Community Bank in Alva, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


Community Bank - Overview

  • General
  • FDIC Certificate #: 25750
    Status: Active
    Federal Reserve ID: 250850
    Bank Holding Company (Regulatory Top Holder): Community Bancshares Of Alva, Inc. (RSSDID: 1249570, Location: Alva, OK)
    Date Established: July 16, 1984
    WWW: http://www.bankalva.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 11911
    FDIC's unique #: 17623
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: July 16, 1984
    Last Structure Change Effective Date: June 14, 2006
    Last Structure Change Process Date: August 01, 2006
    Last Data Update: August 01, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1729 College Boulevard, Alva, OK 73717
    County: Woods
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $72.3 mil
    Equity capital: $7.0 mil
    Deposits held in domestic offices: $65.0 mil
    Return on assets (ROA): 1.33% ($1.0 mil)
    Quarterly return on assets: 1.38% ($1.0 mil)
    Return on Equity (ROE): 13.74% ($1.0 mil)
    Quarterly return on equity: 14.29% ($1.0 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.33% ($962.3 mil)
    Quarterly Pretax return on assets: 1.38% ($998.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $72,350Total assets
  • $1,231Cash and due from depository institutions
  • $5Interest-bearing balances
  • $35,746Securities
  • $307Federal funds sold & reverse repurchase agreements
  • $32,752Net loans & leases
  • $420Loan loss allowance
  • $0Trading account assets
  • $315Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $72,351Life insurance assets
  • $1,999All other assets
  • $65,333Total liabilities and capital
  • $64,990Total liabilities
  • $55,640Total deposits
  • $64,990Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $343Subordinated debt
  • $7,018All other liabilities
  • $7,018Total equity capital
  • $7,018Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,000Surplus
  • $5,018Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $374Income earned, not collected on loans
  • $0Earning assets
  • $603Long-term assets (5+ years)
  • $68,810Average Assets, year-to-date
  • $34,529Average Assets, quarterly
  • $67,879Volatile liabilities
  • $72,674Insider loans
  • $44,841FHLB advances
  • $72,410Loans and leases held for sale
  • $599Unused loan commitments
  • $599Tier 1 (core) risk-based capital
  • $5,870Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,592Restructured Loans and leases
  • $891Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,838Total interest income
  • $538Total interest expense
  • $2,300Net interest income
  • $0Provision for loan and lease losses
  • $43Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $1,443Total noninterest expense
  • $736Salaries and employee benefits
  • $236Premises and equipment expense
  • $471Additional noninterest expense
  • $900Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $900Income before extraordinary items
  • $0Extraordinary gains - net
  • $900Net income attributable to bank
  • $0Net charge-offs
  • $900Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $294Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.40%Yield on earning assets
  • 0.83%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.07%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 13.74%Return on equity (ROE)
  • 9.25%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 56.25%Efficiency ratio
  • 61,588Assets per employee
  • 7.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.67%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 112.30%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 1.13%Net loans and leases to deposits
  • 50.40%Net loans and leases to core deposits
  • 57.00%Equity capital to assets
  • 9.70%Core capital (leverage) ratio
  • 8.11%Tier 1 risk-based capital ratio
  • 13.09%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $67,879Average earning assets
  • $6,549Average equity
  • $64,511Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017623Community Bank1729 College Boulevard, Alva, OK 73717July 16, 1984Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents