Bank One, West Virginia, National Association in Huntington, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 08, 2003

  • Bank One, West Virginia, National Association in Huntington, West Virginia (WV)
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Bank One, West Virginia, National Association - Overview

  • General
  • FDIC Certificate #: 6768
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, National Association (#6559)
    Federal Reserve ID: 505121
    Date Established: September 02, 1872
    WWW: http://www.bankone.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 29 (Interstate: No)
    FDIC's unique #: 4546
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 08, 2003
    Last Structure Change Process Date: September 02, 2003
    Last Data Update: September 02, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 Fifth Avenue, Huntington, WV 25701
    County: Cabell
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Huntington-Ashland, WV-KY-OH (#3400)
    Core Based Statistical Area (CBSA): Huntington-Ashland, WV-KY-OH (#26580)
    CBSA Metro Statistical Area: Huntington-Ashland, WV-KY-OH (#26580)
  • Financial Summary
  • Total assets: $2,138.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 362Total employees (full-time equivalent)
  • $2,179,058Total assets
  • $131,606Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,614Securities
  • $1,389,952Federal funds sold & reverse repurchase agreements
  • $584,844Net loans & leases
  • $14,727Loan loss allowance
  • $0Trading account assets
  • $39,095Bank premises and fixed assets
  • $1,610Other real estate owned
  • $3,336Goodwill and other intangibles
  • $0Life insurance assets
  • $20,001All other assets
  • $2,179,058Total liabilities and capital
  • $2,043,684Total liabilities
  • $1,785,301Total deposits
  • $1,497,068Interest-bearing deposits
  • $1,785,301Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $240,490Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $17,893All other liabilities
  • $135,374Total equity capital
  • $135,374Total bank equity capital
  • $135,374Perpetual preferred stock
  • $0Common stock
  • $56,950Surplus
  • $61,475Undivided profits
  • Memoranda
  • $16,949Noncurrent loans and leases
  • $236,908Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $19,050Earning assets
  • $168Long-term assets (5+ years)
  • $3,269Average Assets, year-to-date
  • $1,983,410Average Assets, quarterly
  • $103,890Volatile liabilities
  • $2,089,141Insider loans
  • $2,140,504FHLB advances
  • $368,062Loans and leases held for sale
  • $167Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,260Tier 2 risk-based capital
  • $87Total risk weighted assets
  • $236,908Total unused commitments
  • $0Restructured Loans and leases
  • $12,484Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $74,660Total interest income
  • $39,856Total interest expense
  • $34,804Net interest income
  • $10,698Provision for loan and lease losses
  • $20,922Total noninterest income
  • $9,522Fiduciary activities
  • $7,792Service charges on deposit accounts
  • $8Trading account gains & fees
  • $3,600Additional noninterest income
  • $42,669Total noninterest expense
  • $13,768Salaries and employee benefits
  • $7,800Premises and equipment expense
  • $21,101Additional noninterest expense
  • $2,359Pre-tax net operating income
  • $1Securities gains (losses)
  • $497Applicable income taxes
  • $1,863Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,863Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $10,658Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.86%Yield on earning assets
  • 2.06%Cost of funding earning assets
  • 1.80%Net interest margin
  • 1.08%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 0.09%Net operating income to assets
  • 0.09%Return on assets (ROA)
  • 0.11%Pretax return on assets
  • 1.39%Return on equity (ROE)
  • 1.39%Retained earnings to average equity (YTD only)
  • 1.41%Net charge-offs to loans
  • 100.38%Credit loss provision to net charge-offs
  • 1.23%Efficiency ratio
  • 76,494Assets per employee
  • 6.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.46%Loss allowance to noncurrent loans
  • 77.31%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 3.18%Net loans and leases to deposits
  • 32.76%Net loans and leases to core deposits
  • 35.28%Equity capital to assets
  • 6.21%Core capital (leverage) ratio
  • 6.28%Tier 1 risk-based capital ratio
  • 13.22%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $2,089,141Average earning assets
  • $134,340Average equity
  • $1,936,340Average loans

Total Fiduciary and Related Assets (December 31, 2002)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,330,193Managed Assets
  • 1Number of Accounts
  • $937,497Personal trust and agency accounts
  • $588,313Employee benefit-defined contribution accounts
  • $40,954Employee benefit-defined benefit accounts
  • $17,367Other retirement accounts
  • $10,624Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $264,689Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $15,550Non-managed Assets
  • 1550Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $392,696Other retirement accounts
  • $11,266Corporate trust and agency accounts
  • $10,346Other fiduciary accounts
  • $4,757Fiduciary accounts held in foreign offices

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