Bank of Brewton in Brewton, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Brewton - Overview

  • General
  • FDIC Certificate #: 5605
    Status: Active
    Federal Reserve ID: 351131
    Bank Holding Company (Regulatory Top Holder): Repton Supply Company, Inc. (RSSDID: 1079236, Location: Brewton, AL)
    Date Established: August 01, 1889
    WWW: http://www.bankofbrewton.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 3816
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 Belleville Avenue, Brewton, AL 36426
    County: Escambia
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Pensacola
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $53.6 mil
    Equity capital: $12.0 mil
    Deposits held in domestic offices: $41.4 mil
    Return on assets (ROA): 0.98% ($0.5 mil)
    Quarterly return on assets: 0.62% ($0.3 mil)
    Return on Equity (ROE): 4.69% ($0.6 mil)
    Quarterly return on equity: 2.77% ($0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.01% ($541.4 mil)
    Quarterly Pretax return on assets: 0.05% ($26.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $53,605Total assets
  • $943Cash and due from depository institutions
  • $0Interest-bearing balances
  • $20,452Securities
  • $12,220Federal funds sold & reverse repurchase agreements
  • $18,118Net loans & leases
  • $336Loan loss allowance
  • $0Trading account assets
  • $1,116Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $53,605Life insurance assets
  • $756All other assets
  • $41,604Total liabilities and capital
  • $41,387Total liabilities
  • $31,345Total deposits
  • $41,387Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $217Subordinated debt
  • $12,001All other liabilities
  • $12,001Total equity capital
  • $12,001Total bank equity capital
  • $0Perpetual preferred stock
  • $123Common stock
  • $425Surplus
  • $11,453Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,608Income earned, not collected on loans
  • $0Earning assets
  • $383Long-term assets (5+ years)
  • $50,790Average Assets, year-to-date
  • $11,798Average Assets, quarterly
  • $55,556Volatile liabilities
  • $53,731Insider loans
  • $32,606FHLB advances
  • $53,740Loans and leases held for sale
  • $57Unused loan commitments
  • $57Tier 1 (core) risk-based capital
  • $11,669Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,870Restructured Loans and leases
  • $4,415Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,417Total interest income
  • $123Total interest expense
  • $2,294Net interest income
  • -$92Provision for loan and lease losses
  • $266Total noninterest income
  • $0Fiduciary activities
  • $225Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41Additional noninterest income
  • $2,123Total noninterest expense
  • $1,454Salaries and employee benefits
  • $282Premises and equipment expense
  • $387Additional noninterest expense
  • $529Pre-tax net operating income
  • $31Securities gains (losses)
  • $13Applicable income taxes
  • $547Income before extraordinary items
  • $0Extraordinary gains - net
  • $547Net income attributable to bank
  • $0Net charge-offs
  • $547Cash dividends
  • -$34Sale, conversion, retirement of capital stock, net
  • $49Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.59%Yield on earning assets
  • 0.23%Cost of funding earning assets
  • 4.36%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 4.03%Noninterest expense to earning assets
  • 0.93%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 4.69%Return on equity (ROE)
  • 4.27%Retained earnings to average equity (YTD only)
  • -0.16%Net charge-offs to loans
  • 270.59%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 82,930Assets per employee
  • 1.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.96%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 20.90%Noncurrent assets plus other real estate owned to assets
  • 3.00%Noncurrent loans to loans
  • 8.71%Net loans and leases to deposits
  • 43.78%Net loans and leases to core deposits
  • 46.83%Equity capital to assets
  • 22.39%Core capital (leverage) ratio
  • 21.71%Tier 1 risk-based capital ratio
  • 35.79%Total risk-based capital ratio
  • Memoranda
  • $37Average assets
  • $55,556Average earning assets
  • $11,654Average equity
  • $52,661Average loans

List of branches

  • 2 Alabama Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03816Bank Of Brewton102 Belleville Avenue, Brewton, AL 36426August 01, 1889Full Service Brick and Mortar
    1207882North Brewton Branch2329 Douglas Avenue, Brewton, AL 36426June 29, 1967Full Service Brick and Mortar

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