State Bank of Hamburg in Hamburg, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Hamburg - Overview

  • General
  • FDIC Certificate #: 8199
    Status: Active
    Federal Reserve ID: 80552
    Bank Holding Company (Regulatory Top Holder): Hamburg Financial, Inc. (RSSDID: 1128086, Location: Excelsior, MN)
    Date Established: December 05, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5225
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 591 Park Avenue, Hamburg, MN 55339
    County: Carver
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $20.6 mil
    Equity capital: $1.7 mil
    Deposits held in domestic offices: $18.7 mil
    Return on assets (ROA): 0.44% ($0.1 mil)
    Quarterly return on assets: -0.08% (-$0.0 mil)
    Return on Equity (ROE): 5.28% ($0.1 mil)
    Quarterly return on equity: -0.93% (-$0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.45% ($92.5 mil)
    Quarterly Pretax return on assets: -0.08% (-$16.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $20,558Total assets
  • $5,216Cash and due from depository institutions
  • $3,789Interest-bearing balances
  • $2,872Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $11,392Net loans & leases
  • $191Loan loss allowance
  • $0Trading account assets
  • $443Bank premises and fixed assets
  • $66Other real estate owned
  • $0Goodwill and other intangibles
  • $20,558Life insurance assets
  • $569All other assets
  • $18,848Total liabilities and capital
  • $18,727Total liabilities
  • $14,637Total deposits
  • $18,727Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $121Subordinated debt
  • $1,710All other liabilities
  • $1,710Total equity capital
  • $1,710Total bank equity capital
  • $0Perpetual preferred stock
  • $350Common stock
  • $1,545Surplus
  • $-185Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16Income earned, not collected on loans
  • $0Earning assets
  • $74Long-term assets (5+ years)
  • $18,053Average Assets, year-to-date
  • $3,006Average Assets, quarterly
  • $20,188Volatile liabilities
  • $20,449Insider loans
  • $12,111FHLB advances
  • $20,687Loans and leases held for sale
  • $372Unused loan commitments
  • $372Tier 1 (core) risk-based capital
  • $1,679Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,403Restructured Loans and leases
  • $180Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $875Total interest income
  • $188Total interest expense
  • $687Net interest income
  • $20Provision for loan and lease losses
  • $124Total noninterest income
  • $0Fiduciary activities
  • $39Service charges on deposit accounts
  • $0Trading account gains & fees
  • $85Additional noninterest income
  • $701Total noninterest expense
  • $336Salaries and employee benefits
  • $93Premises and equipment expense
  • $272Additional noninterest expense
  • $90Pre-tax net operating income
  • $0Securities gains (losses)
  • $2Applicable income taxes
  • $88Income before extraordinary items
  • $0Extraordinary gains - net
  • $88Net income attributable to bank
  • $0Net charge-offs
  • $88Cash dividends
  • $140Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.93%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 5.28%Return on equity (ROE)
  • 5.28%Retained earnings to average equity (YTD only)
  • 1.23%Net charge-offs to loans
  • 14.29%Credit loss provision to net charge-offs
  • 0.79%Efficiency ratio
  • 86,436Assets per employee
  • 3.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 1193.75%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 60.83%Net loans and leases to core deposits
  • 60.83%Equity capital to assets
  • 8.32%Core capital (leverage) ratio
  • 8.12%Tier 1 risk-based capital ratio
  • 13.86%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $20,188Average earning assets
  • $1,665Average equity
  • $17,850Average loans

List of branches

  • 1 Minnesota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05225State Bank Of Hamburg591 Park Avenue, Hamburg, MN 55339December 05, 1904Full Service Brick and Mortar

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