Bank of Bartlett in Bartlett, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Bartlett in Bartlett, Tennessee (TN)
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Bank of Bartlett - Overview

  • General
  • FDIC Certificate #: 23123
    Status: Active
    Federal Reserve ID: 225559
    Bank Holding Company (Regulatory Top Holder): West Tennessee Bancshares, Inc. (RSSDID: 1097249, Location: Bartlett, TN)
    Date Established: May 19, 1980
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Domestic: 8, Interstate: No)
    OTS Docket #: 10508
    FDIC's unique #: 16198
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 19, 1980
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6281 Stage Road, Bartlett, TN 38134
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
    Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
    CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $373.2 mil
    Equity capital: $13.3 mil
    Deposits held in domestic offices: $319.5 mil
    Return on assets (ROA): -3.56% (-$13.3 mil)
    Quarterly return on assets: 0.77% ($2.9 mil)
    Return on Equity (ROE): -76.44% (-$9.9 mil)
    Quarterly return on equity: 21.66% ($2.8 mil)
    Net income: -$13.5 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: -1.38% (-$5,150.8 mil)
    Quarterly Pretax return on assets: 0.77% ($2,874.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 99Total employees (full-time equivalent)
  • $373,248Total assets
  • $14,303Cash and due from depository institutions
  • $0Interest-bearing balances
  • $141,166Securities
  • $5,900Federal funds sold & reverse repurchase agreements
  • $171,032Net loans & leases
  • $5,787Loan loss allowance
  • $0Trading account assets
  • $5,556Bank premises and fixed assets
  • $19,924Other real estate owned
  • $0Goodwill and other intangibles
  • $373,247Life insurance assets
  • $15,367All other assets
  • $359,959Total liabilities and capital
  • $319,457Total liabilities
  • $288,534Total deposits
  • $319,457Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 14444.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $21,600Trading liabilities
  • $0Other borrowed funds
  • $4,458Subordinated debt
  • $13,288All other liabilities
  • $13,288Total equity capital
  • $13,288Total bank equity capital
  • $0Perpetual preferred stock
  • $856Common stock
  • $18,577Surplus
  • $-6,145Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,604Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,288Income earned, not collected on loans
  • $0Earning assets
  • $1,301Long-term assets (5+ years)
  • $318,098Average Assets, year-to-date
  • $153,181Average Assets, quarterly
  • $379,614Volatile liabilities
  • $372,315Insider loans
  • $218,021FHLB advances
  • $373,369Loans and leases held for sale
  • $10,677Unused loan commitments
  • $10,677Tier 1 (core) risk-based capital
  • $12,761Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $54,509Restructured Loans and leases
  • $238Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,671Total interest income
  • $2,465Total interest expense
  • $10,206Net interest income
  • $5,330Provision for loan and lease losses
  • $1,062Total noninterest income
  • $0Fiduciary activities
  • $1,586Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$524Additional noninterest income
  • $15,087Total noninterest expense
  • $6,620Salaries and employee benefits
  • $1,723Premises and equipment expense
  • $6,744Additional noninterest expense
  • -$9,149Pre-tax net operating income
  • $3,905Securities gains (losses)
  • $8,268Applicable income taxes
  • -$13,512Income before extraordinary items
  • $0Extraordinary gains - net
  • -$13,512Net income attributable to bank
  • $0Net charge-offs
  • -$13,512Cash dividends
  • $6,335Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.97%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.19%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 4.72%Noninterest expense to earning assets
  • -4.59%Net operating income to assets
  • -3.56%Return on assets (ROA)
  • -1.38%Pretax return on assets
  • -76.44%Return on equity (ROE)
  • -76.44%Retained earnings to average equity (YTD only)
  • 3.26%Net charge-offs to loans
  • 84.14%Credit loss provision to net charge-offs
  • -0.60%Efficiency ratio
  • 133,892Assets per employee
  • 3.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.27%Loss allowance to noncurrent loans
  • 69.82%Noncurrent assets plus other real estate owned to assets
  • 7.56%Noncurrent loans to loans
  • 4.69%Net loans and leases to deposits
  • 53.54%Net loans and leases to core deposits
  • 54.10%Equity capital to assets
  • 3.56%Core capital (leverage) ratio
  • 3.42%Tier 1 risk-based capital ratio
  • 5.85%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $379,614Average earning assets
  • $17,677Average equity
  • $319,508Average loans

List of branches

  • 8 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016198Bank Of Bartlett6281 Stage Road, Bartlett, TN 38134May 19, 1980Full Service Brick and Mortar
    1255927Austin Peay Branch3196 Austin Peay Highway, Memphis, TN 38128January 30, 1984Full Service Brick and Mortar
    2255928Kirby Woods Branch1870 Kirby Parkway, Germantown, TN 38138November 12, 1986Full Service Brick and Mortar
    3255929Germantown Parkway Branch678 North Germantown Parkway, Cordova, TN 38018December 30, 1996Full Service Brick and Mortar
    4255930Germantown Branch7708 Poplar Avenue, Germantown, TN 38138June 10, 1997Full Service Brick and Mortar
    5255931U.S. Highway 64 Branch7984 U.S. Highway 64, Bartlett, TN 38133December 07, 1998Full Service Brick and Mortar
    6363818West Poplar Avenue Branch1020 West Popular Avenue, Collierville, TN 38017April 09, 2002Full Service Brick and Mortar
    7453468Houston Levee Branch9915 Highway 64, Arlington, TN 38002January 15, 2006Full Service Brick and Mortar

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