Associated Card Services Bank, National Association in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 12, 2003

  • Associated Card Services Bank, National Association in Stevens Point, Wisconsin (WI)
  • Show street view No street view available for this location

Associated Card Services Bank, National Association - Overview

  • General
  • FDIC Certificate #: 34208
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 2482730
    Date Established: July 19, 1996
    WWW: http://www.associatedbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 56966
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 19, 1996
    Last Structure Change Effective Date: September 12, 2003
    Last Structure Change Process Date: October 28, 2003
    Last Data Update: October 28, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 1305 Main Street, Stevens Point, WI 54481
    County: Portage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $26.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $23,017Total assets
  • $14,815Cash and due from depository institutions
  • $0Interest-bearing balances
  • $0Securities
  • $4,730Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,472All other assets
  • $23,017Total liabilities and capital
  • $14,827Total liabilities
  • $500Total deposits
  • $0Interest-bearing deposits
  • $500Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $14,327All other liabilities
  • $8,190Total equity capital
  • $8,190Total bank equity capital
  • $8,190Perpetual preferred stock
  • $0Common stock
  • $108Surplus
  • $6,892Undivided profits
  • Memoranda
  • $1,190Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $4,730Average Assets, quarterly
  • $0Volatile liabilities
  • $29,076Insider loans
  • $28,964FHLB advances
  • $500Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $137Total interest income
  • $30Total interest expense
  • $107Net interest income
  • $0Provision for loan and lease losses
  • $22,409Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22,408Additional noninterest income
  • $17,404Total noninterest expense
  • $1,575Salaries and employee benefits
  • $114Premises and equipment expense
  • $15,715Additional noninterest expense
  • $5,112Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,868Applicable income taxes
  • $3,244Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,244Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $5,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.44%Yield on earning assets
  • 0.32%Cost of funding earning assets
  • 1.13%Net interest margin
  • 236.12%Noninterest income to earning assets
  • 183.38%Noninterest expense to earning assets
  • 11.16%Net operating income to assets
  • 11.16%Return on assets (ROA)
  • 17.58%Pretax return on assets
  • 30.67%Return on equity (ROE)
  • -16.60%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,296Assets per employee
  • 0.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 154.13%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 35.58%Core capital (leverage) ratio
  • 24.42%Tier 1 risk-based capital ratio
  • 114.21%Total risk-based capital ratio
  • Memoranda
  • $114Average assets
  • $29,076Average earning assets
  • $10,577Average equity
  • $9,491Average loans

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