Arlington State Bank in Arlington, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches


Arlington State Bank - Overview

  • General
  • FDIC Certificate #: 1391
    Status: Active
    Federal Reserve ID: 270353
    Bank Holding Company (Regulatory Top Holder): Arlco, Inc. (RSSDID: 1123728, Location: Arlington, MN)
    Date Established: June 04, 1895
    WWW: http://www.arlingtonstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 16044
    FDIC's unique #: 914
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 230 West Main Street, Arlington, MN 55307
    County: Sibley
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Mankato
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $53.8 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $46.8 mil
    Return on assets (ROA): 0.77% ($0.4 mil)
    Quarterly return on assets: 0.88% ($0.5 mil)
    Return on Equity (ROE): 7.38% ($0.4 mil)
    Quarterly return on equity: 8.12% ($0.5 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.77% ($414.6 mil)
    Quarterly Pretax return on assets: 0.88% ($473.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $53,846Total assets
  • $7,211Cash and due from depository institutions
  • $1,603Interest-bearing balances
  • $19,909Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $24,336Net loans & leases
  • $385Loan loss allowance
  • $0Trading account assets
  • $527Bank premises and fixed assets
  • $352Other real estate owned
  • $0Goodwill and other intangibles
  • $53,846Life insurance assets
  • $1,511All other assets
  • $47,965Total liabilities and capital
  • $46,801Total liabilities
  • $39,891Total deposits
  • $46,801Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $279Trading liabilities
  • $0Other borrowed funds
  • $885Subordinated debt
  • $5,881All other liabilities
  • $5,881Total equity capital
  • $5,881Total bank equity capital
  • $0Perpetual preferred stock
  • $175Common stock
  • $2,825Surplus
  • $2,881Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $631Income earned, not collected on loans
  • $0Earning assets
  • $405Long-term assets (5+ years)
  • $45,848Average Assets, year-to-date
  • $8,302Average Assets, quarterly
  • $52,427Volatile liabilities
  • $53,967Insider loans
  • $29,489FHLB advances
  • $54,204Loans and leases held for sale
  • $647Unused loan commitments
  • $647Tier 1 (core) risk-based capital
  • $5,197Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,107Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,173Total interest income
  • $388Total interest expense
  • $1,785Net interest income
  • $136Provision for loan and lease losses
  • $155Total noninterest income
  • $0Fiduciary activities
  • $68Service charges on deposit accounts
  • $0Trading account gains & fees
  • $87Additional noninterest income
  • $1,448Total noninterest expense
  • $903Salaries and employee benefits
  • $165Premises and equipment expense
  • $380Additional noninterest expense
  • $356Pre-tax net operating income
  • $50Securities gains (losses)
  • $0Applicable income taxes
  • $406Income before extraordinary items
  • $0Extraordinary gains - net
  • $406Net income attributable to bank
  • $0Net charge-offs
  • $406Cash dividends
  • $327Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 7.38%Return on equity (ROE)
  • 7.38%Retained earnings to average equity (YTD only)
  • 1.30%Net charge-offs to loans
  • 41.59%Credit loss provision to net charge-offs
  • 1.50%Efficiency ratio
  • 74,639Assets per employee
  • 3.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.56%Loss allowance to noncurrent loans
  • 61.01%Noncurrent assets plus other real estate owned to assets
  • 1.83%Noncurrent loans to loans
  • 2.55%Net loans and leases to deposits
  • 52.00%Net loans and leases to core deposits
  • 52.92%Equity capital to assets
  • 10.92%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 17.62%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $52,427Average earning assets
  • $5,501Average equity
  • $44,883Average loans

List of branches

  • 2 Minnesota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0914Arlington State Bank230 West Main Street, Arlington, MN 55307June 04, 1895Full Service Brick and Mortar
    1189459Arlington Branch203 West Adams Street, Arlington, MN 55307April 01, 1998Full Service Brick and Mortar

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