BankPlus in Belzoni, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • BankPlus in Belzoni, Mississippi (MS)
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BankPlus routing number info

BankPlus - Overview

  • General
  • FDIC Certificate #: 5903
    Status: Active
    Federal Reserve ID: 121642
    Bank Holding Company (Regulatory Top Holder): Bancplus Corporation (RSSDID: 1097306, Location: Ridgeland, MS)
    Date Established: January 01, 1909
    WWW: http://www.bankplus.net
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 62 (Domestic: 62, Interstate: No)
    OTS Docket #: 9754
    FDIC's unique #: 4024
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 Jackson Street, Belzoni, MS 39038
    County: Humphreys
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $2,177.0 mil
    Equity capital: $212.0 mil
    Deposits held in domestic offices: $1,696.4 mil
    Return on assets (ROA): 0.86% ($18.7 mil)
    Quarterly return on assets: 0.83% ($18.1 mil)
    Return on Equity (ROE): 9.18% ($19.5 mil)
    Quarterly return on equity: 8.59% ($18.2 mil)
    Net income: $19.0 mil
    Quarterly Net income: $4.5 mil
    Pretax return on assets: 1.15% ($25,035.6 mil)
    Quarterly Pretax return on assets: 1.10% ($23,947.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 757Total employees (full-time equivalent)
  • $2,177,006Total assets
  • $127,814Cash and due from depository institutions
  • $263Interest-bearing balances
  • $543,683Securities
  • $16,887Federal funds sold & reverse repurchase agreements
  • $1,294,288Net loans & leases
  • $27,500Loan loss allowance
  • $0Trading account assets
  • $81,477Bank premises and fixed assets
  • $28,671Other real estate owned
  • $2,534Goodwill and other intangibles
  • $2,177,006Life insurance assets
  • $81,652All other assets
  • $1,965,010Total liabilities and capital
  • $1,696,397Total liabilities
  • $1,293,232Total deposits
  • $1,696,397Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 92700.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $170,359Trading liabilities
  • $0Other borrowed funds
  • $5,554Subordinated debt
  • $211,996All other liabilities
  • $211,996Total equity capital
  • $211,996Total bank equity capital
  • $0Perpetual preferred stock
  • $900Common stock
  • $178,698Surplus
  • $32,398Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $28,649Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $26,265Income earned, not collected on loans
  • $616Earning assets
  • $13,658Long-term assets (5+ years)
  • $1,855,121Average Assets, year-to-date
  • $491,682Average Assets, quarterly
  • $2,203,465Volatile liabilities
  • $2,181,654Insider loans
  • $1,459,204FHLB advances
  • $2,164,427Loans and leases held for sale
  • $39,258Unused loan commitments
  • $28,339Tier 1 (core) risk-based capital
  • $207,743Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,919Total unused commitments
  • $195,912Restructured Loans and leases
  • $25,456Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $102,127Total interest income
  • $15,396Total interest expense
  • $86,731Net interest income
  • $15,798Provision for loan and lease losses
  • $47,300Total noninterest income
  • $2,555Fiduciary activities
  • $29,366Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15,379Additional noninterest income
  • $92,894Total noninterest expense
  • $49,881Salaries and employee benefits
  • $18,893Premises and equipment expense
  • $24,120Additional noninterest expense
  • $25,339Pre-tax net operating income
  • $0Securities gains (losses)
  • $6,293Applicable income taxes
  • $19,046Income before extraordinary items
  • $0Extraordinary gains - net
  • $19,046Net income attributable to bank
  • $0Net charge-offs
  • $19,046Cash dividends
  • $17,298Sale, conversion, retirement of capital stock, net
  • $10,800Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.31%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 4.51%Net interest margin
  • 2.46%Noninterest income to earning assets
  • 4.83%Noninterest expense to earning assets
  • 0.86%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 9.18%Return on equity (ROE)
  • 3.98%Retained earnings to average equity (YTD only)
  • 1.23%Net charge-offs to loans
  • 91.33%Credit loss provision to net charge-offs
  • 2.38%Efficiency ratio
  • 69,267Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.70%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 104.70%Noncurrent assets plus other real estate owned to assets
  • 2.52%Noncurrent loans to loans
  • 1.99%Net loans and leases to deposits
  • 76.30%Net loans and leases to core deposits
  • 82.66%Equity capital to assets
  • 9.74%Core capital (leverage) ratio
  • 9.60%Tier 1 risk-based capital ratio
  • 14.24%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $2,203,465Average earning assets
  • $207,422Average equity
  • $1,921,721Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $455,805Managed Assets
  • 1Number of Accounts
  • $260,921Personal trust and agency accounts
  • $19,719Employee benefit-defined contribution accounts
  • $27,387Employee benefit-defined benefit accounts
  • $10,681Other retirement accounts
  • $67,396Corporate trust and agency accounts
  • $4,513Investment management agency accounts
  • $116,791Other fiduciary accounts
  • $14,434Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 825Number of Accounts
  • $0Personal trust and agency accounts
  • $63,078Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $194,884Other retirement accounts
  • $4,644Corporate trust and agency accounts
  • $189,663Other fiduciary accounts
  • $577Fiduciary accounts held in foreign offices

