Triumph Bank in Germantown, Tennessee (TN)



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Triumph Bank routing number info

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Triumph Bank
GeneralFDIC Certificate #: 58227
Status: Active
Federal Reserve ID: 3395293
Bank Holding Company (Regulatory Top Holder): Triumph Bancshares, Inc. (RSSDID: 3409994, Location: Germantown, TN)
Date Established: June 05, 2006
WWW: http://www.triumphbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 443349
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 05, 2006
Last Structure Change Effective Date: April 29, 2011
Last Structure Change Process Date: May 17, 2011
Last Data Update: May 17, 2011
Data Source Date: April 05, 2012
LocationAddress: 2171 Judicial Drive, Suite 101, Germantown, TN 38138
County: Shelby
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
History of ChangesOffice Purchased
Financial SummaryTotal assets: $308.1 mil
Equity capital: $26.3 mil
Deposits held in domestic offices: $277.5 mil
Return on assets (ROA): 0.98% ($3.0 mil)
Quarterly return on assets: 1.46% ($4.5 mil)
Return on Equity (ROE): 11.34% ($2.9 mil)
Quarterly return on equity: 17.07% ($4.4 mil)
Net income: $2.7 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 0.98% ($3,019.4 mil)
Quarterly Pretax return on assets: 1.46% ($4,498.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)50
Total assets$308,105
Cash and due from depository institutions$12,402
Interest-bearing balances$6,693
Securities$43,718
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$241,455
Loan loss allowance $3,721
Trading account assets$0
Bank premises and fixed assets$3,573
Other real estate owned$1,494
Goodwill and other intangibles$237
All other assets$5,226
Life insurance assets$308,104
Total liabilities and capital$281,779
Total liabilities$277,530
Total deposits$253,374
Interest-bearing deposits$277,530
Deposits held in domestic offices$76
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,600
Other borrowed funds $0
Subordinated debt $1,649
All other liabilities $26,325
Total equity capital$26,325
Total bank equity capital$26,325
Perpetual preferred stock$0
Common stock$2,207
Surplus$24,708
Undivided profits $-590
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $166
Income earned, not collected on loans $2,946
Earning assets $0
Long-term assets (5+ years) $1,034
Average Assets, year-to-date $291,866
Average Assets, quarterly $53,733
Volatile liabilities $280,139
Insider loans $301,862
FHLB advances $255,198
Loans and leases held for sale $299,880
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $24,972
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $52,773
Derivatives$17,118
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $13,876
Total interest expense $3,288
Net interest income $10,588
Provision for loan and lease losses $1,262
Total noninterest income $622
Fiduciary activities $0
Service charges on deposit accounts $200
Trading account gains & fees $0
Additional noninterest income $422
Total noninterest expense $7,211
Salaries and employee benefits $3,818
Premises and equipment expense $1,064
Additional noninterest expense $2,329
Pre-tax net operating income $2,737
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $2,737
Extraordinary gains - net $0
Net income attributable to bank $2,737
Net charge-offs $0
Cash dividends $2,737
Sale, conversion, retirement of capital stock, net $474
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.17%
Cost of funding earning assets 1.23%
Net interest margin 3.95%
Noninterest income to earning assets 0.23%
Noninterest expense to earning assets 2.69%
Net operating income to assets 0.98%
Return on assets (ROA) 0.98%
Pretax return on assets 0.98%
Return on equity (ROE) 11.34%
Retained earnings to average equity (YTD only) 11.34%
Net charge-offs to loans 0.21%
Credit loss provision to net charge-offs 266.24%
Efficiency ratio8.44%
Assets per employee$64,023
Cash dividends to net income (YTD only)6.16%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.52%
Noncurrent assets plus other real estate owned to assets 126.31%
Noncurrent loans to loans 1.44%
Net loans and leases to deposits1.20%
Net loans and leases to core deposits 87.00%
Equity capital to assets 103.29%
Core capital (leverage) ratio 8.54%
Tier 1 risk-based capital ratio 8.33%
Total risk-based capital ratio 9.79%
Memoranda
Average assets$11
Average earning assets$280,139
Average equity $24,141
Average loans $268,292
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4 Tennessee Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0443349Triumph Bank2171 Judicial Drive, Suite 101, Germantown, TN 38138June 05, 2006Full Service Brick and Mortar
1478893Main Office Branch5699 Poplar Avenue, Memphis, TN 38119January 22, 2007Full Service Brick and Mortar
2478894Collierville Office Branch1130 West Poplar Avenue, Collierville, TN 38017January 02, 2008Full Service Brick and Mortar
3222276Arlington Community Bank5810 Airline Rd, Arlington, TN 38002Febuary 27, 1998Full Service Brick and Mortar
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