BancCentral, National Association in Alva, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • BancCentral, National Association in Alva, Oklahoma (OK)
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BancCentral, National Association - Overview

  • General
  • FDIC Certificate #: 4033
    Status: Active
    Federal Reserve ID: 251352
    Bank Holding Company (Regulatory Top Holder): Myers Bancshares, Inc. (RSSDID: 2107789, Location: Alva, OK)
    Date Established: August 11, 1913
    WWW: http://www.cnbalva.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 2614
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 01, 2012
    Last Structure Change Process Date: March 08, 2012
    Last Data Update: March 08, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 602-612 Flynn Street, Alva, OK 73717
    County: Woods
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $275.5 mil
    Equity capital: $35.9 mil
    Deposits held in domestic offices: $239.3 mil
    Return on assets (ROA): 0.77% ($2.1 mil)
    Quarterly return on assets: 0.37% ($1.0 mil)
    Return on Equity (ROE): 6.05% ($2.2 mil)
    Quarterly return on equity: 2.82% ($1.0 mil)
    Net income: $2.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.77% ($2,121.7 mil)
    Quarterly Pretax return on assets: 0.37% ($1,019.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $275,547Total assets
  • $11,021Cash and due from depository institutions
  • $2,124Interest-bearing balances
  • $184,820Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $64,953Net loans & leases
  • $2,344Loan loss allowance
  • $0Trading account assets
  • $3,834Bank premises and fixed assets
  • $342Other real estate owned
  • $476Goodwill and other intangibles
  • $275,547Life insurance assets
  • $10,101All other assets
  • $239,638Total liabilities and capital
  • $239,302Total liabilities
  • $175,887Total deposits
  • $239,302Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $336Subordinated debt
  • $35,909All other liabilities
  • $35,909Total equity capital
  • $35,909Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $9,000Surplus
  • $25,909Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,081Income earned, not collected on loans
  • $0Earning assets
  • $2,093Long-term assets (5+ years)
  • $251,897Average Assets, year-to-date
  • $165,587Average Assets, quarterly
  • $267,130Volatile liabilities
  • $276,576Insider loans
  • $121,054FHLB advances
  • $273,220Loans and leases held for sale
  • $6,543Unused loan commitments
  • $6,543Tier 1 (core) risk-based capital
  • $31,329Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $31,350Restructured Loans and leases
  • $1,093Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,752Total interest income
  • $1,315Total interest expense
  • $8,437Net interest income
  • $0Provision for loan and lease losses
  • $1,199Total noninterest income
  • $108Fiduciary activities
  • $290Service charges on deposit accounts
  • $0Trading account gains & fees
  • $801Additional noninterest income
  • $9,715Total noninterest expense
  • $4,008Salaries and employee benefits
  • $643Premises and equipment expense
  • $5,064Additional noninterest expense
  • -$79Pre-tax net operating income
  • $2,147Securities gains (losses)
  • $0Applicable income taxes
  • $2,068Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,068Net income attributable to bank
  • $0Net charge-offs
  • $2,068Cash dividends
  • -$16Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 0.54%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 4.01%Noninterest expense to earning assets
  • -0.03%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 6.05%Return on equity (ROE)
  • 4.29%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 96,586Assets per employee
  • 4.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.01%Loss allowance to loans
  • 3.48%Loss allowance to noncurrent loans
  • 112.64%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 3.09%Net loans and leases to deposits
  • 27.14%Net loans and leases to core deposits
  • 30.66%Equity capital to assets
  • 13.03%Core capital (leverage) ratio
  • 11.47%Tier 1 risk-based capital ratio
  • 25.88%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $267,130Average earning assets
  • $34,191Average equity
  • $242,288Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $27,992Managed Assets
  • 1Number of Accounts
  • $27,992Personal trust and agency accounts
  • $27,688Employee benefit-defined contribution accounts
  • $304Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 10Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02614Banccentral, National Association602-612 Flynn Street, Alva, OK 73717August 11, 1913Full Service Brick and Mortar
    2226825Woodward Branch722 Main Street, Woodward, OK 73801October 05, 1959Full Service Brick and Mortar
    3257957Williams Branch2519 Williams Avenue, Woodward, OK 73802May 26, 1994Full Service Brick and Mortar

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