Bank One, Portsmouth, National Association in Portsmouth, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 17, 1997

  • Bank One, Portsmouth, National Association in Portsmouth, Ohio (OH)
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Bank One, Portsmouth, National Association - Overview

  • General
  • FDIC Certificate #: 6677
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#6559)
    Federal Reserve ID: 134521
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 4475
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 17, 1997
    Last Structure Change Process Date: June 02, 1997
    Last Data Update: June 02, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Gallia Street, Portsmouth, OH 45662
    County: Scioto
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Portsmouth, OH (#39020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $240.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $93Total assets
  • $244,253Cash and due from depository institutions
  • $12,328Interest-bearing balances
  • $1,000Securities
  • $34,285Federal funds sold & reverse repurchase agreements
  • $31,465Net loans & leases
  • $158,291Loan loss allowance
  • $1,587Trading account assets
  • $0Bank premises and fixed assets
  • $3,830Other real estate owned
  • $24Goodwill and other intangibles
  • $3,052Life insurance assets
  • $978All other assets
  • $0Total liabilities and capital
  • $244,253Total liabilities
  • $218,291Total deposits
  • $197,797Interest-bearing deposits
  • $164,002Deposits held in domestic offices
  • 197797.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $14,105Trading liabilities
  • $0Other borrowed funds
  • $1,849Subordinated debt
  • $2,100All other liabilities
  • $2,440Total equity capital
  • $2,440Total bank equity capital
  • $25,962Perpetual preferred stock
  • $0Common stock
  • $1,640Surplus
  • $10,879Undivided profits
  • Memoranda
  • $13,443Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,594Income earned, not collected on loans
  • $1,300Earning assets
  • $225,041Long-term assets (5+ years)
  • $42,655Average Assets, year-to-date
  • $243,837Average Assets, quarterly
  • $245,423Volatile liabilities
  • $20,799Insider loans
  • $10,219FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $64,629Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $24,730Total risk weighted assets
  • $188,699Total unused commitments
  • $0Restructured Loans and leases
  • $38,181Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,051Total interest expense
  • $7,746Net interest income
  • $11,305Provision for loan and lease losses
  • $727Total noninterest income
  • $2,320Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,164Trading account gains & fees
  • $0Additional noninterest income
  • $1,156Total noninterest expense
  • $7,948Salaries and employee benefits
  • $2,758Premises and equipment expense
  • $914Additional noninterest expense
  • $4,276Pre-tax net operating income
  • $4,950Securities gains (losses)
  • $29Applicable income taxes
  • $1,592Income before extraordinary items
  • $3,387Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,387Net charge-offs
  • $815Cash dividends
  • $3,277Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.35%Cost of funding earning assets
  • 3.40%Net interest margin
  • 4.96%Noninterest income to earning assets
  • 1.02%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 1.38%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 13.05%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 0.52%Credit loss provision to net charge-offs
  • 89.20%Efficiency ratio
  • 57,761Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 96.75%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 61.18%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.62%Net loans and leases to deposits
  • 80.03%Net loans and leases to core deposits
  • 82.11%Equity capital to assets
  • 10.63%Core capital (leverage) ratio
  • 10.16%Tier 1 risk-based capital ratio
  • 13.11%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $243,837Average earning assets
  • $25,953Average equity
  • $228,081Average loans

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