Bank of Chicago, S.B. in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 07, 1997

  • Bank of Chicago, S.B. in Chicago, Illinois (IL)
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Bank of Chicago, S.B. - Overview

  • General
  • FDIC Certificate #: 19491
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: TCF NATIONAL BANK ILLINOIS (#27870)
    Federal Reserve ID: 193733
    Date Established: October 01, 1965
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 13291
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 01, 1965
    Last Structure Change Effective Date: April 07, 1997
    Last Structure Change Process Date: May 13, 1997
    Last Data Update: May 13, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 6353 West 55th Street, Chicago, IL 60638
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $199.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $94Total assets
  • $183,183Cash and due from depository institutions
  • $6,971Interest-bearing balances
  • $0Securities
  • $83,298Federal funds sold & reverse repurchase agreements
  • $43,000Net loans & leases
  • $39,561Loan loss allowance
  • $2,610Trading account assets
  • $0Bank premises and fixed assets
  • $8,249Other real estate owned
  • $0Goodwill and other intangibles
  • $2,104Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $183,183Total liabilities
  • $169,949Total deposits
  • $168,064Interest-bearing deposits
  • $137,525Deposits held in domestic offices
  • 168064.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,885Total equity capital
  • $1,885Total bank equity capital
  • $13,234Perpetual preferred stock
  • $0Common stock
  • $544Surplus
  • $13,724Undivided profits
  • Memoranda
  • $-1,034Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,511Income earned, not collected on loans
  • $364Earning assets
  • $165,859Long-term assets (5+ years)
  • $837Average Assets, year-to-date
  • $191,637Average Assets, quarterly
  • $184,267Volatile liabilities
  • $6,853Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,069Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,244Total risk weighted assets
  • $69,049Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $12,695Total interest expense
  • $5,582Net interest income
  • $7,113Provision for loan and lease losses
  • $1,999Total noninterest income
  • $1,302Fiduciary activities
  • $95Service charges on deposit accounts
  • $928Trading account gains & fees
  • $0Additional noninterest income
  • $279Total noninterest expense
  • $6,184Salaries and employee benefits
  • $3,466Premises and equipment expense
  • $1,566Additional noninterest expense
  • $1,152Pre-tax net operating income
  • $232Securities gains (losses)
  • $412Applicable income taxes
  • $905Income before extraordinary items
  • -$261Extraordinary gains - net
  • $0Net income attributable to bank
  • -$261Net charge-offs
  • $0Cash dividends
  • $907Sale, conversion, retirement of capital stock, net
  • $15Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.38%Cost of funding earning assets
  • 3.24%Net interest margin
  • 4.13%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 3.59%Net operating income to assets
  • -0.27%Return on assets (ROA)
  • -0.14%Pretax return on assets
  • 0.34%Return on equity (ROE)
  • -1.81%Retained earnings to average equity (YTD only)
  • -8.10%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 73,488Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -347.51%Loss allowance to loans
  • 6.19%Loss allowance to noncurrent loans
  • 74.34%Noncurrent assets plus other real estate owned to assets
  • 1.92%Noncurrent loans to loans
  • 8.33%Net loans and leases to deposits
  • 23.54%Net loans and leases to core deposits
  • 24.54%Equity capital to assets
  • 7.22%Core capital (leverage) ratio
  • 7.10%Tier 1 risk-based capital ratio
  • 19.18%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $191,637Average earning assets
  • $14,423Average equity
  • $172,128Average loans

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