Bank One, Monroe in Monroe, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 07, 1996

  • Bank One, Monroe in Monroe, Wisconsin (WI)
  • Show street view No street view available for this location

Bank One, Monroe - Overview

  • General
  • FDIC Certificate #: 12320
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wisconsin (#2487)
    Federal Reserve ID: 775746
    Date Established: January 01, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7834
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 07, 1996
    Last Structure Change Process Date: January 16, 1997
    Last Data Update: January 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1717 10th Street, Monroe, WI 53566
    County: Green
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Monroe, WI (#33820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $119.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $129,984Cash and due from depository institutions
  • $17,821Interest-bearing balances
  • $13,227Securities
  • $17,032Federal funds sold & reverse repurchase agreements
  • $9,482Net loans & leases
  • $82,672Loan loss allowance
  • $935Trading account assets
  • $0Bank premises and fixed assets
  • $1,117Other real estate owned
  • $259Goodwill and other intangibles
  • $1,601Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $129,984Total liabilities
  • $119,384Total deposits
  • $112,719Interest-bearing deposits
  • $90,276Deposits held in domestic offices
  • 112719.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $4,090Trading liabilities
  • $0Other borrowed funds
  • $25Subordinated debt
  • $0All other liabilities
  • $2,550Total equity capital
  • $2,550Total bank equity capital
  • $10,600Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $6,750Undivided profits
  • Memoranda
  • $3,100Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,070Income earned, not collected on loans
  • $498Earning assets
  • $122,413Long-term assets (5+ years)
  • $2,861Average Assets, year-to-date
  • $124,284Average Assets, quarterly
  • $126,972Volatile liabilities
  • $6,912Insider loans
  • $2,957FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $19,566Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,462Total risk weighted assets
  • $97,695Total unused commitments
  • $0Restructured Loans and leases
  • $32,701Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,174Total interest expense
  • $4,628Net interest income
  • $4,546Provision for loan and lease losses
  • $126Total noninterest income
  • $686Fiduciary activities
  • $0Service charges on deposit accounts
  • $334Trading account gains & fees
  • $0Additional noninterest income
  • $352Total noninterest expense
  • $3,707Salaries and employee benefits
  • $1,201Premises and equipment expense
  • $296Additional noninterest expense
  • $2,210Pre-tax net operating income
  • $1,399Securities gains (losses)
  • $5Applicable income taxes
  • $445Income before extraordinary items
  • $959Extraordinary gains - net
  • $0Net income attributable to bank
  • $959Net charge-offs
  • $104Cash dividends
  • $696Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.89%Cost of funding earning assets
  • 3.98%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 0.59%Noninterest expense to earning assets
  • 3.19%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 1.13%Return on equity (ROE)
  • 9.24%Retained earnings to average equity (YTD only)
  • 2.53%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 121.15%Efficiency ratio
  • 70,852Assets per employee
  • 3.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.58%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 87.38%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.28%Net loans and leases to deposits
  • 73.34%Net loans and leases to core deposits
  • 75.23%Equity capital to assets
  • 8.15%Core capital (leverage) ratio
  • 8.49%Tier 1 risk-based capital ratio
  • 10.71%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $124,284Average earning assets
  • $10,378Average equity
  • $116,256Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank One, Monroe.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents