Bank One, West Virginia, New Martinsville, National Association in New Martinsville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1996

Bank One, West Virginia, New Martinsville, National Association in New Martinsville, West Virginia (WV)
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Bank One, West Virginia, New Martinsville, National Association - Overview

General
FDIC Certificate #: 6742
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Wheeling-Steubenville, National Association (#13391)
Federal Reserve ID: 639624
Date Established: January 01, 1900
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 4523
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1996
Last Structure Change Process Date: Febuary 08, 1996
Last Data Update: Febuary 08, 1996
Data Source Date: April 05, 2012
Location
Address: 207 Main Street, New Martinsville, WV 26155
County: Wetzel
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Financial Summary
Total assets: $45.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$19Total assets
$45,841Cash and due from depository institutions
$2,341Interest-bearing balances
$0Securities
$17,742Federal funds sold & reverse repurchase agreements
$13,735Net loans & leases
$11,330Loan loss allowance
$244Trading account assets
$0Bank premises and fixed assets
$332Other real estate owned
$0Goodwill and other intangibles
$361Life insurance assets
$0All other assets
$0Total liabilities and capital
$45,841Total liabilities
$41,203Total deposits
$40,827Interest-bearing deposits
$37,724Deposits held in domestic offices
40827.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$376Total equity capital
$376Total bank equity capital
$4,638Perpetual preferred stock
$0Common stock
$200Surplus
$400Undivided profits
Memoranda
$4,038Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$23Income earned, not collected on loans
$45Earning assets
$42,807Long-term assets (5+ years)
$13,322Average Assets, year-to-date
$46,390Average Assets, quarterly
$46,610Volatile liabilities
$309Insider loans
$247FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$560Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,468Total risk weighted assets
$18,924Total unused commitments
$0Restructured Loans and leases
$9,794Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$3,043Total interest expense
$1,414Net interest income
$1,629Provision for loan and lease losses
$0Total noninterest income
$138Fiduciary activities
$0Service charges on deposit accounts
$97Trading account gains & fees
$0Additional noninterest income
$41Total noninterest expense
$1,257Salaries and employee benefits
$456Premises and equipment expense
$105Additional noninterest expense
$696Pre-tax net operating income
$510Securities gains (losses)
$0Applicable income taxes
$120Income before extraordinary items
$390Extraordinary gains - net
$0Net income attributable to bank
$390Net charge-offs
$64Cash dividends
$786Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.05%Cost of funding earning assets
3.28%Net interest margin
3.78%Noninterest income to earning assets
0.32%Noninterest expense to earning assets
2.91%Net operating income to assets
0.84%Return on assets (ROA)
0.84%Pretax return on assets
1.10%Return on equity (ROE)
8.08%Retained earnings to average equity (YTD only)
-8.21%Net charge-offs to loans
0.47%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,138Assets per employee
2.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
201.54%Loss allowance to loans
2.11%Loss allowance to noncurrent loans
1060.87%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.20%Net loans and leases to deposits
27.75%Net loans and leases to core deposits
27.96%Equity capital to assets
10.12%Core capital (leverage) ratio
9.52%Tier 1 risk-based capital ratio
23.61%Total risk-based capital ratio
Memoranda
$25Average assets
$46,390Average earning assets
$4,824Average equity
$43,146Average loans

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