Antelope Valley Bank in Lancaster, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 30, 2001

  • Antelope Valley Bank in Lancaster, California (CA)
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Antelope Valley Bank - Overview

  • General
  • FDIC Certificate #: 23339
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: California Bank & Trust (#20852)
    Federal Reserve ID: 213864
    Date Established: Febuary 02, 1981
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 16358
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 02, 1981
    Last Structure Change Effective Date: March 30, 2001
    Last Structure Change Process Date: April 23, 2001
    Last Data Update: April 23, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 831 West Lancaster Boulevard, Lancaster, CA 93534
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $230.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 136Total employees (full-time equivalent)
  • $230,225Total assets
  • $20,411Cash and due from depository institutions
  • $0Interest-bearing balances
  • $40,354Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $158,171Net loans & leases
  • $1,486Loan loss allowance
  • $0Trading account assets
  • $2,342Bank premises and fixed assets
  • $0Other real estate owned
  • $2,758Goodwill and other intangibles
  • $0Life insurance assets
  • $6,189All other assets
  • $230,225Total liabilities and capital
  • $206,039Total liabilities
  • $199,904Total deposits
  • $139,040Interest-bearing deposits
  • $199,904Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,500Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $3,635All other liabilities
  • $24,186Total equity capital
  • $24,186Total bank equity capital
  • $24,186Perpetual preferred stock
  • $0Common stock
  • $3,575Surplus
  • $0Undivided profits
  • Memoranda
  • $20,611Noncurrent loans and leases
  • $12,302Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $210Earning assets
  • $0Long-term assets (5+ years)
  • $886Average Assets, year-to-date
  • $198,525Average Assets, quarterly
  • $42,320Volatile liabilities
  • $224,401Insider loans
  • $227,687FHLB advances
  • $16,165Loans and leases held for sale
  • $1,100Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,302Total unused commitments
  • $658Restructured Loans and leases
  • $1,486Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $16,658Total interest income
  • $3,253Total interest expense
  • $13,405Net interest income
  • $505Provision for loan and lease losses
  • $4,591Total noninterest income
  • $0Fiduciary activities
  • $3,275Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,316Additional noninterest income
  • $10,845Total noninterest expense
  • $4,951Salaries and employee benefits
  • $1,112Premises and equipment expense
  • $4,782Additional noninterest expense
  • $6,646Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,543Applicable income taxes
  • $4,103Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,103Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $800Sale, conversion, retirement of capital stock, net
  • $3,000Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.67%Yield on earning assets
  • 1.69%Cost of funding earning assets
  • 6.97%Net interest margin
  • 2.39%Noninterest income to earning assets
  • 5.64%Noninterest expense to earning assets
  • 1.83%Net operating income to assets
  • 1.83%Return on assets (ROA)
  • 2.96%Pretax return on assets
  • 17.73%Return on equity (ROE)
  • 4.77%Retained earnings to average equity (YTD only)
  • 0.53%Net charge-offs to loans
  • 63.13%Credit loss provision to net charge-offs
  • 8.94%Efficiency ratio
  • 57,785Assets per employee
  • 1.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.12%Loss allowance to loans
  • 0.93%Loss allowance to noncurrent loans
  • 707.62%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 79.12%Net loans and leases to core deposits
  • 84.93%Equity capital to assets
  • 10.51%Core capital (leverage) ratio
  • 9.51%Tier 1 risk-based capital ratio
  • 12.14%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $224,401Average earning assets
  • $23,139Average equity
  • $192,193Average loans

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