Uvalde National Bank in Uvalde, Texas (TX)



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Uvalde National Bank routing number info

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Uvalde National Bank
GeneralFDIC Certificate #: 24465
Status: Active
Federal Reserve ID: 363264
Bank Holding Company (Regulatory Top Holder): Texas Country Bancshares, Inc. (RSSDID: 1106990, Location: Brady, TX)
Date Established: April 13, 1983
WWW: http://www.myunb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
OTS Docket #: 10021
FDIC's unique #: 17002
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: April 13, 1983
Last Structure Change Effective Date: August 24, 2006
Last Structure Change Process Date: October 18, 2006
Last Data Update: October 18, 2006
Data Source Date: April 05, 2012
LocationAddress: 727 East Main Street, Uvalde, TX 78801
County: Uvalde
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Uvalde, TX (#46620)
CBSA Micro Statistical Area: Yes
History of ChangesName Change
Financial SummaryTotal assets: $29.9 mil
Equity capital: $4.4 mil
Deposits held in domestic offices: $25.4 mil
Return on assets (ROA): 0.32% ($0.1 mil)
Quarterly return on assets: -0.01% (-$0.0 mil)
Return on Equity (ROE): 2.39% ($0.1 mil)
Quarterly return on equity: -0.09% (-$0.0 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.32% ($95.5 mil)
Quarterly Pretax return on assets: -0.01% (-$3.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$29,853
Cash and due from depository institutions$4,140
Interest-bearing balances$2,272
Securities$5,368
Federal funds sold & reverse repurchase agreements$3,600
Net loans & leases$14,385
Loan loss allowance $639
Trading account assets$0
Bank premises and fixed assets$655
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,705
Life insurance assets$29,853
Total liabilities and capital$25,488
Total liabilities$25,443
Total deposits$19,937
Interest-bearing deposits$25,443
Deposits held in domestic offices$99
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $45
All other liabilities $4,365
Total equity capital$4,365
Total bank equity capital$4,365
Perpetual preferred stock$0
Common stock$875
Surplus$3,906
Undivided profits $-416
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $235
Earning assets $0
Long-term assets (5+ years) $149
Average Assets, year-to-date $25,625
Average Assets, quarterly $7,557
Volatile liabilities $31,844
Insider loans $30,634
FHLB advances $17,416
Loans and leases held for sale $29,683
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,634
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $714
Derivatives$4
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,431
Total interest expense $196
Net interest income $1,235
Provision for loan and lease losses -$25
Total noninterest income $167
Fiduciary activities $0
Service charges on deposit accounts $76
Trading account gains & fees $0
Additional noninterest income $91
Total noninterest expense $1,371
Salaries and employee benefits $623
Premises and equipment expense $210
Additional noninterest expense $538
Pre-tax net operating income $56
Securities gains (losses) $45
Applicable income taxes $0
Income before extraordinary items $101
Extraordinary gains - net $0
Net income attributable to bank $101
Net charge-offs $0
Cash dividends $101
Sale, conversion, retirement of capital stock, net $99
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.13%
Cost of funding earning assets 0.70%
Net interest margin 4.43%
Noninterest income to earning assets 0.60%
Noninterest expense to earning assets 4.91%
Net operating income to assets 0.18%
Return on assets (ROA) 0.32%
Pretax return on assets 0.32%
Return on equity (ROE) 2.39%
Retained earnings to average equity (YTD only) 2.39%
Net charge-offs to loans 0.57%
Credit loss provision to net charge-offs -25.25%
Efficiency ratio0.31%
Assets per employee$97,789
Cash dividends to net income (YTD only)1.99%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 4.25%
Noncurrent assets plus other real estate owned to assets 271.91%
Noncurrent loans to loans 0.79%
Net loans and leases to deposits1.56%
Net loans and leases to core deposits 56.54%
Equity capital to assets 57.10%
Core capital (leverage) ratio 14.62%
Tier 1 risk-based capital ratio 12.24%
Total risk-based capital ratio 20.87%
Memoranda
Average assets$22
Average earning assets$31,844
Average equity $4,228
Average loans $27,901
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
017002Uvalde National Bank727 East Main Street, Uvalde, TX 78801April 13, 1983Full Service Brick and Mortar
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