List of branches

  • 62 Mississippi Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    04024Bankplus202 Jackson Street, Belzoni, MS 39038January 01, 1909Full Service Brick and Mortar
    1208351Isola BranchJulia Street And Old Highway 49 West, Isola, MS 38754Febuary 07, 1966Full Service Brick and Mortar
    2208352Holly Bluff BranchMarshall Avenue And Main Street, Holly Bluff, MS 39088August 04, 1966Full Service Brick and Mortar
    5208355Canton Branch3366 North Liberty Street, Canton, MS 39046January 03, 1977Full Service Brick and Mortar
    6208356Fifteenth Street Branch712 East Fifteenth Street, Yazoo City, MS 39194July 27, 1977Full Service Brick and Mortar
    8272700Yazoo City Branch210 East Broadway, Yazoo City, MS 39194May 02, 1960Full Service Brick and Mortar
    97920Flora Branch4837 Main Street, Flora, MS 39071January 22, 1904Full Service Brick and Mortar
    10227128Bentonia Branch220 East Side Railroad Street, Bentonia, MS 39040July 26, 1962Full Service Brick and Mortar
    115253South Archusa Avenue Branch301 S Archusa Ave, Quitman, MS 39355January 01, 1902Full Service Brick and Mortar
    12218166Shubuta BranchHigh Street, Shubuta, MS 39360June 26, 1972Full Service Brick and Mortar
    13218167Waynesboro Branch913 Mississippi Drive, Waynesboro, MS 39367June 18, 1979Full Service Brick and Mortar
    14218168West BranchState Highway 513, Stonewall, MS 39363March 30, 1984Full Service Brick and Mortar
    1514820Poplarville Branch105 S Main Street, Poplarville, MS 39470January 24, 1974Full Service Brick and Mortar
    16252848Picayune Branch115 Williams Street, Picayune, MS 39466April 02, 1979Full Service Brick and Mortar
    18208359Jerry Clower Boulevard200 Jerry Clower Boulevard, Yazoo City, MS 39194March 18, 1996Full Service Brick and Mortar
    19208360Wal-Mart Supercenter Branch235 Frontage Road, Picayune, MS 39466June 19, 1996Full Service Brick and Mortar
    20436152303 8th Street Branch215 22nd Street, Meridian, MS 39301June 09, 1955Full Service Brick and Mortar
    21282049North Hills Street Branch1911 North Hills Street, Meridian, MS 39305July 17, 1996Full Service Brick and Mortar
    22208361Highway 43 South Branch951 Highway 43 South, Picayune, MS 39466March 24, 1997Full Service Brick and Mortar
    24208362Pear Orchard Branch420 Northpark Drive, Ridgeland, MS 39157June 01, 1998Full Service Brick and Mortar
    28208366Strawberry Hill Drive Branch2020 Strawberry Hill Drive, Madison, MS 39110October 05, 1998Full Service Brick and Mortar
    29208367Clinton Boulevard Branch217 Clinton Boulevard, Clinton, MS 39056October 19, 1998Full Service Brick and Mortar
    31208369Hwy. 19 N Branch1930 Hwy. 19 N, Meridian, MS 39307November 17, 1998Full Service Brick and Mortar
    33208371Byram Branch7340 S Siwell Rd, Byram, MS 39272Febuary 22, 1999Full Service Brick and Mortar
    36208374Castlewoods Branch509 Lakeland Place, Brandon, MS 39047April 19, 1999Full Service Brick and Mortar
    37208375Hwy 463 Branch105 Webster Circle, Madison, MS 39110June 16, 1999Full Service Brick and Mortar
    39208377Treetops Branch2351 Lakeland Drive, Flowood, MS 39232August 16, 1999Full Service Brick and Mortar
    41208379Clinton Springridge Branch102 Johnston Place, Clinton, MS 39056December 06, 1999Full Service Brick and Mortar
    42208380Clinton Parkway Branch108 West Cynthia Street, Clinton, MS 39056November 15, 1999Full Service Brick and Mortar
    44208382Landmark Center Branch175 East Capitol Street, Jackson, MS 39201December 13, 1999Full Service Brick and Mortar
    453340Lexington Branch100 Court Square, Lexington, MS 39095April 19, 1929Full Service Brick and Mortar
