Associated Card Services Bank, National Association in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 12, 2003

  • Associated Card Services Bank, National Association in Stevens Point, Wisconsin (WI)
  • Show street view No street view available for this location

Associated Card Services Bank, National Association - Overview

  • General
  • FDIC Certificate #: 34208
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 2482730
    Date Established: July 19, 1996
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 56966
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 19, 1996
    Last Structure Change Effective Date: September 12, 2003
    Last Structure Change Process Date: October 28, 2003
    Last Data Update: October 28, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 1305 Main Street, Stevens Point, WI 54481
    County: Portage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $26.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $23,017Total assets
  • $14,815Cash and due from depository institutions
  • $0Interest-bearing balances
  • $0Securities
  • $4,730Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,472All other assets
  • $23,017Total liabilities and capital
  • $14,827Total liabilities
  • $500Total deposits
  • $0Interest-bearing deposits
  • $500Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $14,327All other liabilities
  • $8,190Total equity capital
  • $8,190Total bank equity capital
  • $8,190Perpetual preferred stock
  • $0Common stock
  • $108Surplus
  • $6,892Undivided profits
  • Memoranda
  • $1,190Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $4,730Average Assets, quarterly
  • $0Volatile liabilities
  • $29,076Insider loans
  • $28,964FHLB advances
  • $500Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $137Total interest income
  • $30Total interest expense
  • $107Net interest income
  • $0Provision for loan and lease losses
  • $22,409Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22,408Additional noninterest income
  • $17,404Total noninterest expense
  • $1,575Salaries and employee benefits
  • $114Premises and equipment expense
  • $15,715Additional noninterest expense
  • $5,112Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,868Applicable income taxes
  • $3,244Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,244Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $5,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.44%Yield on earning assets
  • 0.32%Cost of funding earning assets
  • 1.13%Net interest margin
  • 236.12%Noninterest income to earning assets
  • 183.38%Noninterest expense to earning assets
  • 11.16%Net operating income to assets
  • 11.16%Return on assets (ROA)
  • 17.58%Pretax return on assets
  • 30.67%Return on equity (ROE)
  • -16.60%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,296Assets per employee
  • 0.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 154.13%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 35.58%Core capital (leverage) ratio
  • 24.42%Tier 1 risk-based capital ratio
  • 114.21%Total risk-based capital ratio
  • Memoranda
  • $114Average assets
  • $29,076Average earning assets
  • $10,577Average equity
  • $9,491Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Associated Card Services Bank, National Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents