Bank One, Western Colorado, National Association in Salida, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • Bank One, Western Colorado, National Association in Salida, Colorado (CO)
  • Show street view No street view available for this location

Bank One, Western Colorado, National Association - Overview

  • General
  • FDIC Certificate #: 21991
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Colorado, National Association (#18914)
    Federal Reserve ID: 347358
    Date Established: April 24, 1975
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    FDIC's unique #: 15250
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: April 24, 1975
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: January 12, 1995
    Last Data Update: January 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 146 G Street, Salida, CO 81201
    County: Chaffee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $351.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $182Total assets
  • $351,611Cash and due from depository institutions
  • $6,849Interest-bearing balances
  • $0Securities
  • $124,390Federal funds sold & reverse repurchase agreements
  • $37,825Net loans & leases
  • $165,857Loan loss allowance
  • $1,502Trading account assets
  • $0Bank premises and fixed assets
  • $2,529Other real estate owned
  • $30Goodwill and other intangibles
  • $4,497Life insurance assets
  • $9,634All other assets
  • $0Total liabilities and capital
  • $351,611Total liabilities
  • $315,653Total deposits
  • $252,398Interest-bearing deposits
  • $213,670Deposits held in domestic offices
  • 252398.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $61,680Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,575Total equity capital
  • $1,575Total bank equity capital
  • $35,958Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $22,305Undivided profits
  • Memoranda
  • $8,653Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,266Income earned, not collected on loans
  • $1,535Earning assets
  • $328,072Long-term assets (5+ years)
  • $72,059Average Assets, year-to-date
  • $327,864Average Assets, quarterly
  • $357,281Volatile liabilities
  • $68,443Insider loans
  • $4,041FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $50,660Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $26,834Total risk weighted assets
  • $197,917Total unused commitments
  • $0Restructured Loans and leases
  • $32,750Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $24,917Total interest expense
  • $8,190Net interest income
  • $16,727Provision for loan and lease losses
  • $28Total noninterest income
  • $2,604Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,845Trading account gains & fees
  • $8Additional noninterest income
  • $751Total noninterest expense
  • $18,963Salaries and employee benefits
  • $5,861Premises and equipment expense
  • $956Additional noninterest expense
  • $12,146Pre-tax net operating income
  • $340Securities gains (losses)
  • -$391Applicable income taxes
  • $1,470Income before extraordinary items
  • -$1,521Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,521Net charge-offs
  • $393Cash dividends
  • $2,500Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.27%Cost of funding earning assets
  • 2.72%Net interest margin
  • 5.55%Noninterest income to earning assets
  • 0.86%Noninterest expense to earning assets
  • 6.30%Net operating income to assets
  • -0.34%Return on assets (ROA)
  • -0.46%Pretax return on assets
  • -0.02%Return on equity (ROE)
  • -4.67%Retained earnings to average equity (YTD only)
  • -12.34%Net charge-offs to loans
  • 0.26%Credit loss provision to net charge-offs
  • 7.12%Efficiency ratio
  • 69,195Assets per employee
  • 1.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -164.37%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 66.28%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 1.35%Net loans and leases to deposits
  • 65.71%Net loans and leases to core deposits
  • 67.52%Equity capital to assets
  • 10.23%Core capital (leverage) ratio
  • 7.71%Tier 1 risk-based capital ratio
  • 13.56%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $327,864Average earning assets
  • $32,591Average equity
  • $301,141Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank One, Western Colorado, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents