Bank of Crocker in Waynesville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Crocker - Overview

  • General
  • FDIC Certificate #: 1937
    Status: Active
    Federal Reserve ID: 765354
    Date Established: July 05, 1911
    WWW: http://www.bankofcrocker.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 9611
    FDIC's unique #: 1302
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 07, 2009
    Last Structure Change Process Date: April 08, 2009
    Last Data Update: April 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 Ichord Ave, Waynesville, MO 65583
    County: Pulaski
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Fort Leonard Wood, MO (#22780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $144.6 mil
    Equity capital: $14.0 mil
    Deposits held in domestic offices: $119.5 mil
    Return on assets (ROA): 0.09% ($0.1 mil)
    Quarterly return on assets: 0.62% ($0.9 mil)
    Return on Equity (ROE): 1.04% ($0.1 mil)
    Quarterly return on equity: 6.54% ($0.9 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.10% ($144.6 mil)
    Quarterly Pretax return on assets: 0.62% ($896.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 46Total employees (full-time equivalent)
  • $144,585Total assets
  • $12,979Cash and due from depository institutions
  • $8,846Interest-bearing balances
  • $32,535Securities
  • $600Federal funds sold & reverse repurchase agreements
  • $88,769Net loans & leases
  • $927Loan loss allowance
  • $0Trading account assets
  • $2,245Bank premises and fixed assets
  • $4,869Other real estate owned
  • $0Goodwill and other intangibles
  • $144,585Life insurance assets
  • $2,588All other assets
  • $130,602Total liabilities and capital
  • $119,513Total liabilities
  • $103,568Total deposits
  • $119,513Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,800Trading liabilities
  • $0Other borrowed funds
  • $289Subordinated debt
  • $13,983All other liabilities
  • $13,983Total equity capital
  • $13,983Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $200Surplus
  • $13,683Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,740Income earned, not collected on loans
  • $1,286Earning assets
  • $915Long-term assets (5+ years)
  • $130,750Average Assets, year-to-date
  • $17,993Average Assets, quarterly
  • $153,803Volatile liabilities
  • $145,830Insider loans
  • $92,468FHLB advances
  • $145,874Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,678Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,959Restructured Loans and leases
  • $846Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,544Total interest income
  • $1,619Total interest expense
  • $4,925Net interest income
  • $508Provision for loan and lease losses
  • -$85Total noninterest income
  • $0Fiduciary activities
  • $283Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$368Additional noninterest income
  • $4,186Total noninterest expense
  • $2,358Salaries and employee benefits
  • $501Premises and equipment expense
  • $1,327Additional noninterest expense
  • $146Pre-tax net operating income
  • $2Securities gains (losses)
  • $5Applicable income taxes
  • $143Income before extraordinary items
  • $0Extraordinary gains - net
  • $143Net income attributable to bank
  • $0Net charge-offs
  • $143Cash dividends
  • $962Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.66%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 3.51%Net interest margin
  • -0.06%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 0.09%Net operating income to assets
  • 0.09%Return on assets (ROA)
  • 0.10%Pretax return on assets
  • 1.04%Return on equity (ROE)
  • 1.04%Retained earnings to average equity (YTD only)
  • 1.02%Net charge-offs to loans
  • 52.81%Credit loss provision to net charge-offs
  • 0.68%Efficiency ratio
  • 86,488Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 24.79%Noncurrent assets plus other real estate owned to assets
  • 5.95%Noncurrent loans to loans
  • 4.17%Net loans and leases to deposits
  • 74.28%Net loans and leases to core deposits
  • 90.16%Equity capital to assets
  • 9.67%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 14.79%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $153,803Average earning assets
  • $13,694Average equity
  • $140,339Average loans

List of branches

  • 4 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01302Bank Of Crocker200 Ichord Ave, Waynesville, MO 65583July 05, 1911Full Service Brick and Mortar
    3190444Crocker Branch214s Commercial Street, Crocker, MO 65452October 01, 1989Full Service Brick and Mortar
    5190446Richland Branch502 Washington, Richland, MO 65556January 13, 1998Full Service Brick and Mortar
    6422916St. Robert Branch139 St. Robert Boulevard, Saint Robert, MO 65584August 25, 2003Full Service Brick and Mortar

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