Triumph Bank in Germantown, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Triumph Bank in Germantown, Tennessee (TN)
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Triumph Bank - Overview

  • General
  • FDIC Certificate #: 58227
    Status: Active
    Federal Reserve ID: 3395293
    Bank Holding Company (Regulatory Top Holder): Triumph Bancshares, Inc. (RSSDID: 3409994, Location: Germantown, TN)
    Date Established: June 05, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 443349
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 05, 2006
    Last Structure Change Effective Date: April 29, 2011
    Last Structure Change Process Date: May 17, 2011
    Last Data Update: May 17, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 2171 Judicial Drive, Suite 101, Germantown, TN 38138
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
    Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
    CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $308.1 mil
    Equity capital: $26.3 mil
    Deposits held in domestic offices: $277.5 mil
    Return on assets (ROA): 0.98% ($3.0 mil)
    Quarterly return on assets: 1.46% ($4.5 mil)
    Return on Equity (ROE): 11.34% ($2.9 mil)
    Quarterly return on equity: 17.07% ($4.4 mil)
    Net income: $2.7 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.98% ($3,019.4 mil)
    Quarterly Pretax return on assets: 1.46% ($4,498.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $308,105Total assets
  • $12,402Cash and due from depository institutions
  • $6,693Interest-bearing balances
  • $43,718Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $241,455Net loans & leases
  • $3,721Loan loss allowance
  • $0Trading account assets
  • $3,573Bank premises and fixed assets
  • $1,494Other real estate owned
  • $237Goodwill and other intangibles
  • $308,104Life insurance assets
  • $5,226All other assets
  • $281,779Total liabilities and capital
  • $277,530Total liabilities
  • $253,374Total deposits
  • $277,530Interest-bearing deposits
  • $76Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,600Trading liabilities
  • $0Other borrowed funds
  • $1,649Subordinated debt
  • $26,325All other liabilities
  • $26,325Total equity capital
  • $26,325Total bank equity capital
  • $0Perpetual preferred stock
  • $2,207Common stock
  • $24,708Surplus
  • $-590Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $166Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,946Income earned, not collected on loans
  • $0Earning assets
  • $1,034Long-term assets (5+ years)
  • $291,866Average Assets, year-to-date
  • $53,733Average Assets, quarterly
  • $280,139Volatile liabilities
  • $301,862Insider loans
  • $255,198FHLB advances
  • $299,880Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $24,972Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $52,773Restructured Loans and leases
  • $17,118Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,876Total interest income
  • $3,288Total interest expense
  • $10,588Net interest income
  • $1,262Provision for loan and lease losses
  • $622Total noninterest income
  • $0Fiduciary activities
  • $200Service charges on deposit accounts
  • $0Trading account gains & fees
  • $422Additional noninterest income
  • $7,211Total noninterest expense
  • $3,818Salaries and employee benefits
  • $1,064Premises and equipment expense
  • $2,329Additional noninterest expense
  • $2,737Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $2,737Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,737Net income attributable to bank
  • $0Net charge-offs
  • $2,737Cash dividends
  • $474Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.17%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 3.95%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.69%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 11.34%Return on equity (ROE)
  • 11.34%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 266.24%Credit loss provision to net charge-offs
  • 8.44%Efficiency ratio
  • 64,023Assets per employee
  • 6.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 126.31%Noncurrent assets plus other real estate owned to assets
  • 1.44%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 87.00%Net loans and leases to core deposits
  • 103.29%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 8.33%Tier 1 risk-based capital ratio
  • 9.79%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $280,139Average earning assets
  • $24,141Average equity
  • $268,292Average loans

List of branches

  • 4 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0443349Triumph Bank2171 Judicial Drive, Suite 101, Germantown, TN 38138June 05, 2006Full Service Brick and Mortar
    1478893Main Office Branch5699 Poplar Avenue, Memphis, TN 38119January 22, 2007Full Service Brick and Mortar
    2478894Collierville Office Branch1130 West Poplar Avenue, Collierville, TN 38017January 02, 2008Full Service Brick and Mortar
    3222276Arlington Community Bank5810 Airline Rd, Arlington, TN 38002Febuary 27, 1998Full Service Brick and Mortar

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