Goldman Sachs Bank USA in New York, New York (NY), MA, NJ, TX, UT
Overview, Financial Summary, Detailed Financial Reports, Branches

Goldman Sachs Bank USA - Overview

  • General
  • FDIC Certificate #: 33124
    Status: Active
    Federal Reserve ID: 2182786
    Bank Holding Company (Regulatory Top Holder): Goldman Sachs Group, Inc., The (RSSDID: 2380443, Location: New York, NY)
    Date Established: August 30, 1990
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: Yes)
    FDIC's unique #: 46359
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: November 28, 2008
    Last Structure Change Effective Date: July 01, 2010
    Last Structure Change Process Date: August 08, 2011
    Last Data Update: August 08, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 West Street, New York, NY 10282
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $103,790.0 mil
    Equity capital: $19,214.0 mil
    Deposits held in domestic offices: $44,764.0 mil
    Return on assets (ROA): 1.42% ($1,473.8 mil)
    Quarterly return on assets: 0.90% ($934.1 mil)
    Return on Equity (ROE): 7.15% ($1,373.8 mil)
    Quarterly return on equity: 4.92% ($945.3 mil)
    Net income: $1,335.0 mil
    Quarterly Net income: $235.0 mil
    Pretax return on assets: 2.39% ($2,480,581.0 mil)
    Quarterly Pretax return on assets: 1.51% ($1,567,229.0 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 295Total employees (full-time equivalent)
  • $103,790,000Total assets
  • $40,861,000Cash and due from depository institutions
  • $40,826,000Interest-bearing balances
  • $0Securities
  • $4,689,000Federal funds sold & reverse repurchase agreements
  • $11,969,000Net loans & leases
  • $6,000Loan loss allowance
  • $37,334,000Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $4,000Goodwill and other intangibles
  • $103,790,000Life insurance assets
  • $8,933,000All other assets
  • $84,535,000Total liabilities and capital
  • $44,764,000Total liabilities
  • $44,764,000Total deposits
  • $44,764,000Interest-bearing deposits
  • $55Deposits held in domestic offices
  • 15275000.00%% insured (estimated)
  • $15,831,000Federal funds purchased & repurchase agreements
  • $1,121,000Trading liabilities
  • $0Other borrowed funds
  • $7,544,000Subordinated debt
  • $19,255,000All other liabilities
  • $19,214,000Total equity capital
  • $19,214,000Total bank equity capital
  • $0Perpetual preferred stock
  • $8,000,000Common stock
  • $5,636,000Surplus
  • $5,578,000Undivided profits
  • Memoranda
  • $41,000Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $86,000Long-term assets (5+ years)
  • $64,368,000Average Assets, year-to-date
  • $636,000Average Assets, quarterly
  • $94,171,600Volatile liabilities
  • $104,152,000Insider loans
  • $112,823,800FHLB advances
  • $104,129,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,251,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $54,711,000Restructured Loans and leases
  • $0Derivatives
  • $61,000Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $883,000Total interest income
  • $645,000Total interest expense
  • $238,000Net interest income
  • $2,000Provision for loan and lease losses
  • $3,327,000Total noninterest income
  • $33,000Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,185,000Trading account gains & fees
  • $1,109,000Additional noninterest income
  • $1,305,000Total noninterest expense
  • $165,000Salaries and employee benefits
  • $9,000Premises and equipment expense
  • $1,131,000Additional noninterest expense
  • $2,258,000Pre-tax net operating income
  • $0Securities gains (losses)
  • $915,000Applicable income taxes
  • $1,343,000Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,335,000Net income attributable to bank
  • $8,000Net charge-offs
  • $1,343,000Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $1,000,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.52%Yield on earning assets
  • 1.11%Cost of funding earning assets
  • 0.41%Net interest margin
  • 5.71%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.39%Pretax return on assets
  • 7.15%Return on equity (ROE)
  • 1.79%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 36,606Assets per employee
  • 351.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.91%Loss allowance to loans
  • 0.05%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 26.74%Net loans and leases to core deposits
  • 47.90%Equity capital to assets
  • 18.51%Core capital (leverage) ratio
  • 18.49%Tier 1 risk-based capital ratio
  • 17.06%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $94,171,600Average earning assets
  • $18,679,400Average equity
  • $58,264,800Average loans

Bank Assets Sold and Securitized (December 31, 2010)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $7,163,0001-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $125,000Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Massachusetts Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    3494815Boston Branch125 High Street, Boston, MA 2110November 28, 2008Limited Service Trust
  • 1 New Jersey Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    7512445Jersey City Trust Branch30 Hudson Street, Jersey City, NJ 7302November 30, 2008Limited Service Trust
  • 1 New York Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    046359Goldman Sachs Bank Usa200 West Street, New York, NY 10282August 30, 1990Full Service Brick and Mortar
  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    2479349Texas Office Branch100 Crescent Court, Suite 1000, Dallas, TX 75201May 21, 2008Limited Service Loan Production
  • 1 Utah Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    1364200Salt Lake City Branch295 Chipeta Way, 4th Floor, Salt Lake City, UT 84108July 06, 2004Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Goldman Sachs Bank USA.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents