Anderson Banking Company in Anderson, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 30, 1993

  • Anderson Banking Company in Anderson, Indiana (IN)
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Anderson Banking Company - Overview

  • General
  • FDIC Certificate #: 13137
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Indiana (#4347)
    Federal Reserve ID: 557344
    Date Established: January 30, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 13 (Interstate: No)
    FDIC's unique #: 8308
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 30, 1993
    Last Structure Change Process Date: Febuary 08, 1993
    Last Data Update: Febuary 08, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 931 Meridian Street, Anderson, IN 46015
    County: Madison
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Anderson, IN (#11300)
    CBSA Metro Statistical Area: Anderson, IN (#11300)
  • Financial Summary
  • Total assets: $374.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $159Total assets
  • $374,199Cash and due from depository institutions
  • $15,655Interest-bearing balances
  • $0Securities
  • $76,048Federal funds sold & reverse repurchase agreements
  • $80,100Net loans & leases
  • $191,475Loan loss allowance
  • $2,540Trading account assets
  • $0Bank premises and fixed assets
  • $3,918Other real estate owned
  • $136Goodwill and other intangibles
  • $6,101Life insurance assets
  • $766All other assets
  • $0Total liabilities and capital
  • $374,199Total liabilities
  • $343,916Total deposits
  • $316,056Interest-bearing deposits
  • $272,431Deposits held in domestic offices
  • 316056.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $23,460Trading liabilities
  • $0Other borrowed funds
  • $1,566Subordinated debt
  • $0All other liabilities
  • $2,834Total equity capital
  • $2,834Total bank equity capital
  • $30,283Perpetual preferred stock
  • $0Common stock
  • $4,200Surplus
  • $17,000Undivided profits
  • Memoranda
  • $9,083Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,847Income earned, not collected on loans
  • $1,679Earning assets
  • $347,623Long-term assets (5+ years)
  • $56,768Average Assets, year-to-date
  • $377,700Average Assets, quarterly
  • $369,961Volatile liabilities
  • $36,598Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $46,160Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $29,517Total risk weighted assets
  • $215,982Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $26,566Total interest expense
  • $11,812Net interest income
  • $14,754Provision for loan and lease losses
  • $885Total noninterest income
  • $2,225Fiduciary activities
  • $153Service charges on deposit accounts
  • $1,030Trading account gains & fees
  • $0Additional noninterest income
  • $1,042Total noninterest expense
  • $9,517Salaries and employee benefits
  • $4,545Premises and equipment expense
  • $1,526Additional noninterest expense
  • $3,446Pre-tax net operating income
  • $6,577Securities gains (losses)
  • $9Applicable income taxes
  • $2,275Income before extraordinary items
  • $4,311Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,311Net charge-offs
  • $739Cash dividends
  • $1,008Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.57%Cost of funding earning assets
  • 3.37%Net interest margin
  • 4.21%Noninterest income to earning assets
  • 0.63%Noninterest expense to earning assets
  • 2.71%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 1.74%Return on equity (ROE)
  • 15.10%Retained earnings to average equity (YTD only)
  • 11.57%Net charge-offs to loans
  • 0.34%Credit loss provision to net charge-offs
  • 119.76%Efficiency ratio
  • 55,787Assets per employee
  • 2.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.38%Loss allowance to loans
  • 1.31%Loss allowance to noncurrent loans
  • 66.03%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 1.98%Net loans and leases to deposits
  • 60.58%Net loans and leases to core deposits
  • 62.89%Equity capital to assets
  • 8.09%Core capital (leverage) ratio
  • 7.90%Tier 1 risk-based capital ratio
  • 13.67%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $377,700Average earning assets
  • $28,545Average equity
  • $350,812Average loans

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