Bank of Bridger in Bridger, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 06, 2004

  • Bank of Bridger in Bridger, Montana (MT)
  • Show street view No street view available for this location

Bank of Bridger - Overview

  • General
  • FDIC Certificate #: 15833
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Bridger, National Association (#2224)
    Federal Reserve ID: 632652
    Date Established: January 01, 1921
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 12556
    FDIC's unique #: 10074
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1941
    Last Structure Change Effective Date: March 06, 2004
    Last Structure Change Process Date: April 29, 2004
    Last Data Update: April 29, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 South Main Street, Bridger, MT 59014
    County: Carbon
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Billings, MT (#13740)
    CBSA Metro Statistical Area: Billings, MT (#13740)
  • Financial Summary
  • Total assets: $51.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $51,034Total assets
  • $2,193Cash and due from depository institutions
  • $54Interest-bearing balances
  • $15,984Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $29,922Net loans & leases
  • $367Loan loss allowance
  • $0Trading account assets
  • $1,427Bank premises and fixed assets
  • $0Other real estate owned
  • $419Goodwill and other intangibles
  • $0Life insurance assets
  • $1,089All other assets
  • $51,034Total liabilities and capital
  • $46,012Total liabilities
  • $40,853Total deposits
  • $31,516Interest-bearing deposits
  • $40,853Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $400Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,306Other borrowed funds
  • $0Subordinated debt
  • $453All other liabilities
  • $5,022Total equity capital
  • $5,022Total bank equity capital
  • $5,022Perpetual preferred stock
  • $0Common stock
  • $225Surplus
  • $4,000Undivided profits
  • Memoranda
  • $797Noncurrent loans and leases
  • $2,283Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $153Earning assets
  • $0Long-term assets (5+ years)
  • $659Average Assets, year-to-date
  • $45,960Average Assets, quarterly
  • $6,409Volatile liabilities
  • $47,581Insider loans
  • $48,647FHLB advances
  • $11,067Loans and leases held for sale
  • $746Unused loan commitments
  • $4,306Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,283Total unused commitments
  • $126Restructured Loans and leases
  • $367Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $2,653Total interest income
  • $711Total interest expense
  • $1,942Net interest income
  • $24Provision for loan and lease losses
  • $340Total noninterest income
  • $0Fiduciary activities
  • $217Service charges on deposit accounts
  • $0Trading account gains & fees
  • $123Additional noninterest income
  • $1,625Total noninterest expense
  • $884Salaries and employee benefits
  • $194Premises and equipment expense
  • $547Additional noninterest expense
  • $633Pre-tax net operating income
  • -$4Securities gains (losses)
  • $240Applicable income taxes
  • $389Income before extraordinary items
  • $0Extraordinary gains - net
  • $389Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $27Sale, conversion, retirement of capital stock, net
  • $212Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.15%Yield on earning assets
  • 1.65%Cost of funding earning assets
  • 4.50%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 8.46%Return on equity (ROE)
  • 3.85%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 88.89%Credit loss provision to net charge-offs
  • 24.33%Efficiency ratio
  • 71,209Assets per employee
  • 2.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.50%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 239.87%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 73.24%Net loans and leases to core deposits
  • 90.16%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.47%Tier 1 risk-based capital ratio
  • 12.96%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $47,581Average earning assets
  • $4,601Average equity
  • $43,163Average loans

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