Bank One, Bloomington, National Association in Bloomington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 22, 1997

  • Bank One, Bloomington, National Association in Bloomington, Indiana (IN)
  • Show street view No street view available for this location

Bank One, Bloomington, National Association - Overview

  • General
  • FDIC Certificate #: 4315
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Indiana, National Association (#4345)
    Federal Reserve ID: 504843
    Date Established: September 14, 1871
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    FDIC's unique #: 2831
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 22, 1997
    Last Structure Change Process Date: March 27, 1997
    Last Data Update: March 27, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 South College Avenue, Bloomington, IN 47401
    County: Monroe
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Bloomington, IN (#1020)
    Core Based Statistical Area (CBSA): Bloomington, IN (#14020)
    CBSA Metro Statistical Area: Bloomington, IN (#14020)
  • Financial Summary
  • Total assets: $540.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $179Total assets
  • $540,949Cash and due from depository institutions
  • $36,479Interest-bearing balances
  • $0Securities
  • $78,346Federal funds sold & reverse repurchase agreements
  • $97,815Net loans & leases
  • $316,117Loan loss allowance
  • $2,942Trading account assets
  • $0Bank premises and fixed assets
  • $5,379Other real estate owned
  • $102Goodwill and other intangibles
  • $6,711Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $540,949Total liabilities
  • $487,158Total deposits
  • $427,600Interest-bearing deposits
  • $347,818Deposits held in domestic offices
  • 427600.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $51,547Trading liabilities
  • $0Other borrowed funds
  • $1,936Subordinated debt
  • $0All other liabilities
  • $6,075Total equity capital
  • $6,075Total bank equity capital
  • $53,791Perpetual preferred stock
  • $0Common stock
  • $6,200Surplus
  • $7,300Undivided profits
  • Memoranda
  • $40,291Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,231Income earned, not collected on loans
  • $2,579Earning assets
  • $492,278Long-term assets (5+ years)
  • $91,526Average Assets, year-to-date
  • $540,258Average Assets, quarterly
  • $534,999Volatile liabilities
  • $75,943Insider loans
  • $4,390FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $69,898Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $53,873Total risk weighted assets
  • $343,379Total unused commitments
  • $0Restructured Loans and leases
  • $159,649Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $47,116Total interest expense
  • $17,672Net interest income
  • $29,444Provision for loan and lease losses
  • $2,196Total noninterest income
  • $15,375Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,896Trading account gains & fees
  • $0Additional noninterest income
  • $12,479Total noninterest expense
  • $20,294Salaries and employee benefits
  • $6,204Premises and equipment expense
  • $1,649Additional noninterest expense
  • $12,441Pre-tax net operating income
  • $22,329Securities gains (losses)
  • $0Applicable income taxes
  • $8,330Income before extraordinary items
  • $13,999Extraordinary gains - net
  • $0Net income attributable to bank
  • $13,999Net charge-offs
  • $4,043Cash dividends
  • $9,601Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.37%Cost of funding earning assets
  • 3.51%Net interest margin
  • 5.85%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 4.04%Net operating income to assets
  • 2.59%Return on assets (ROA)
  • 2.59%Pretax return on assets
  • 4.13%Return on equity (ROE)
  • 28.81%Retained earnings to average equity (YTD only)
  • 9.05%Net charge-offs to loans
  • 1.02%Credit loss provision to net charge-offs
  • 54.32%Efficiency ratio
  • 44,187Assets per employee
  • 3.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.58%Loss allowance to loans
  • 0.92%Loss allowance to noncurrent loans
  • 69.53%Noncurrent assets plus other real estate owned to assets
  • 0.80%Noncurrent loans to loans
  • 1.33%Net loans and leases to deposits
  • 73.93%Net loans and leases to core deposits
  • 78.07%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.99%Tier 1 risk-based capital ratio
  • 15.69%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $540,258Average earning assets
  • $48,597Average equity
  • $502,932Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank One, Bloomington, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents