Bank of Billings in Billings, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Billings in Billings, Missouri (MO)
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Bank of Billings - Overview

  • General
  • FDIC Certificate #: 16959
    Status: Active
    Federal Reserve ID: 572347
    Bank Holding Company (Regulatory Top Holder): First Miami Bancshares, Inc. (RSSDID: 1061316, Location: Miami, OK)
    Date Established: March 14, 1889
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 11036
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: December 01, 1950
    Last Structure Change Effective Date: November 01, 2010
    Last Structure Change Process Date: November 01, 2010
    Last Data Update: November 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 N.E. Hwy 60, Billings, MO 65610
    County: Christian
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $57.4 mil
    Equity capital: $7.7 mil
    Deposits held in domestic offices: $49.6 mil
    Return on assets (ROA): 1.30% ($0.7 mil)
    Quarterly return on assets: 0.69% ($0.4 mil)
    Return on Equity (ROE): 9.22% ($0.7 mil)
    Quarterly return on equity: 4.99% ($0.4 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 2.01% ($1,154.7 mil)
    Quarterly Pretax return on assets: 0.97% ($557.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $57,448Total assets
  • $2,185Cash and due from depository institutions
  • $650Interest-bearing balances
  • $4,128Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,777Net loans & leases
  • $604Loan loss allowance
  • $0Trading account assets
  • $1,438Bank premises and fixed assets
  • $86Other real estate owned
  • $3,200Goodwill and other intangibles
  • $57,448Life insurance assets
  • $634All other assets
  • $49,714Total liabilities and capital
  • $49,611Total liabilities
  • $42,026Total deposits
  • $49,611Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $103Subordinated debt
  • $7,734All other liabilities
  • $7,734Total equity capital
  • $7,734Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $6,725Surplus
  • $909Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $207Income earned, not collected on loans
  • $0Earning assets
  • $341Long-term assets (5+ years)
  • $50,555Average Assets, year-to-date
  • $1,135Average Assets, quarterly
  • $54,352Volatile liabilities
  • $56,355Insider loans
  • $40,149FHLB advances
  • $53,573Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,480Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,151Restructured Loans and leases
  • $430Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,197Total interest income
  • $410Total interest expense
  • $2,787Net interest income
  • $258Provision for loan and lease losses
  • $260Total noninterest income
  • $0Fiduciary activities
  • $212Service charges on deposit accounts
  • $0Trading account gains & fees
  • $48Additional noninterest income
  • $1,699Total noninterest expense
  • $716Salaries and employee benefits
  • $226Premises and equipment expense
  • $757Additional noninterest expense
  • $1,090Pre-tax net operating income
  • $0Securities gains (losses)
  • $382Applicable income taxes
  • $708Income before extraordinary items
  • $0Extraordinary gains - net
  • $708Net income attributable to bank
  • $0Net charge-offs
  • $708Cash dividends
  • $55Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.62%Yield on earning assets
  • 0.85%Cost of funding earning assets
  • 5.77%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 3.52%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 2.01%Pretax return on assets
  • 9.22%Return on equity (ROE)
  • 2.71%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 469.09%Credit loss provision to net charge-offs
  • 24.51%Efficiency ratio
  • 53,856Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 70.62%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 291.79%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 92.27%Net loans and leases to core deposits
  • 114.11%Equity capital to assets
  • 13.46%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 11.16%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $54,352Average earning assets
  • $7,677Average equity
  • $48,324Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011036Bank Of Billings202 N.E. Hwy 60, Billings, MO 65610March 14, 1889Full Service Brick and Mortar
    112718Marionville Branch511 Chestnut Street, Marionville, MO 65705September 03, 1963Full Service Brick and Mortar

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