BPD Bank in New York, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

BPD Bank - Overview

  • General
  • FDIC Certificate #: 26508
    Status: Active
    Federal Reserve ID: 66015
    Bank Holding Company (Regulatory Top Holder): Grupo Popular, S. A. (RSSDID: 1135217, Location: Santo Domingo)
    Date Established: January 27, 1986
    WWW: http://www.bpdbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 33210
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 27, 1986
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 90 Broad Street, 5th Floor, New York, NY 10004
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $384.5 mil
    Equity capital: $66.7 mil
    Deposits held in domestic offices: $276.1 mil
    Return on assets (ROA): 0.98% ($3.8 mil)
    Quarterly return on assets: 0.71% ($2.7 mil)
    Return on Equity (ROE): 6.18% ($4.1 mil)
    Quarterly return on equity: 4.28% ($2.9 mil)
    Net income: $4.0 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.00% ($3,845.3 mil)
    Quarterly Pretax return on assets: 1.07% ($4,114.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $384,535Total assets
  • $21,980Cash and due from depository institutions
  • $171Interest-bearing balances
  • $72,089Securities
  • $21,000Federal funds sold & reverse repurchase agreements
  • $237,735Net loans & leases
  • $5,485Loan loss allowance
  • $0Trading account assets
  • $799Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $384,535Life insurance assets
  • $30,932All other assets
  • $317,859Total liabilities and capital
  • $286,093Total liabilities
  • $143,653Total deposits
  • $276,057Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $30,000Trading liabilities
  • $0Other borrowed funds
  • $1,766Subordinated debt
  • $66,676All other liabilities
  • $66,676Total equity capital
  • $66,676Total bank equity capital
  • $0Perpetual preferred stock
  • $27,863Common stock
  • $17,742Surplus
  • $21,071Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,529Income earned, not collected on loans
  • $0Earning assets
  • $1,589Long-term assets (5+ years)
  • $330,995Average Assets, year-to-date
  • $96,253Average Assets, quarterly
  • $407,225Volatile liabilities
  • $401,437Insider loans
  • $248,032FHLB advances
  • $409,601Loans and leases held for sale
  • $8,590Unused loan commitments
  • $8,590Tier 1 (core) risk-based capital
  • $66,805Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,536Restructured Loans and leases
  • $2,500Derivatives
  • $139,513Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $17,755Total interest income
  • $2,527Total interest expense
  • $15,228Net interest income
  • $4,123Provision for loan and lease losses
  • $3,269Total noninterest income
  • $0Fiduciary activities
  • $906Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,363Additional noninterest income
  • $12,939Total noninterest expense
  • $6,043Salaries and employee benefits
  • $3,024Premises and equipment expense
  • $3,872Additional noninterest expense
  • $1,435Pre-tax net operating income
  • $2,633Securities gains (losses)
  • $63Applicable income taxes
  • $4,005Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,005Net income attributable to bank
  • $0Net charge-offs
  • $4,005Cash dividends
  • $3,780Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.09%Yield on earning assets
  • 0.73%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.94%Noninterest income to earning assets
  • 3.71%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 6.18%Return on equity (ROE)
  • 6.18%Retained earnings to average equity (YTD only)
  • 1.52%Net charge-offs to loans
  • 109.07%Credit loss provision to net charge-offs
  • 1.47%Efficiency ratio
  • 69,952Assets per employee
  • 6.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.26%Loss allowance to noncurrent loans
  • 121.11%Noncurrent assets plus other real estate owned to assets
  • 1.18%Noncurrent loans to loans
  • 1.86%Net loans and leases to deposits
  • 83.10%Net loans and leases to core deposits
  • 96.37%Equity capital to assets
  • 17.34%Core capital (leverage) ratio
  • 16.31%Tier 1 risk-based capital ratio
  • 26.93%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $407,225Average earning assets
  • $64,757Average equity
  • $348,499Average loans

List of branches

  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    033210Bpd Bank90 Broad Street, 5th Floor, New York, NY 10004January 27, 1986Full Service Brick and Mortar

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