Bank of Astoria in Astoria, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2008

  • Bank of Astoria in Astoria, Oregon (OR)
  • Show street view No street view available for this location

Bank of Astoria - Overview

  • General
  • FDIC Certificate #: 19877
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Columbia State Bank (#33826)
    Federal Reserve ID: 138163
    Date Established: December 23, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 10485
    FDIC's unique #: 13664
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 23, 1968
    Last Structure Change Effective Date: April 01, 2008
    Last Structure Change Process Date: April 23, 2008
    Last Data Update: April 23, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1122 Duane Street, Astoria, OR 97103
    County: Clatsop
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Astoria, OR (#11820)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $221.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 73Total employees (full-time equivalent)
  • $219,774Total assets
  • $7,188Cash and due from depository institutions
  • $599Interest-bearing balances
  • $26,066Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $144,085Net loans & leases
  • $1,902Loan loss allowance
  • $0Trading account assets
  • $3,688Bank premises and fixed assets
  • $0Other real estate owned
  • $32,277Goodwill and other intangibles
  • $2,863Life insurance assets
  • $6,470All other assets
  • $219,774Total liabilities and capital
  • $169,173Total liabilities
  • $161,287Total deposits
  • $130,913Interest-bearing deposits
  • $161,287Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,670Other borrowed funds
  • $0Subordinated debt
  • $1,216All other liabilities
  • $50,601Total equity capital
  • $50,601Total bank equity capital
  • $50,601Perpetual preferred stock
  • $0Common stock
  • $2,952Surplus
  • $37,907Undivided profits
  • Memoranda
  • $9,742Noncurrent loans and leases
  • $47,658Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,362Earning assets
  • $0Long-term assets (5+ years)
  • $863Average Assets, year-to-date
  • $170,750Average Assets, quarterly
  • $61,325Volatile liabilities
  • $222,468Insider loans
  • $222,772FHLB advances
  • $27,014Loans and leases held for sale
  • $2,183Unused loan commitments
  • $6,670Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $47,658Total unused commitments
  • $0Restructured Loans and leases
  • $1,902Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $13,158Total interest income
  • $4,056Total interest expense
  • $9,102Net interest income
  • $75Provision for loan and lease losses
  • $1,375Total noninterest income
  • $0Fiduciary activities
  • $668Service charges on deposit accounts
  • $0Trading account gains & fees
  • $707Additional noninterest income
  • $6,273Total noninterest expense
  • $3,325Salaries and employee benefits
  • $814Premises and equipment expense
  • $2,134Additional noninterest expense
  • $4,129Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,186Applicable income taxes
  • $2,943Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,943Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$241Sale, conversion, retirement of capital stock, net
  • $1,475Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.61%Yield on earning assets
  • 2.35%Cost of funding earning assets
  • 5.27%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.63%Noninterest expense to earning assets
  • 1.32%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.86%Pretax return on assets
  • 5.98%Return on equity (ROE)
  • 2.98%Retained earnings to average equity (YTD only)
  • -0.17%Net charge-offs to loans
  • -31.12%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,218Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.12%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 80.52%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.62%Net loans and leases to deposits
  • 89.33%Net loans and leases to core deposits
  • 102.23%Equity capital to assets
  • 23.02%Core capital (leverage) ratio
  • 9.50%Tier 1 risk-based capital ratio
  • 11.42%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $222,468Average earning assets
  • $49,221Average equity
  • $172,862Average loans

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