
Provision for loan and lease losses $1,284
Total noninterest income $343
Fiduciary activities $0
Service charges on deposit accounts $340
Trading account gains & fees $0
Additional noninterest income $3
Total noninterest expense $4,107
Salaries and employee benefits $2,096
Premises and equipment expense $573
Additional noninterest expense $1,438
Pre-tax net operating income $37
Securities gains (losses) $0
Applicable income taxes $1
Income before extraordinary items $36
Extraordinary gains - net $0
Net income attributable to bank $36
Net charge-offs $0
Cash dividends $36
Sale, conversion, retirement of capital stock, net $979
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.83%
Cost of funding earning assets 0.76%
Net interest margin 5.07%
Noninterest income to earning assets 0.34%
Noninterest expense to earning assets 4.09%
Net operating income to assets 0.03%
Return on assets (ROA) 0.03%
Pretax return on assets 0.04%
Return on equity (ROE) 0.21%
Retained earnings to average equity (YTD only) 0.21%
Net charge-offs to loans 1.15%
Credit loss provision to net charge-offs 131.15%
Efficiency ratio1.35%
Assets per employee$75,663
Cash dividends to net income (YTD only)5.58%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 3.40%
Noncurrent assets plus other real estate owned to assets 179.61%
Noncurrent loans to loans 1.38%
Net loans and leases to deposits1.89%
Net loans and leases to core deposits 95.06%
Equity capital to assets 100.33%
Core capital (leverage) ratio 17.56%
Tier 1 risk-based capital ratio 17.38%
Total risk-based capital ratio 23.72%
Memoranda
Average assets$25
Average earning assets$105,376
Average equity $17,012
Average loans $100,385
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2 California Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0447410Americas United Bank801 North Brand Boulevard, Suite #1150, Glendale, CA 91203November 06, 2006Full Service Brick and Mortar
1521619Downey Branch8255 Firestone Blvd., Suite 110, Downey, CA 90241December 30, 2010Full Service Brick and Mortar
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