    46206390Pickens BranchNorth 1st And Lexington Streets, Pickens, MS 39146January 03, 1967Full Service Brick and Mortar
    47206391Durant Branch111 North Jackson Street, Durant, MS 39063March 08, 1973Full Service Brick and Mortar
    48259Tchula Branch206 Main Street, Tchula, MS 39169Febuary 02, 1904Full Service Brick and Mortar
    50363379Adkins Boulevard Branch730 Adkins Boulevard, Jackson, MS 39211April 04, 2002Full Service Brick and Mortar
    51365789Greenfield Road Branch100 Orleans Way, Brandon, MS 39042December 23, 2002Full Service Brick and Mortar
    52365963Downtown Brandon Branch241 West Government Street, Brandon, MS 39042January 17, 2003Full Service Brick and Mortar
    53418670Gluckstadt Branch1243 Gluckstadt Road, Madison, MS 39110April 21, 2003Full Service Brick and Mortar
    54418671Nissan Branch300 Nissan Drive, Canton, MS 39046April 09, 2003Full Service Brick and Mortar
    55426740Highland Bluff Branch4450 Old Canton Road, Suite 100, Jackson, MS 39211March 15, 2004Full Service Brick and Mortar
    56431727Frontage Road Branch129 S. Frontage Road, Newton, MS 39345September 07, 2004Full Service Brick and Mortar
    58443344Dogwood Banking Office193 Promenade Boulevard, Flowood, MS 39232August 15, 2005Full Service Brick and Mortar
    59444973Lake Harbour Branch7040 Old Canton Road, Ridgeland, MS 39157October 03, 2005Full Service Brick and Mortar
    60446064Jackson Street Branch510 Highway 51, Ridgeland, MS 39157November 21, 2005Full Service Brick and Mortar
    61446818Goodman Road Branch2304 Goodman Road, Horn Lake, MS 38637January 17, 2006Full Service Brick and Mortar
    62446980Southaven Airways Branch6644 Airways Boulevard, Southaven, MS 38671January 23, 2006Full Service Brick and Mortar
    63447249Hernando Branch885 East Commerce Street, Hernando, MS 38632January 30, 2006Full Service Brick and Mortar
    64447384Pearl Branch406 Riverwind Drive, Pearl, MS 39208Febuary 06, 2006Full Service Brick and Mortar
    65447385Jackson-Terry Road Branch2925 Terry Road, Jackson, MS 39215Febuary 06, 2006Full Service Brick and Mortar
    66448954Olive Branch Main Branch8990 Pigeon Roost Road, Olive Branch, MS 38654March 09, 2006Full Service Brick and Mortar
    67450805Hernando On The Square Branch295 Losher Street, Hernando, MS 38632April 24, 2006Full Service Brick and Mortar
    70455983Civic Center Branch4950 Venture Drive, Southaven, MS 38671October 30, 2006Full Service Brick and Mortar
    71457823Goodman Road Branch3045 Goodman Road, Southaven, MS 38672January 16, 2007Full Service Brick and Mortar
    73462877Jsu Branch912 Dalton Street, Jackson, MS 39203May 07, 2007Full Service Brick and Mortar
    75469434Bankplus Loan Production Office1018 Highland Colony Parkway, Ridgeland, MS 39157December 03, 2007Limited Service Loan Production
    76480039Renaissance Branch1018 Highland Colony Parkway, Ridgeland, MS 39157August 11, 2008Full Service Brick and Mortar
    77482362D'iberville Branch3516 Sangani Boulevard, Suite G, Diberville, MS 39540November 17, 2008Full Service Brick and Mortar
    78483204Fondren Branch3100 North State Street, Suite 100, Jackson, MS 39216December 15, 2008Full Service Brick and Mortar
    79483205Echelon Branch6410 Watkins Dr, Jackson, MS 39213December 15, 2008Full Service Brick and Mortar
    80483207Renaissance At Colony Park Branch1010 Highland Colony Parkway, Ridgeland, MS 39157December 15, 2008Full Service Brick and Mortar
    81498624Spillway Road Branch1845 Spillway Road, Brandon, MS 39047November 30, 2009Full Service Brick and Mortar
    82510735Highland Colony Branch1068 Highland Colony Parkway, Ridgeland, MS 39157September 30, 2009Full Service Brick and Mortar

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