Arkansas Bank and Trust Company in Hot Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 22, 1998

  • Arkansas Bank and Trust Company in Hot Springs, Arkansas (AR)
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Arkansas Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 97
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 339540
    Date Established: January 01, 1907
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    OTS Docket #: 14576
    FDIC's unique #: 77
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 22, 1998
    Last Structure Change Process Date: November 10, 1998
    Last Data Update: November 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 835 Central Avenue, Hot Springs, AR 71901
    County: Garland
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hot Springs, AR (#26300)
    CBSA Metro Statistical Area: Hot Springs, AR (#26300)
  • Financial Summary
  • Total assets: $446.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 156Total employees (full-time equivalent)
  • $437,773Total assets
  • $13,757Cash and due from depository institutions
  • $0Interest-bearing balances
  • $60,751Securities
  • $5,000Federal funds sold & reverse repurchase agreements
  • $343,278Net loans & leases
  • $5,951Loan loss allowance
  • $0Trading account assets
  • $8,250Bank premises and fixed assets
  • $146Other real estate owned
  • $356Goodwill and other intangibles
  • $0Life insurance assets
  • $6,235All other assets
  • $437,773Total liabilities and capital
  • $405,388Total liabilities
  • $401,542Total deposits
  • $323,625Interest-bearing deposits
  • $401,542Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $3,846All other liabilities
  • $32,385Total equity capital
  • $32,385Total bank equity capital
  • $32,385Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $15,742Undivided profits
  • Memoranda
  • $16,543Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,180Earning assets
  • $0Long-term assets (5+ years)
  • $1,986Average Assets, year-to-date
  • $409,029Average Assets, quarterly
  • $77,611Volatile liabilities
  • $423,079Insider loans
  • $434,379FHLB advances
  • $34,608Loans and leases held for sale
  • $6,052Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $35,080Total unused commitments
  • $0Restructured Loans and leases
  • $289,299Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $32,158Total interest income
  • $12,010Total interest expense
  • $20,148Net interest income
  • $200Provision for loan and lease losses
  • $3,736Total noninterest income
  • $560Fiduciary activities
  • $1,394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,782Additional noninterest income
  • $11,683Total noninterest expense
  • $5,277Salaries and employee benefits
  • $1,866Premises and equipment expense
  • $4,540Additional noninterest expense
  • $12,001Pre-tax net operating income
  • $1Securities gains (losses)
  • $4,432Applicable income taxes
  • $7,570Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,570Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $275Sale, conversion, retirement of capital stock, net
  • $6,400Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.18%Yield on earning assets
  • 3.05%Cost of funding earning assets
  • 5.12%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 2.97%Noninterest expense to earning assets
  • 1.79%Net operating income to assets
  • 1.79%Return on assets (ROA)
  • 2.84%Pretax return on assets
  • 24.45%Return on equity (ROE)
  • 3.78%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 72.73%Credit loss provision to net charge-offs
  • 44.37%Efficiency ratio
  • 48,501Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.54%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 504.32%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 85.49%Net loans and leases to core deposits
  • 93.55%Equity capital to assets
  • 7.40%Core capital (leverage) ratio
  • 7.25%Tier 1 risk-based capital ratio
  • 11.02%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $423,079Average earning assets
  • $30,956Average equity
  • $393,264Average loans
1
Coy hill
Requesting detailed banking history of my father Willis curtis Hill now deceased from the arkansas bank and trust of hot springs ar.

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