Mid-Missouri Bank in Springfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Mid-Missouri Bank - Overview

  • General
  • FDIC Certificate #: 15584
    Status: Active
    Federal Reserve ID: 950141
    Bank Holding Company (Regulatory Top Holder): Mid-Missouri Bancshares, Inc. (RSSDID: 1133455, Location: Springfield, MO)
    Date Established: June 20, 1872
    WWW: http://www.midmobank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Domestic: 15, Interstate: No)
    OTS Docket #: 10756
    FDIC's unique #: 9871
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 24, 1938
    Last Structure Change Effective Date: July 27, 2011
    Last Structure Change Process Date: July 27, 2011
    Last Data Update: July 27, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 330 West Plainview, Suite K, Springfield, MO 65810
    County: Greene
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
    Core Based Statistical Area (CBSA): Springfield, MO (#44180)
    CBSA Metro Statistical Area: Springfield, MO (#44180)
  • Financial Summary
  • Total assets: $509.3 mil
    Equity capital: $49.5 mil
    Deposits held in domestic offices: $452.7 mil
    Return on assets (ROA): 1.09% ($5.5 mil)
    Quarterly return on assets: 0.87% ($4.4 mil)
    Return on Equity (ROE): 11.15% ($5.6 mil)
    Quarterly return on equity: 8.88% ($4.4 mil)
    Net income: $5.4 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.78% ($3,972.8 mil)
    Quarterly Pretax return on assets: 0.50% ($2,546.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 178Total employees (full-time equivalent)
  • $509,327Total assets
  • $53,604Cash and due from depository institutions
  • $42,596Interest-bearing balances
  • $10,434Securities
  • $14,725Federal funds sold & reverse repurchase agreements
  • $385,614Net loans & leases
  • $6,849Loan loss allowance
  • $0Trading account assets
  • $27,927Bank premises and fixed assets
  • $8,594Other real estate owned
  • $99Goodwill and other intangibles
  • $509,327Life insurance assets
  • $8,330All other assets
  • $459,812Total liabilities and capital
  • $452,737Total liabilities
  • $432,942Total deposits
  • $452,737Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,000Trading liabilities
  • $0Other borrowed funds
  • $1,075Subordinated debt
  • $49,515All other liabilities
  • $49,515Total equity capital
  • $49,515Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $47,694Surplus
  • $1,521Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,616Income earned, not collected on loans
  • $506Earning assets
  • $2,077Long-term assets (5+ years)
  • $453,369Average Assets, year-to-date
  • $34,433Average Assets, quarterly
  • $492,595Volatile liabilities
  • $502,449Insider loans
  • $374,748FHLB advances
  • $500,025Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $49,345Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $51,537Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $22,560Total interest income
  • $3,445Total interest expense
  • $19,115Net interest income
  • $1,800Provision for loan and lease losses
  • $5,301Total noninterest income
  • $0Fiduciary activities
  • $2,001Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,300Additional noninterest income
  • $18,765Total noninterest expense
  • $9,569Salaries and employee benefits
  • $3,677Premises and equipment expense
  • $5,519Additional noninterest expense
  • $3,851Pre-tax net operating income
  • $0Securities gains (losses)
  • -$1,524Applicable income taxes
  • $5,375Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,375Net income attributable to bank
  • $0Net charge-offs
  • $5,375Cash dividends
  • $1,458Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.15%Yield on earning assets
  • 0.79%Cost of funding earning assets
  • 4.36%Net interest margin
  • 1.21%Noninterest income to earning assets
  • 4.28%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 11.15%Return on equity (ROE)
  • 7.00%Retained earnings to average equity (YTD only)
  • 0.38%Net charge-offs to loans
  • 123.46%Credit loss provision to net charge-offs
  • 3.88%Efficiency ratio
  • 76,216Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.21%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 71.23%Noncurrent assets plus other real estate owned to assets
  • 3.58%Noncurrent loans to loans
  • 2.45%Net loans and leases to deposits
  • 85.17%Net loans and leases to core deposits
  • 92.67%Equity capital to assets
  • 9.72%Core capital (leverage) ratio
  • 9.87%Tier 1 risk-based capital ratio
  • 13.17%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $492,595Average earning assets
  • $48,198Average equity
  • $438,213Average loans

List of branches

  • 15 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09871Mid-Missouri Bank330 West Plainview, Suite K, Springfield, MO 65810June 20, 1872Full Service Brick and Mortar
    36018Lebanon Branch278 North Jefferson, Lebanon, MO 65536January 01, 1906Full Service Brick and Mortar
    49052Eldorado Springs Branch118 West Highway 54, El Dorado Springs, MO 64744June 11, 1934Full Service Brick and Mortar
    6220004Deepwater Branch707 South 8th Street, Deepwater, MO 64740May 27, 1997Full Service Brick and Mortar
    7362296Bolivar Branch2275 South Springfield Avenue, Bolivar, MO 65613October 15, 2001Full Service Brick and Mortar
    9431971Stockton Branch5 Public Square, Stockton, MO 65785September 20, 2004Full Service Brick and Mortar
    1061656Republic Branch806 E. Hines St., Republic, MO 65738July 01, 1998Full Service Brick and Mortar
    117769Webb City Bank Branch100 North Main, Webb City, MO 64870November 11, 1882Full Service Brick and Mortar
    12226706Motor Branch101 Main Street, Webb City, MO 64870Febuary 20, 1962Limited Service Facility
    13226707Webb City Facility1421 South Madison, Webb City, MO 64870January 18, 1982Limited Service Facility
    14358662Joplin Branch2230 East 32nd Street, Joplin, MO 64804August 28, 2000Full Service Brick and Mortar
    15419183Joplin - 7th Street Branch3435 E. 7th Street, Joplin, MO 64801May 19, 2003Full Service Brick and Mortar
    173016Mount Vernon Branch109 North Hickory, Mount Vernon, MO 65712January 01, 1930Full Service Brick and Mortar
    18203837Drive-In Facility200 W. Mt. Vernon Boulevard, Mount Vernon, MO 65712July 28, 1975Limited Service Facility
    19365850Willard Branch306 Proctor Road, Willard, MO 65781November 04, 2002Full Service Brick and Mortar

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