Bank of Anguilla in Anguilla, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Anguilla - Overview

  • General
  • FDIC Certificate #: 8243
    Status: Active
    Federal Reserve ID: 31835
    Bank Holding Company (Regulatory Top Holder): Pyramid Financial Corporation (RSSDID: 3664216, Location: Anguilla, MS)
    Date Established: January 01, 1904
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 9803
    FDIC's unique #: 5258
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 03, 2010
    Last Structure Change Process Date: June 03, 2010
    Last Data Update: June 03, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 Holland Street, Anguilla, MS 38721
    County: Sharkey
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $119.3 mil
    Equity capital: $12.9 mil
    Deposits held in domestic offices: $94.2 mil
    Return on assets (ROA): 1.00% ($1.2 mil)
    Quarterly return on assets: 0.53% ($0.6 mil)
    Return on Equity (ROE): 9.68% ($1.3 mil)
    Quarterly return on equity: 4.99% ($0.6 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.18% ($1,407.9 mil)
    Quarterly Pretax return on assets: 0.69% ($823.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $119,313Total assets
  • $4,467Cash and due from depository institutions
  • $236Interest-bearing balances
  • $28,039Securities
  • $975Federal funds sold & reverse repurchase agreements
  • $71,039Net loans & leases
  • $1,637Loan loss allowance
  • $0Trading account assets
  • $2,818Bank premises and fixed assets
  • $1,075Other real estate owned
  • $0Goodwill and other intangibles
  • $119,313Life insurance assets
  • $10,900All other assets
  • $106,409Total liabilities and capital
  • $94,185Total liabilities
  • $65,633Total deposits
  • $94,185Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 15.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,000Trading liabilities
  • $0Other borrowed funds
  • $4,209Subordinated debt
  • $12,904All other liabilities
  • $12,904Total equity capital
  • $12,904Total bank equity capital
  • $0Perpetual preferred stock
  • $461Common stock
  • $12,750Surplus
  • $-307Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $774Income earned, not collected on loans
  • $0Earning assets
  • $1,296Long-term assets (5+ years)
  • $100,289Average Assets, year-to-date
  • $15,074Average Assets, quarterly
  • $120,642Volatile liabilities
  • $122,731Insider loans
  • $94,445FHLB advances
  • $119,905Loans and leases held for sale
  • $6,315Unused loan commitments
  • $6,315Tier 1 (core) risk-based capital
  • $11,596Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,286Restructured Loans and leases
  • $6,901Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,353Total interest income
  • $636Total interest expense
  • $4,717Net interest income
  • $300Provision for loan and lease losses
  • $1,042Total noninterest income
  • $0Fiduciary activities
  • $380Service charges on deposit accounts
  • $0Trading account gains & fees
  • $662Additional noninterest income
  • $4,037Total noninterest expense
  • $2,141Salaries and employee benefits
  • $633Premises and equipment expense
  • $1,263Additional noninterest expense
  • $1,422Pre-tax net operating income
  • $0Securities gains (losses)
  • $215Applicable income taxes
  • $1,207Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,207Net income attributable to bank
  • $0Net charge-offs
  • $1,207Cash dividends
  • $92Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.24%Yield on earning assets
  • 0.62%Cost of funding earning assets
  • 4.61%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 3.95%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 9.68%Return on equity (ROE)
  • 6.47%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 326.09%Credit loss provision to net charge-offs
  • 18.72%Efficiency ratio
  • 70,099Assets per employee
  • 4.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.14%Loss allowance to loans
  • 2.25%Loss allowance to noncurrent loans
  • 211.50%Noncurrent assets plus other real estate owned to assets
  • 1.55%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 75.42%Net loans and leases to core deposits
  • 93.79%Equity capital to assets
  • 10.82%Core capital (leverage) ratio
  • 9.67%Tier 1 risk-based capital ratio
  • 12.28%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $120,642Average earning assets
  • $12,468Average equity
  • $102,228Average loans

List of branches

  • 5 Mississippi Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05258Bank Of Anguilla130 Holland Street, Anguilla, MS 38721January 01, 1904Full Service Brick and Mortar
    1218183Rolling Fork Branch21 Delta Street, Rolling Fork, MS 39159May 01, 1933Full Service Brick and Mortar
    2218184Cary Branch113 Dogwood, Cary, MS 39054November 07, 1968Full Service Brick and Mortar
    3218185Drive-In Teller's Window BranchDelta And Walnut Streets, Rolling Fork, MS 39159May 22, 1975Limited Service Facility
    4218186Mayersville Branch128 Mayfield, Mayersville, MS 39113May 18, 1976Full Service Brick and Mortar

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