Anchor D Bank in Texhoma, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


Anchor D Bank - Overview

  • General
  • FDIC Certificate #: 4208
    Status: Active
    Federal Reserve ID: 327556
    Bank Holding Company (Regulatory Top Holder): Texhoma Bancshares, Inc. (RSSDID: 1866306, Location: Texhoma, OK)
    Date Established: Febuary 23, 1906
    WWW: http://www.anchordbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 15757
    FDIC's unique #: 2760
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 2011
    Last Structure Change Process Date: January 09, 2012
    Last Data Update: January 09, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 222 West Main Street, Texhoma, OK 73949
    County: Texas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Guymon, OK (#25100)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $151.0 mil
    Equity capital: $15.3 mil
    Deposits held in domestic offices: $133.9 mil
    Return on assets (ROA): 1.38% ($2.1 mil)
    Quarterly return on assets: 0.52% ($0.8 mil)
    Return on Equity (ROE): 13.82% ($2.1 mil)
    Quarterly return on equity: 4.91% ($0.7 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.38% ($2,084.3 mil)
    Quarterly Pretax return on assets: 0.52% ($785.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $151,037Total assets
  • $4,050Cash and due from depository institutions
  • $595Interest-bearing balances
  • $68,754Securities
  • $393Federal funds sold & reverse repurchase agreements
  • $69,264Net loans & leases
  • $1,107Loan loss allowance
  • $0Trading account assets
  • $3,525Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $151,037Life insurance assets
  • $5,051All other assets
  • $135,696Total liabilities and capital
  • $133,941Total liabilities
  • $114,342Total deposits
  • $133,941Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,409Trading liabilities
  • $0Other borrowed funds
  • $346Subordinated debt
  • $15,341All other liabilities
  • $15,341Total equity capital
  • $15,341Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $2,200Surplus
  • $13,041Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $423Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9Income earned, not collected on loans
  • $0Earning assets
  • $1,361Long-term assets (5+ years)
  • $139,006Average Assets, year-to-date
  • $57,284Average Assets, quarterly
  • $147,261Volatile liabilities
  • $149,818Insider loans
  • $83,857FHLB advances
  • $149,866Loans and leases held for sale
  • $1,933Unused loan commitments
  • $1,933Tier 1 (core) risk-based capital
  • $13,478Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $32,971Restructured Loans and leases
  • $424Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,129Total interest income
  • $1,328Total interest expense
  • $4,801Net interest income
  • $10Provision for loan and lease losses
  • $1,051Total noninterest income
  • $0Fiduciary activities
  • $531Service charges on deposit accounts
  • $0Trading account gains & fees
  • $520Additional noninterest income
  • $4,153Total noninterest expense
  • $2,341Salaries and employee benefits
  • $432Premises and equipment expense
  • $1,380Additional noninterest expense
  • $1,689Pre-tax net operating income
  • $345Securities gains (losses)
  • $0Applicable income taxes
  • $2,034Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,034Net income attributable to bank
  • $0Net charge-offs
  • $2,034Cash dividends
  • -$266Sale, conversion, retirement of capital stock, net
  • $1,806Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 0.99%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.78%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.38%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 13.82%Return on equity (ROE)
  • 1.55%Retained earnings to average equity (YTD only)
  • -0.35%Net charge-offs to loans
  • -3.76%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,967Assets per employee
  • 3.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.79%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 12300.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 51.71%Net loans and leases to core deposits
  • 68.44%Equity capital to assets
  • 10.16%Core capital (leverage) ratio
  • 8.99%Tier 1 risk-based capital ratio
  • 16.07%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $147,261Average earning assets
  • $14,721Average equity
  • $134,530Average loans

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02760Anchor D Bank222 West Main Street, Texhoma, OK 73949Febuary 23, 1906Full Service Brick and Mortar
    1202384Goodwell Branch124 South Main, Goodwell, OK 73939Febuary 12, 1996Full Service Brick and Mortar
    2457257First National Bank Guymon Branch1903 N. Highway 64, Guymon, OK 73942September 05, 2006Full Service Brick and Mortar

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