Bank Wisconsin in Kewaskum, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 20, 1997

  • Bank Wisconsin in Kewaskum, Wisconsin (WI)
  • Show street view No street view available for this location

Bank Wisconsin - Overview

  • General
  • FDIC Certificate #: 9534
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: St. Francis Bank, F.S.B. (#29226)
    Federal Reserve ID: 475242
    Date Established: October 04, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 13442
    FDIC's unique #: 6130
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 20, 1997
    Last Structure Change Process Date: October 07, 1997
    Last Data Update: October 07, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1225 Fond Du Lac Avenue, Kewaskum, WI 53040
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $227.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $45Total assets
  • $106,408Cash and due from depository institutions
  • $3,661Interest-bearing balances
  • $102Securities
  • $21,013Federal funds sold & reverse repurchase agreements
  • $1,225Net loans & leases
  • $71,416Loan loss allowance
  • $689Trading account assets
  • $0Bank premises and fixed assets
  • $2,540Other real estate owned
  • $0Goodwill and other intangibles
  • $828Life insurance assets
  • $5,725All other assets
  • $0Total liabilities and capital
  • $106,408Total liabilities
  • $91,594Total deposits
  • $85,747Interest-bearing deposits
  • $73,196Deposits held in domestic offices
  • 85747.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $5,000Subordinated debt
  • $0All other liabilities
  • $847Total equity capital
  • $847Total bank equity capital
  • $14,814Perpetual preferred stock
  • $0Common stock
  • $1,650Surplus
  • $11,665Undivided profits
  • Memoranda
  • $1,499Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $99Income earned, not collected on loans
  • $402Earning assets
  • $93,756Long-term assets (5+ years)
  • $11,196Average Assets, year-to-date
  • $99,808Average Assets, quarterly
  • $105,538Volatile liabilities
  • $4,699Insider loans
  • $660FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $18,645Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,098Total risk weighted assets
  • $81,365Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,202Total interest expense
  • $3,367Net interest income
  • $3,835Provision for loan and lease losses
  • $0Total noninterest income
  • $262Fiduciary activities
  • $0Service charges on deposit accounts
  • $120Trading account gains & fees
  • $0Additional noninterest income
  • $142Total noninterest expense
  • $2,952Salaries and employee benefits
  • $1,479Premises and equipment expense
  • $310Additional noninterest expense
  • $1,163Pre-tax net operating income
  • $1,145Securities gains (losses)
  • $11Applicable income taxes
  • $400Income before extraordinary items
  • $756Extraordinary gains - net
  • $0Net income attributable to bank
  • $756Net charge-offs
  • $2Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.21%Cost of funding earning assets
  • 3.84%Net interest margin
  • 4.37%Noninterest income to earning assets
  • 0.30%Noninterest expense to earning assets
  • 3.36%Net operating income to assets
  • 0.75%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 1.16%Return on equity (ROE)
  • 5.24%Retained earnings to average equity (YTD only)
  • 5.24%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,191Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.96%Loss allowance to noncurrent loans
  • 695.96%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 83.29%Net loans and leases to core deposits
  • 88.12%Equity capital to assets
  • 13.92%Core capital (leverage) ratio
  • 9.11%Tier 1 risk-based capital ratio
  • 11.18%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $99,808Average earning assets
  • $14,436Average equity
  • $87,730Average loans

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