Amistad Bank in Del Rio, Texas (TX)



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Amistad Bank routing number info

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Amistad Bank
GeneralFDIC Certificate #: 26658
Status: Active
Federal Reserve ID: 30052
Bank Holding Company (Regulatory Top Holder): Eden Financial Corporation (RSSDID: 1140967, Location: San Angelo, TX)
Date Established: April 25, 1986
WWW: http://www.amistadbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 35391
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: April 25, 1986
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 1301 Veterans Boulevard, Del Rio, TX 78840
County: Val Verde
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Del Rio, TX (#19620)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $22.7 mil
Equity capital: $3.0 mil
Deposits held in domestic offices: $19.2 mil
Return on assets (ROA): 0.88% ($0.2 mil)
Quarterly return on assets: 0.80% ($0.2 mil)
Return on Equity (ROE): 6.48% ($0.2 mil)
Quarterly return on equity: 6.05% ($0.2 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.34% ($304.4 mil)
Quarterly Pretax return on assets: 1.20% ($272.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)13
Total assets$22,714
Cash and due from depository institutions$5,606
Interest-bearing balances$5,154
Securities$0
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$13,777
Loan loss allowance $242
Trading account assets$0
Bank premises and fixed assets$3,057
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$274
Life insurance assets$22,714
Total liabilities and capital$19,714
Total liabilities$19,175
Total deposits$13,478
Interest-bearing deposits$19,175
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$339
Other borrowed funds $0
Subordinated debt $200
All other liabilities $3,000
Total equity capital$3,000
Total bank equity capital$3,000
Perpetual preferred stock$1,000
Common stock$531
Surplus$1,469
Undivided profits $0
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $178
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $59
Average Assets, year-to-date $18,931
Average Assets, quarterly $1,738
Volatile liabilities $21,279
Insider loans $22,582
FHLB advances $15,857
Loans and leases held for sale $21,828
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,000
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,351
Derivatives$142
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,117
Total interest expense $154
Net interest income $963
Provision for loan and lease losses $6
Total noninterest income $674
Fiduciary activities $0
Service charges on deposit accounts $163
Trading account gains & fees $0
Additional noninterest income $511
Total noninterest expense $1,346
Salaries and employee benefits $609
Premises and equipment expense $234
Additional noninterest expense $503
Pre-tax net operating income $285
Securities gains (losses) $0
Applicable income taxes $97
Income before extraordinary items $188
Extraordinary gains - net $0
Net income attributable to bank $188
Net charge-offs $0
Cash dividends $188
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.51%
Cost of funding earning assets 0.90%
Net interest margin 5.61%
Noninterest income to earning assets 3.93%
Noninterest expense to earning assets 7.84%
Net operating income to assets 0.88%
Return on assets (ROA) 0.88%
Pretax return on assets 1.34%
Return on equity (ROE) 6.48%
Retained earnings to average equity (YTD only) 6.48%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$82,224
Cash dividends to net income (YTD only)1.75%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.73%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 71.85%
Equity capital to assets 75.84%
Core capital (leverage) ratio 13.21%
Tier 1 risk-based capital ratio 13.74%
Total risk-based capital ratio 18.92%
Memoranda
Average assets$20
Average earning assets$21,279
Average equity $2,903
Average loans $17,167
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
035391Amistad Bank1301 Veterans Boulevard, Del Rio, TX 78840April 25, 1986Full Service Brick and Mortar
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