Banco Popular, Illinois in River Grove, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 31, 1997

  • Banco Popular, Illinois in River Grove, Illinois (IL)
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Banco Popular, Illinois - Overview

  • General
  • FDIC Certificate #: 22043
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banco Popular, Illinois (#1804)
    Federal Reserve ID: 213033
    Date Established: June 19, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10713
    FDIC's unique #: 15296
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 19, 1975
    Last Structure Change Effective Date: October 31, 1997
    Last Structure Change Process Date: November 19, 1997
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 8383 West Belmont Avenue, River Grove, IL 60171
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $469.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $183Total assets
  • $467,368Cash and due from depository institutions
  • $13,069Interest-bearing balances
  • $0Securities
  • $115,013Federal funds sold & reverse repurchase agreements
  • $9,300Net loans & leases
  • $305,456Loan loss allowance
  • $4,253Trading account assets
  • $0Bank premises and fixed assets
  • $9,807Other real estate owned
  • $701Goodwill and other intangibles
  • $4,052Life insurance assets
  • $9,970All other assets
  • $0Total liabilities and capital
  • $467,368Total liabilities
  • $428,004Total deposits
  • $375,273Interest-bearing deposits
  • $325,240Deposits held in domestic offices
  • 375273.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $50,000Subordinated debt
  • $0All other liabilities
  • $2,731Total equity capital
  • $2,731Total bank equity capital
  • $39,364Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $30,114Undivided profits
  • Memoranda
  • $5,250Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,297Income earned, not collected on loans
  • $1,972Earning assets
  • $429,769Long-term assets (5+ years)
  • $137,340Average Assets, year-to-date
  • $445,859Average Assets, quarterly
  • $452,654Volatile liabilities
  • $55,047Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $55,815Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $29,243Total risk weighted assets
  • $286,816Total unused commitments
  • $0Restructured Loans and leases
  • $25,000Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $32,674Total interest expense
  • $16,897Net interest income
  • $15,777Provision for loan and lease losses
  • $2,181Total noninterest income
  • $3,464Fiduciary activities
  • $1,378Service charges on deposit accounts
  • $1,514Trading account gains & fees
  • $0Additional noninterest income
  • $572Total noninterest expense
  • $14,144Salaries and employee benefits
  • $6,186Premises and equipment expense
  • $2,442Additional noninterest expense
  • $5,516Pre-tax net operating income
  • $2,916Securities gains (losses)
  • $67Applicable income taxes
  • $1,162Income before extraordinary items
  • $1,821Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,821Net charge-offs
  • $1,606Cash dividends
  • $500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.03%Cost of funding earning assets
  • 4.15%Net interest margin
  • 3.88%Noninterest income to earning assets
  • 0.85%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.41%Pretax return on assets
  • 0.67%Return on equity (ROE)
  • 4.68%Retained earnings to average equity (YTD only)
  • 3.40%Net charge-offs to loans
  • 0.55%Credit loss provision to net charge-offs
  • 135.80%Efficiency ratio
  • 69,284Assets per employee
  • 2.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.46%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 98.98%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.39%Net loans and leases to deposits
  • 81.40%Net loans and leases to core deposits
  • 95.39%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 6.59%Tier 1 risk-based capital ratio
  • 10.20%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $445,859Average earning assets
  • $38,893Average equity
  • $406,751Average loans

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