Bank One, Kenosha, National Association in Kenosha, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1995

  • Bank One, Kenosha, National Association in Kenosha, Wisconsin (WI)
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Bank One, Kenosha, National Association - Overview

  • General
  • FDIC Certificate #: 5300
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wisconsin, National Association (#26936)
    Federal Reserve ID: 384045
    Date Established: December 06, 1852
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 3565
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 30, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 5522-32 Sixth Avenue, Kenosha, WI 53141
    County: Kenosha
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Kenosha, WI (#3800)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
  • Financial Summary
  • Total assets: $355.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $175Total assets
  • $373,759Cash and due from depository institutions
  • $47,749Interest-bearing balances
  • $26,222Securities
  • $126,752Federal funds sold & reverse repurchase agreements
  • $25,849Net loans & leases
  • $156,660Loan loss allowance
  • $4,172Trading account assets
  • $0Bank premises and fixed assets
  • $7,549Other real estate owned
  • $1,098Goodwill and other intangibles
  • $8,098Life insurance assets
  • $4All other assets
  • $0Total liabilities and capital
  • $373,759Total liabilities
  • $335,694Total deposits
  • $307,937Interest-bearing deposits
  • $245,603Deposits held in domestic offices
  • 307937.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $23,407Trading liabilities
  • $0Other borrowed funds
  • $3,189Subordinated debt
  • $0All other liabilities
  • $1,161Total equity capital
  • $1,161Total bank equity capital
  • $38,065Perpetual preferred stock
  • $0Common stock
  • $2,862Surplus
  • $25,000Undivided profits
  • Memoranda
  • $10,203Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,339Income earned, not collected on loans
  • $877Earning assets
  • $335,483Long-term assets (5+ years)
  • $29,089Average Assets, year-to-date
  • $398,493Average Assets, quarterly
  • $388,146Volatile liabilities
  • $37,846Insider loans
  • $6,448FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $32,831Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $38,144Total risk weighted assets
  • $218,555Total unused commitments
  • $0Restructured Loans and leases
  • $136,000Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $24,416Total interest expense
  • $10,058Net interest income
  • $14,358Provision for loan and lease losses
  • -$1,119Total noninterest income
  • $3,601Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,207Trading account gains & fees
  • $0Additional noninterest income
  • $2,394Total noninterest expense
  • $11,337Salaries and employee benefits
  • $5,197Premises and equipment expense
  • $1,532Additional noninterest expense
  • $4,608Pre-tax net operating income
  • $7,741Securities gains (losses)
  • -$3,721Applicable income taxes
  • $327Income before extraordinary items
  • $3,693Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,693Net charge-offs
  • -$449Cash dividends
  • $2,302Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.75%Cost of funding earning assets
  • 2.78%Net interest margin
  • 3.97%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 3.13%Net operating income to assets
  • 1.79%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 1.01%Return on equity (ROE)
  • 10.07%Retained earnings to average equity (YTD only)
  • 3.79%Net charge-offs to loans
  • -0.27%Credit loss provision to net charge-offs
  • 249.22%Efficiency ratio
  • 63,127Assets per employee
  • 2.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.33%Loss allowance to loans
  • 2.59%Loss allowance to noncurrent loans
  • 50.03%Noncurrent assets plus other real estate owned to assets
  • 2.52%Noncurrent loans to loans
  • 5.18%Net loans and leases to deposits
  • 50.87%Net loans and leases to core deposits
  • 52.80%Equity capital to assets
  • 10.18%Core capital (leverage) ratio
  • 10.19%Tier 1 risk-based capital ratio
  • 17.45%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $398,493Average earning assets
  • $36,682Average equity
  • $361,696Average loans

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