Banco Popular, Illinois in River Grove, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 31, 1997

  • Banco Popular, Illinois in River Grove, Illinois (IL)
  • Show street view No street view available for this location

Banco Popular, Illinois - Overview

  • General
  • FDIC Certificate #: 22043
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banco Popular, Illinois (#1804)
    Federal Reserve ID: 213033
    Date Established: June 19, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10713
    FDIC's unique #: 15296
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 19, 1975
    Last Structure Change Effective Date: October 31, 1997
    Last Structure Change Process Date: November 19, 1997
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 8383 West Belmont Avenue, River Grove, IL 60171
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $469.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $183Total assets
  • $467,368Cash and due from depository institutions
  • $13,069Interest-bearing balances
  • $0Securities
  • $115,013Federal funds sold & reverse repurchase agreements
  • $9,300Net loans & leases
  • $305,456Loan loss allowance
  • $4,253Trading account assets
  • $0Bank premises and fixed assets
  • $9,807Other real estate owned
  • $701Goodwill and other intangibles
  • $4,052Life insurance assets
  • $9,970All other assets
  • $0Total liabilities and capital
  • $467,368Total liabilities
  • $428,004Total deposits
  • $375,273Interest-bearing deposits
  • $325,240Deposits held in domestic offices
  • 375273.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $50,000Subordinated debt
  • $0All other liabilities
  • $2,731Total equity capital
  • $2,731Total bank equity capital
  • $39,364Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $30,114Undivided profits
  • Memoranda
  • $5,250Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,297Income earned, not collected on loans
  • $1,972Earning assets
  • $429,769Long-term assets (5+ years)
  • $137,340Average Assets, year-to-date
  • $445,859Average Assets, quarterly
  • $452,654Volatile liabilities
  • $55,047Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $55,815Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $29,243Total risk weighted assets
  • $286,816Total unused commitments
  • $0Restructured Loans and leases
  • $25,000Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $32,674Total interest expense
  • $16,897Net interest income
  • $15,777Provision for loan and lease losses
  • $2,181Total noninterest income
  • $3,464Fiduciary activities
  • $1,378Service charges on deposit accounts
  • $1,514Trading account gains & fees
  • $0Additional noninterest income
  • $572Total noninterest expense
  • $14,144Salaries and employee benefits
  • $6,186Premises and equipment expense
  • $2,442Additional noninterest expense
  • $5,516Pre-tax net operating income
  • $2,916Securities gains (losses)
  • $67Applicable income taxes
  • $1,162Income before extraordinary items
  • $1,821Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,821Net charge-offs
  • $1,606Cash dividends
  • $500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.03%Cost of funding earning assets
  • 4.15%Net interest margin
  • 3.88%Noninterest income to earning assets
  • 0.85%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.41%Pretax return on assets
  • 0.67%Return on equity (ROE)
  • 4.68%Retained earnings to average equity (YTD only)
  • 3.40%Net charge-offs to loans
  • 0.55%Credit loss provision to net charge-offs
  • 135.80%Efficiency ratio
  • 69,284Assets per employee
  • 2.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.46%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 98.98%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.39%Net loans and leases to deposits
  • 81.40%Net loans and leases to core deposits
  • 95.39%Equity capital to assets
  • 8.42%Core capital (leverage) ratio
  • 6.59%Tier 1 risk-based capital ratio
  • 10.20%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $445,859Average earning assets
  • $38,893Average equity
  • $406,751Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Banco Popular, Illinois.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents