FDIC Certificate #: 34149 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Park National Bank (#6653) Federal Reserve ID: 2433451 Date Established: March 25, 1996 WWW:http://www.andersonbank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 56294 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: March 25, 1996 Last Structure Change Effective Date: December 18, 2006 Last Structure Change Process Date: December 29, 2006 Last Data Update: December 29, 2006 Data Source Date: April 05, 2012
Location
Address: 1075 Nimitzview Drive, Cincinnati, OH 45230 County: Hamilton Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Columbus Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640) Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21) Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178) Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140) CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
Financial Summary
Total assets: $70.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
17Total employees (full-time equivalent)
$67,195Total assets
$2,414Cash and due from depository institutions
$87Interest-bearing balances
$494Securities
$4,176Federal funds sold & reverse repurchase agreements
$57,078Net loans & leases
$536Loan loss allowance
$0Trading account assets
$2,003Bank premises and fixed assets
$0Other real estate owned
$342Goodwill and other intangibles
$0Life insurance assets
$688All other assets
$67,195Total liabilities and capital
$60,619Total liabilities
$60,357Total deposits
$53,904Interest-bearing deposits
$60,357Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$262All other liabilities
$6,576Total equity capital
$6,576Total bank equity capital
$6,576Perpetual preferred stock
$0Common stock
$2,000Surplus
$2,993Undivided profits
Memoranda
$1,583Noncurrent loans and leases
$13,043Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$8Earning assets
$0Long-term assets (5+ years)
$312Average Assets, year-to-date
$61,835Average Assets, quarterly
$4,808Volatile liabilities
$65,777Insider loans
$67,347FHLB advances
$11,081Loans and leases held for sale
$634Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$13,043Total unused commitments
$0Restructured Loans and leases
$536Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$4,049Total interest income
$1,463Total interest expense
$2,586Net interest income
$65Provision for loan and lease losses
$273Total noninterest income
$0Fiduciary activities
$132Service charges on deposit accounts
$0Trading account gains & fees
$141Additional noninterest income
$1,726Total noninterest expense
$926Salaries and employee benefits
$241Premises and equipment expense
$559Additional noninterest expense
$1,068Pre-tax net operating income
$0Securities gains (losses)
$363Applicable income taxes
$705Income before extraordinary items
$0Extraordinary gains - net
$705Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.67%Yield on earning assets
2.41%Cost of funding earning assets
4.26%Net interest margin
0.45%Noninterest income to earning assets
2.84%Noninterest expense to earning assets
1.07%Net operating income to assets
1.07%Return on assets (ROA)
1.62%Pretax return on assets
11.36%Return on equity (ROE)
11.36%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
3250.00%Credit loss provision to net charge-offs
566.50%Efficiency ratio
59,636Assets per employee
3.95%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.93%Loss allowance to noncurrent loans
6700.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.01%Net loans and leases to deposits
94.57%Net loans and leases to core deposits
115.83%Equity capital to assets
9.79%Core capital (leverage) ratio
9.24%Tier 1 risk-based capital ratio
10.42%Total risk-based capital ratio
Memoranda
$11Average assets
$65,777Average earning assets
$6,205Average equity
$60,749Average loans
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