Arlington State Bank in Arlington, Minnesota (MN)

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Arlington State Bank routing number info

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Arlington State Bank
GeneralFDIC Certificate #: 1391
Status: Active
Federal Reserve ID: 270353
Bank Holding Company (Regulatory Top Holder): Arlco, Inc. (RSSDID: 1123728, Location: Arlington, MN)
Date Established: June 04, 1895
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 16044
FDIC's unique #: 914
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 230 West Main Street, Arlington, MN 55307
County: Sibley
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Mankato
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $53.8 mil
Equity capital: $5.9 mil
Deposits held in domestic offices: $46.8 mil
Return on assets (ROA): 0.77% ($0.4 mil)
Quarterly return on assets: 0.88% ($0.5 mil)
Return on Equity (ROE): 7.38% ($0.4 mil)
Quarterly return on equity: 8.12% ($0.5 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.77% ($414.6 mil)
Quarterly Pretax return on assets: 0.88% ($473.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$53,846
Cash and due from depository institutions$7,211
Interest-bearing balances$1,603
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$24,336
Loan loss allowance $385
Trading account assets$0
Bank premises and fixed assets$527
Other real estate owned$352
Goodwill and other intangibles$0
All other assets$1,511
Life insurance assets$53,846
Total liabilities and capital$47,965
Total liabilities$46,801
Total deposits$39,891
Interest-bearing deposits$46,801
Deposits held in domestic offices$94
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$279
Other borrowed funds $0
Subordinated debt $885
All other liabilities $5,881
Total equity capital$5,881
Total bank equity capital$5,881
Perpetual preferred stock$0
Common stock$175
Undivided profits $2,881
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $631
Earning assets $0
Long-term assets (5+ years) $405
Average Assets, year-to-date $45,848
Average Assets, quarterly $8,302
Volatile liabilities $52,427
Insider loans $53,967
FHLB advances $29,489
Loans and leases held for sale $54,204
Unused loan commitments $647
Tier 1 (core) risk-based capital $647
Tier 2 risk-based capital $5,197
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,107
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,173
Total interest expense $388
Net interest income $1,785
Provision for loan and lease losses $136
Total noninterest income $155
Fiduciary activities $0
Service charges on deposit accounts $68
Trading account gains & fees $0
Additional noninterest income $87
Total noninterest expense $1,448
Salaries and employee benefits $903
Premises and equipment expense $165
Additional noninterest expense $380
Pre-tax net operating income $356
Securities gains (losses) $50
Applicable income taxes $0
Income before extraordinary items $406
Extraordinary gains - net $0
Net income attributable to bank $406
Net charge-offs $0
Cash dividends $406
Sale, conversion, retirement of capital stock, net $327
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.84%
Cost of funding earning assets 0.86%
Net interest margin 3.98%
Noninterest income to earning assets 0.35%
Noninterest expense to earning assets 3.23%
Net operating income to assets 0.68%
Return on assets (ROA) 0.77%
Pretax return on assets 0.77%
Return on equity (ROE) 7.38%
Retained earnings to average equity (YTD only) 7.38%
Net charge-offs to loans 1.30%
Credit loss provision to net charge-offs 41.59%
Efficiency ratio1.50%
Assets per employee$74,639
Cash dividends to net income (YTD only)3.59%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.56%
Noncurrent assets plus other real estate owned to assets 61.01%
Noncurrent loans to loans 1.83%
Net loans and leases to deposits2.55%
Net loans and leases to core deposits 52.00%
Equity capital to assets 52.92%
Core capital (leverage) ratio 10.92%
Tier 1 risk-based capital ratio 9.59%
Total risk-based capital ratio 17.62%
Average assets$19
Average earning assets$52,427
Average equity $5,501
Average loans $44,883
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2 Minnesota Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0914Arlington State Bank230 West Main Street, Arlington, MN 55307June 04, 1895Full Service Brick and Mortar
1189459Arlington Branch203 West Adams Street, Arlington, MN 55307April 01, 1998Full Service Brick and Mortar
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