High Plains Bank in Keyes, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

High Plains Bank - Overview

  • General
  • FDIC Certificate #: 418
    Status: Active
    Federal Reserve ID: 881852
    Bank Holding Company (Regulatory Top Holder): First Keyes Bancshares, Inc. (RSSDID: 1060711, Location: Keyes, OK)
    Date Established: Febuary 11, 1930
    WWW: http://www.hpbank.us
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 9403
    FDIC's unique #: 323
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 07, 2009
    Last Structure Change Process Date: December 09, 2009
    Last Data Update: December 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 South Polk Avenue, Keyes, OK 73947
    County: Cimarron
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $56.4 mil
    Equity capital: $6.8 mil
    Deposits held in domestic offices: $46.9 mil
    Return on assets (ROA): 1.17% ($0.7 mil)
    Quarterly return on assets: 0.10% ($0.1 mil)
    Return on Equity (ROE): 9.46% ($0.7 mil)
    Quarterly return on equity: 0.83% ($0.1 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.17% ($659.6 mil)
    Quarterly Pretax return on assets: 0.10% ($56.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $56,375Total assets
  • $1,684Cash and due from depository institutions
  • $26Interest-bearing balances
  • $1,050Securities
  • $1,525Federal funds sold & reverse repurchase agreements
  • $46,001Net loans & leases
  • $341Loan loss allowance
  • $0Trading account assets
  • $1,618Bank premises and fixed assets
  • $631Other real estate owned
  • $1,327Goodwill and other intangibles
  • $56,375Life insurance assets
  • $2,539All other assets
  • $49,613Total liabilities and capital
  • $46,870Total liabilities
  • $41,555Total deposits
  • $46,870Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,698Trading liabilities
  • $0Other borrowed funds
  • $45Subordinated debt
  • $6,762All other liabilities
  • $6,762Total equity capital
  • $6,762Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $4,176Surplus
  • $2,386Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $643Long-term assets (5+ years)
  • $48,602Average Assets, year-to-date
  • $6,765Average Assets, quarterly
  • $55,242Volatile liabilities
  • $56,415Insider loans
  • $50,799FHLB advances
  • $54,719Loans and leases held for sale
  • $1,277Unused loan commitments
  • $1,277Tier 1 (core) risk-based capital
  • $5,378Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,975Restructured Loans and leases
  • $1,872Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,852Total interest income
  • $550Total interest expense
  • $2,302Net interest income
  • $183Provision for loan and lease losses
  • $153Total noninterest income
  • $0Fiduciary activities
  • $83Service charges on deposit accounts
  • $0Trading account gains & fees
  • $70Additional noninterest income
  • $1,628Total noninterest expense
  • $832Salaries and employee benefits
  • $294Premises and equipment expense
  • $502Additional noninterest expense
  • $644Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $644Income before extraordinary items
  • $0Extraordinary gains - net
  • $644Net income attributable to bank
  • $0Net charge-offs
  • $644Cash dividends
  • $60Sale, conversion, retirement of capital stock, net
  • $546Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.87%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 4.74%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 3.35%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.17%Pretax return on assets
  • 9.46%Return on equity (ROE)
  • 1.44%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 305.00%Credit loss provision to net charge-offs
  • 13.78%Efficiency ratio
  • 64,196Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.78%Loss allowance to loans
  • 0.74%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 98.15%Net loans and leases to core deposits
  • 107.27%Equity capital to assets
  • 11.99%Core capital (leverage) ratio
  • 9.83%Tier 1 risk-based capital ratio
  • 10.59%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $55,242Average earning assets
  • $6,805Average equity
  • $48,589Average loans

List of branches

  • 4 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0323High Plains Bank301 South Polk Avenue, Keyes, OK 73947Febuary 11, 1930Full Service Brick and Mortar
    1357823North College St. Branch200 North College Street, Cordell, OK 73632December 29, 1999Full Service Brick and Mortar
    2361836Boise City Branch20 N.W. Square, Boise City, OK 73933November 22, 1999Full Service Brick and Mortar
    3469376Alva Branch810 E. Oklahoma Blvd., Alva, OK 73717October 26, 2007Full Service Brick and Mortar

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