FDIC Certificate #: 90030 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution: (#33792) Federal Reserve ID: 35655 Date Established: July 10, 1923 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 17675 Numeric code: 23 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: December 02, 1987 Last Structure Change Effective Date: March 31, 1999 Last Structure Change Process Date: April 22, 1999 Last Data Update: April 22, 1999 Data Source Date: April 05, 2012
Location
Address: 3300 South Parker Road, Suite 320b, Aurora, CO 80014 County: Arapahoe Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Kansas City FDIC Field Office: Denver Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Denver, CO (#2080) Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34) Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216) Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740) CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $4.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
3Total employees (full-time equivalent)
$4,222Total assets
$1,234Cash and due from depository institutions
$0Interest-bearing balances
$2,048Securities
$0Federal funds sold & reverse repurchase agreements
$912Net loans & leases
$41Loan loss allowance
$0Trading account assets
$2Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$26All other assets
$4,222Total liabilities and capital
$1,881Total liabilities
$1,548Total deposits
$1,548Interest-bearing deposits
$1,548Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$241Other borrowed funds
$0Subordinated debt
$92All other liabilities
$2,341Total equity capital
$2,341Total bank equity capital
$2,341Perpetual preferred stock
$0Common stock
$100Surplus
$400Undivided profits
Memoranda
$1,841Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4Earning assets
$0Long-term assets (5+ years)
$8Average Assets, year-to-date
$2,960Average Assets, quarterly
$15Volatile liabilities
$3,751Insider loans
$3,830FHLB advances
$241Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$1,617Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$304Total interest income
$54Total interest expense
$250Net interest income
$98Provision for loan and lease losses
$176Total noninterest income
$0Fiduciary activities
$99Service charges on deposit accounts
$0Trading account gains & fees
$77Additional noninterest income
$233Total noninterest expense
$130Salaries and employee benefits
$18Premises and equipment expense
$85Additional noninterest expense
$95Pre-tax net operating income
$0Securities gains (losses)
$34Applicable income taxes
$61Income before extraordinary items
$0Extraordinary gains - net
$61Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$116Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.89%Yield on earning assets
1.76%Cost of funding earning assets
8.14%Net interest margin
5.73%Noninterest income to earning assets
7.58%Noninterest expense to earning assets
1.63%Net operating income to assets
1.63%Return on assets (ROA)
2.53%Pretax return on assets
2.63%Return on equity (ROE)
2.63%Retained earnings to average equity (YTD only)
11.27%Net charge-offs to loans
84.48%Credit loss provision to net charge-offs
1.66%Efficiency ratio
54,695Assets per employee
1.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.30%Loss allowance to noncurrent loans
1025.00%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.42%Net loans and leases to deposits
58.91%Net loans and leases to core deposits
58.91%Equity capital to assets
55.45%Core capital (leverage) ratio
61.72%Tier 1 risk-based capital ratio
144.79%Total risk-based capital ratio
Memoranda
$146Average assets
$3,751Average earning assets
$2,316Average equity
$3,073Average loans
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