Amistad Bank in Del Rio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Amistad Bank - Overview

  • General
  • FDIC Certificate #: 26658
    Status: Active
    Federal Reserve ID: 30052
    Bank Holding Company (Regulatory Top Holder): Eden Financial Corporation (RSSDID: 1140967, Location: San Angelo, TX)
    Date Established: April 25, 1986
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 35391
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 25, 1986
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1301 Veterans Boulevard, Del Rio, TX 78840
    County: Val Verde
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Del Rio, TX (#19620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $22.7 mil
    Equity capital: $3.0 mil
    Deposits held in domestic offices: $19.2 mil
    Return on assets (ROA): 0.88% ($0.2 mil)
    Quarterly return on assets: 0.80% ($0.2 mil)
    Return on Equity (ROE): 6.48% ($0.2 mil)
    Quarterly return on equity: 6.05% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.34% ($304.4 mil)
    Quarterly Pretax return on assets: 1.20% ($272.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $22,714Total assets
  • $5,606Cash and due from depository institutions
  • $5,154Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $13,777Net loans & leases
  • $242Loan loss allowance
  • $0Trading account assets
  • $3,057Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $22,714Life insurance assets
  • $274All other assets
  • $19,714Total liabilities and capital
  • $19,175Total liabilities
  • $13,478Total deposits
  • $19,175Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $339Trading liabilities
  • $0Other borrowed funds
  • $200Subordinated debt
  • $3,000All other liabilities
  • $3,000Total equity capital
  • $3,000Total bank equity capital
  • $1,000Perpetual preferred stock
  • $531Common stock
  • $1,469Surplus
  • $0Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $178Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $59Long-term assets (5+ years)
  • $18,931Average Assets, year-to-date
  • $1,738Average Assets, quarterly
  • $21,279Volatile liabilities
  • $22,582Insider loans
  • $15,857FHLB advances
  • $21,828Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,351Restructured Loans and leases
  • $142Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,117Total interest income
  • $154Total interest expense
  • $963Net interest income
  • $6Provision for loan and lease losses
  • $674Total noninterest income
  • $0Fiduciary activities
  • $163Service charges on deposit accounts
  • $0Trading account gains & fees
  • $511Additional noninterest income
  • $1,346Total noninterest expense
  • $609Salaries and employee benefits
  • $234Premises and equipment expense
  • $503Additional noninterest expense
  • $285Pre-tax net operating income
  • $0Securities gains (losses)
  • $97Applicable income taxes
  • $188Income before extraordinary items
  • $0Extraordinary gains - net
  • $188Net income attributable to bank
  • $0Net charge-offs
  • $188Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.51%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 5.61%Net interest margin
  • 3.93%Noninterest income to earning assets
  • 7.84%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.34%Pretax return on assets
  • 6.48%Return on equity (ROE)
  • 6.48%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 82,224Assets per employee
  • 1.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.73%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 71.85%Net loans and leases to core deposits
  • 75.84%Equity capital to assets
  • 13.21%Core capital (leverage) ratio
  • 13.74%Tier 1 risk-based capital ratio
  • 18.92%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $21,279Average earning assets
  • $2,903Average equity
  • $17,167Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    035391Amistad Bank1301 Veterans Boulevard, Del Rio, TX 78840April 25, 1986Full Service Brick and Mortar

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