Bank of Billings in Billings, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Billings in Billings, Missouri (MO)
  • Show street view No street view available for this location
Bank of Billings routing number info

Bank of Billings - Overview

  • General
  • FDIC Certificate #: 16959
    Status: Active
    Federal Reserve ID: 572347
    Bank Holding Company (Regulatory Top Holder): First Miami Bancshares, Inc. (RSSDID: 1061316, Location: Miami, OK)
    Date Established: March 14, 1889
    WWW: http://www.thebankofbillings.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 11036
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: December 01, 1950
    Last Structure Change Effective Date: November 01, 2010
    Last Structure Change Process Date: November 01, 2010
    Last Data Update: November 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 N.E. Hwy 60, Billings, MO 65610
    County: Christian
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $57.4 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $49.6 mil
    Return on assets (ROA): 1.30% ($0.7 mil)
    Quarterly return on assets: 0.69% ($0.4 mil)
    Return on Equity (ROE): 9.22% ($0.7 mil)
    Quarterly return on equity: 4.99% ($0.4 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 2.01% ($1,154.7 mil)
    Quarterly Pretax return on assets: 0.97% ($557.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $57,448Total assets
  • $2,185Cash and due from depository institutions
  • $650Interest-bearing balances
  • $4,128Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,777Net loans & leases
  • $604Loan loss allowance
  • $0Trading account assets
  • $1,438Bank premises and fixed assets
  • $86Other real estate owned
  • $3,200Goodwill and other intangibles
  • $57,448Life insurance assets
  • $634All other assets
  • $49,714Total liabilities and capital
  • $49,611Total liabilities
  • $42,026Total deposits
  • $49,611Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $103Subordinated debt
  • $7,734All other liabilities
  • $7,734Total equity capital
  • $7,734Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $6,725Surplus
  • $909Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $207Income earned, not collected on loans
  • $0Earning assets
  • $341Long-term assets (5+ years)
  • $50,555Average Assets, year-to-date
  • $1,135Average Assets, quarterly
  • $54,352Volatile liabilities
  • $56,355Insider loans
  • $40,149FHLB advances
  • $53,573Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,480Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,151Restructured Loans and leases
  • $430Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,197Total interest income
  • $410Total interest expense
  • $2,787Net interest income
  • $258Provision for loan and lease losses
  • $260Total noninterest income
  • $0Fiduciary activities
  • $212Service charges on deposit accounts
  • $0Trading account gains & fees
  • $48Additional noninterest income
  • $1,699Total noninterest expense
  • $716Salaries and employee benefits
  • $226Premises and equipment expense
  • $757Additional noninterest expense
  • $1,090Pre-tax net operating income
  • $0Securities gains (losses)
  • $382Applicable income taxes
  • $708Income before extraordinary items
  • $0Extraordinary gains - net
  • $708Net income attributable to bank
  • $0Net charge-offs
  • $708Cash dividends
  • $55Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.62%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 5.77%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 2.01%Pretax return on assets
  • 9.22%Return on equity (ROE)
  • 2.71%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 469.09%Credit loss provision to net charge-offs
  • 24.51%Efficiency ratio
  • 53,856Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 70.62%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 291.79%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 92.27%Net loans and leases to core deposits
  • 114.11%Equity capital to assets
  • 13.46%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 11.16%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $54,352Average earning assets
  • $7,677Average equity
  • $48,324Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    011036Bank Of Billings202 N.E. Hwy 60, Billings, MO 65610March 14, 1889Full Service Brick and Mortar
    112718Marionville Branch511 Chestnut Street, Marionville, MO 65705September 03, 1963Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Billings.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents