Mid-Missouri Bank in Springfield, Missouri (MO)



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Mid-Missouri Bank routing number info

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Mid-Missouri Bank
GeneralFDIC Certificate #: 15584
Status: Active
Federal Reserve ID: 950141
Bank Holding Company (Regulatory Top Holder): Mid-Missouri Bancshares, Inc. (RSSDID: 1133455, Location: Springfield, MO)
Date Established: June 20, 1872
WWW: http://www.midmobank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 15 (Domestic: 15, Interstate: No)
OTS Docket #: 10756
FDIC's unique #: 9871
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 24, 1938
Last Structure Change Effective Date: July 27, 2011
Last Structure Change Process Date: July 27, 2011
Last Data Update: July 27, 2011
Data Source Date: April 05, 2012
LocationAddress: 330 West Plainview, Suite K, Springfield, MO 65810
County: Greene
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Springfield, MO (#7920)
Core Based Statistical Area (CBSA): Springfield, MO (#44180)
CBSA Metro Statistical Area: Springfield, MO (#44180)
Financial SummaryTotal assets: $509.3 mil
Equity capital: $49.5 mil
Deposits held in domestic offices: $452.7 mil
Return on assets (ROA): 1.09% ($5.5 mil)
Quarterly return on assets: 0.87% ($4.4 mil)
Return on Equity (ROE): 11.15% ($5.6 mil)
Quarterly return on equity: 8.88% ($4.4 mil)
Net income: $5.4 mil
Quarterly Net income: $1.1 mil
Pretax return on assets: 0.78% ($3,972.8 mil)
Quarterly Pretax return on assets: 0.50% ($2,546.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)178
Total assets$509,327
Cash and due from depository institutions$53,604
Interest-bearing balances$42,596
Securities$10,434
Federal funds sold & reverse repurchase agreements$14,725
Net loans & leases$385,614
Loan loss allowance $6,849
Trading account assets$0
Bank premises and fixed assets$27,927
Other real estate owned$8,594
Goodwill and other intangibles$99
All other assets$8,330
Life insurance assets$509,327
Total liabilities and capital$459,812
Total liabilities$452,737
Total deposits$432,942
Interest-bearing deposits$452,737
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$6,000
Other borrowed funds $0
Subordinated debt $1,075
All other liabilities $49,515
Total equity capital$49,515
Total bank equity capital$49,515
Perpetual preferred stock$0
Common stock$300
Surplus$47,694
Undivided profits $1,521
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $9,616
Earning assets $506
Long-term assets (5+ years) $2,077
Average Assets, year-to-date $453,369
Average Assets, quarterly $34,433
Volatile liabilities $492,595
Insider loans $502,449
FHLB advances $374,748
Loans and leases held for sale $500,025
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $49,345
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $51,537
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $22,560
Total interest expense $3,445
Net interest income $19,115
Provision for loan and lease losses $1,800
Total noninterest income $5,301
Fiduciary activities $0
Service charges on deposit accounts $2,001
Trading account gains & fees $0
Additional noninterest income $3,300
Total noninterest expense $18,765
Salaries and employee benefits $9,569
Premises and equipment expense $3,677
Additional noninterest expense $5,519
Pre-tax net operating income $3,851
Securities gains (losses) $0
Applicable income taxes -$1,524
Income before extraordinary items $5,375
Extraordinary gains - net $0
Net income attributable to bank $5,375
Net charge-offs $0
Cash dividends $5,375
Sale, conversion, retirement of capital stock, net $1,458
Net operating income $2,000
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.15%
Cost of funding earning assets 0.79%
Net interest margin 4.36%
Noninterest income to earning assets 1.21%
Noninterest expense to earning assets 4.28%
Net operating income to assets 1.09%
Return on assets (ROA) 1.09%
Pretax return on assets 0.78%
Return on equity (ROE) 11.15%
Retained earnings to average equity (YTD only) 7.00%
Net charge-offs to loans 0.38%
Credit loss provision to net charge-offs 123.46%
Efficiency ratio3.88%
Assets per employee$76,216
Cash dividends to net income (YTD only)2.86%
Condition Ratios (%)
Loss allowance to loans 37.21%
Loss allowance to noncurrent loans 1.75%
Noncurrent assets plus other real estate owned to assets 71.23%
Noncurrent loans to loans 3.58%
Net loans and leases to deposits2.45%
Net loans and leases to core deposits 85.17%
Equity capital to assets 92.67%
Core capital (leverage) ratio 9.72%
Tier 1 risk-based capital ratio 9.87%
Total risk-based capital ratio 13.17%
Memoranda
Average assets$14
Average earning assets$492,595
Average equity $48,198
Average loans $438,213
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15 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09871Mid-Missouri Bank330 West Plainview, Suite K, Springfield, MO 65810June 20, 1872Full Service Brick and Mortar
36018Lebanon Branch278 North Jefferson, Lebanon, MO 65536January 01, 1906Full Service Brick and Mortar
49052Eldorado Springs Branch118 West Highway 54, El Dorado Springs, MO 64744June 11, 1934Full Service Brick and Mortar
6220004Deepwater Branch707 South 8th Street, Deepwater, MO 64740May 27, 1997Full Service Brick and Mortar
7362296Bolivar Branch2275 South Springfield Avenue, Bolivar, MO 65613October 15, 2001Full Service Brick and Mortar
9431971Stockton Branch5 Public Square, Stockton, MO 65785September 20, 2004Full Service Brick and Mortar
1061656Republic Branch806 E. Hines St., Republic, MO 65738July 01, 1998Full Service Brick and Mortar
117769Webb City Bank Branch100 North Main, Webb City, MO 64870November 11, 1882Full Service Brick and Mortar
12226706Motor Branch101 Main Street, Webb City, MO 64870Febuary 20, 1962Limited Service Facility
13226707Webb City Facility1421 South Madison, Webb City, MO 64870January 18, 1982Limited Service Facility
14358662Joplin Branch2230 East 32nd Street, Joplin, MO 64804August 28, 2000Full Service Brick and Mortar
15419183Joplin - 7th Street Branch3435 E. 7th Street, Joplin, MO 64801May 19, 2003Full Service Brick and Mortar
173016Mount Vernon Branch109 North Hickory, Mount Vernon, MO 65712January 01, 1930Full Service Brick and Mortar
18203837Drive-In Facility200 W. Mt. Vernon Boulevard, Mount Vernon, MO 65712July 28, 1975Limited Service Facility
19365850Willard Branch306 Proctor Road, Willard, MO 65781November 04, 2002Full Service Brick and Mortar
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