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- Banks in Oregon (OR)
- Bank of Commerce
Bank of Commerce in Milton Freewater, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of April 01, 2000
- Bank of Commerce in Milton Freewater, Oregon (OR)
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Bank of Commerce - Overview
- General
- FDIC Certificate #: 16259
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Baker-Boyer National Bank (#2987)
Federal Reserve ID: 957560
Date Established: May 05, 1945
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 15712
FDIC's unique #: 10451
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: May 05, 1945
Last Structure Change Effective Date: April 01, 2000
Last Structure Change Process Date: August 04, 2000
Last Data Update: August 04, 2000
Data Source Date: April 05, 2012 - Location
- Address: 13 N.E. 5th Street, Milton Freewater, OR 97862
County: Umatilla
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Pendleton-Hermiston, OR (#37820)
CBSA Micro Statistical Area: Yes - Financial Summary
- Total assets: $62.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
- Dollar figures in thousands
- 28Total employees (full-time equivalent)
- $63,641Total assets
- $2,218Cash and due from depository institutions
- $10Interest-bearing balances
- $16,494Securities
- $0Federal funds sold & reverse repurchase agreements
- $43,347Net loans & leases
- $523Loan loss allowance
- $0Trading account assets
- $635Bank premises and fixed assets
- $0Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $947All other assets
- $63,641Total liabilities and capital
- $57,286Total liabilities
- $54,029Total deposits
- $46,415Interest-bearing deposits
- $54,029Deposits held in domestic offices
- 0.00%% insured (estimated)
- $2,529Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $225Other borrowed funds
- $0Subordinated debt
- $503All other liabilities
- $6,355Total equity capital
- $6,355Total bank equity capital
- $6,355Perpetual preferred stock
- $0Common stock
- $300Surplus
- $4,700Undivided profits
- Memoranda
- $1,355Noncurrent loans and leases
- $8,340Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $2Earning assets
- $0Long-term assets (5+ years)
- $686Average Assets, year-to-date
- $59,851Average Assets, quarterly
- $4,600Volatile liabilities
- $64,282Insider loans
- $64,684FHLB advances
- $6,378Loans and leases held for sale
- $30Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $8,340Total unused commitments
- $0Restructured Loans and leases
- $523Derivatives
Income and Expense (December 31, 1999)
- Dollar figures in thousands
- $5,072Total interest income
- $1,936Total interest expense
- $3,136Net interest income
- $55Provision for loan and lease losses
- $378Total noninterest income
- $0Fiduciary activities
- $261Service charges on deposit accounts
- $0Trading account gains & fees
- $117Additional noninterest income
- $1,910Total noninterest expense
- $1,247Salaries and employee benefits
- $125Premises and equipment expense
- $538Additional noninterest expense
- $1,549Pre-tax net operating income
- $0Securities gains (losses)
- $400Applicable income taxes
- $1,149Income before extraordinary items
- $0Extraordinary gains - net
- $1,149Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- -$50Sale, conversion, retirement of capital stock, net
- $1,214Net operating income
Performance and Condition Ratios (December 31, 1999)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 8.36%Yield on earning assets
- 3.19%Cost of funding earning assets
- 5.17%Net interest margin
- 0.62%Noninterest income to earning assets
- 3.15%Noninterest expense to earning assets
- 1.79%Net operating income to assets
- 1.79%Return on assets (ROA)
- 2.41%Pretax return on assets
- 17.77%Return on equity (ROE)
- -1.01%Retained earnings to average equity (YTD only)
- -0.12%Net charge-offs to loans
- -114.58%Credit loss provision to net charge-offs
- 0.00%Efficiency ratio
- 54,354Assets per employee
- 2.27%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 105.66%Loss allowance to loans
- 1.19%Loss allowance to noncurrent loans
- 26150.00%Noncurrent assets plus other real estate owned to assets
- 0.00%Noncurrent loans to loans
- 0.00%Net loans and leases to deposits
- 80.23%Net loans and leases to core deposits
- 86.00%Equity capital to assets
- 9.99%Core capital (leverage) ratio
- 9.87%Tier 1 risk-based capital ratio
- 13.06%Total risk-based capital ratio
- Memoranda
- $14Average assets
- $64,282Average earning assets
- $6,465Average equity
- $60,644Average loans
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- Bank of Commerce
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