Bank One, West Virginia, New Martinsville, National Association in New Martinsville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1996

  • Bank One, West Virginia, New Martinsville, National Association in New Martinsville, West Virginia (WV)
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Bank One, West Virginia, New Martinsville, National Association - Overview

  • General
  • FDIC Certificate #: 6742
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Wheeling-Steubenville, National Association (#13391)
    Federal Reserve ID: 639624
    Date Established: January 01, 1900
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 4523
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1996
    Last Structure Change Process Date: Febuary 08, 1996
    Last Data Update: Febuary 08, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 207 Main Street, New Martinsville, WV 26155
    County: Wetzel
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $45.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $45,841Cash and due from depository institutions
  • $2,341Interest-bearing balances
  • $0Securities
  • $17,742Federal funds sold & reverse repurchase agreements
  • $13,735Net loans & leases
  • $11,330Loan loss allowance
  • $244Trading account assets
  • $0Bank premises and fixed assets
  • $332Other real estate owned
  • $0Goodwill and other intangibles
  • $361Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,841Total liabilities
  • $41,203Total deposits
  • $40,827Interest-bearing deposits
  • $37,724Deposits held in domestic offices
  • 40827.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $376Total equity capital
  • $376Total bank equity capital
  • $4,638Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $400Undivided profits
  • Memoranda
  • $4,038Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $23Income earned, not collected on loans
  • $45Earning assets
  • $42,807Long-term assets (5+ years)
  • $13,322Average Assets, year-to-date
  • $46,390Average Assets, quarterly
  • $46,610Volatile liabilities
  • $309Insider loans
  • $247FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $560Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,468Total risk weighted assets
  • $18,924Total unused commitments
  • $0Restructured Loans and leases
  • $9,794Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,043Total interest expense
  • $1,414Net interest income
  • $1,629Provision for loan and lease losses
  • $0Total noninterest income
  • $138Fiduciary activities
  • $0Service charges on deposit accounts
  • $97Trading account gains & fees
  • $0Additional noninterest income
  • $41Total noninterest expense
  • $1,257Salaries and employee benefits
  • $456Premises and equipment expense
  • $105Additional noninterest expense
  • $696Pre-tax net operating income
  • $510Securities gains (losses)
  • $0Applicable income taxes
  • $120Income before extraordinary items
  • $390Extraordinary gains - net
  • $0Net income attributable to bank
  • $390Net charge-offs
  • $64Cash dividends
  • $786Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.05%Cost of funding earning assets
  • 3.28%Net interest margin
  • 3.78%Noninterest income to earning assets
  • 0.32%Noninterest expense to earning assets
  • 2.91%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 1.10%Return on equity (ROE)
  • 8.08%Retained earnings to average equity (YTD only)
  • -8.21%Net charge-offs to loans
  • 0.47%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 71,138Assets per employee
  • 2.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 201.54%Loss allowance to loans
  • 2.11%Loss allowance to noncurrent loans
  • 1060.87%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 27.75%Net loans and leases to core deposits
  • 27.96%Equity capital to assets
  • 10.12%Core capital (leverage) ratio
  • 9.52%Tier 1 risk-based capital ratio
  • 23.61%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $46,390Average earning assets
  • $4,824Average equity
  • $43,146Average loans

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