ArgentBank in city_name, state_name - Detailed Financial Reports, Location

ArgentBank in Thibodaux, Louisiana (LA)
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ArgentBank - Overview

General
FDIC Certificate #: 12612
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Capital One, National Association (#4297)
Federal Reserve ID: 368634
Date Established: January 01, 1910
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 22 (Interstate: No)
OTS Docket #: 11366
FDIC's unique #: 8009
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 01, 1998
Last Structure Change Process Date: March 04, 1998
Last Data Update: March 04, 1998
Data Source Date: April 05, 2012
Location
Address: 203 West Second Street, Thibodaux, LA 70301
County: Lafourche
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Houma, LA (#3350)
Core Based Statistical Area (CBSA): Houma-Bayou Cane-Thibodaux, LA (#26380)
CBSA Metro Statistical Area: Houma-Bayou Cane-Thibodaux, LA (#26380)
Financial Summary
Total assets: $805.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
233Total employees (full-time equivalent)
$805,306Total assets
$29,657Cash and due from depository institutions
$12Interest-bearing balances
$207,391Securities
$91,550Federal funds sold & reverse repurchase agreements
$443,439Net loans & leases
$12,632Loan loss allowance
$0Trading account assets
$8,731Bank premises and fixed assets
$24Other real estate owned
$11,421Goodwill and other intangibles
$0Life insurance assets
$13,093All other assets
$805,306Total liabilities and capital
$725,606Total liabilities
$655,582Total deposits
$559,930Interest-bearing deposits
$655,582Deposits held in domestic offices
0.00%% insured (estimated)
$56,984Federal funds purchased & repurchase agreements
$0Trading liabilities
$74Other borrowed funds
$0Subordinated debt
$12,966All other liabilities
$79,700Total equity capital
$79,700Total bank equity capital
$79,700Perpetual preferred stock
$0Common stock
$653Surplus
$38,981Undivided profits
Memoranda
$40,066Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,294Earning assets
$0Long-term assets (5+ years)
$2,447Average Assets, year-to-date
$742,392Average Assets, quarterly
$156,488Volatile liabilities
$680,555Insider loans
$781,687FHLB advances
$158,504Loans and leases held for sale
$28,463Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$64,364Total unused commitments
$0Restructured Loans and leases
$471,673Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$50,635Total interest income
$20,929Total interest expense
$29,706Net interest income
$2,000Provision for loan and lease losses
$3,721Total noninterest income
$47Fiduciary activities
$3,045Service charges on deposit accounts
$0Trading account gains & fees
$629Additional noninterest income
$28,381Total noninterest expense
$11,730Salaries and employee benefits
$3,103Premises and equipment expense
$13,548Additional noninterest expense
$3,046Pre-tax net operating income
$48Securities gains (losses)
$2,640Applicable income taxes
$454Income before extraordinary items
$0Extraordinary gains - net
$454Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$274Sale, conversion, retirement of capital stock, net
$3,535Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.05%Yield on earning assets
3.33%Cost of funding earning assets
4.72%Net interest margin
0.59%Noninterest income to earning assets
4.51%Noninterest expense to earning assets
0.06%Net operating income to assets
0.07%Return on assets (ROA)
0.45%Pretax return on assets
0.61%Return on equity (ROE)
-4.14%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
729.93%Credit loss provision to net charge-offs
18.42%Efficiency ratio
83,624Assets per employee
3.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
778.63%Loss allowance to loans
2.77%Loss allowance to noncurrent loans
550.65%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.50%Net loans and leases to deposits
67.64%Net loans and leases to core deposits
80.02%Equity capital to assets
9.90%Core capital (leverage) ratio
8.91%Tier 1 risk-based capital ratio
14.21%Total risk-based capital ratio
Memoranda
$15Average assets
$680,555Average earning assets
$74,418Average equity
$629,240Average loans

ArgentBank in Thibodaux, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

ArgentBank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

ArgentBank in Thibodaux, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

ArgentBank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

ArgentBank in Thibodaux, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches