Security Bank of Pulaski County in Saint Robert, Missouri (MO)

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Security Bank of Pulaski County routing number info

Table of contents:
Security Bank of Pulaski County
GeneralFDIC Certificate #: 15347
Status: Active
Federal Reserve ID: 382854
Bank Holding Company (Regulatory Top Holder): Security Bancshares Of Pulaski County, Inc. (RSSDID: 2250180, Location: Waynesville, MO)
Date Established: January 01, 1936
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13727
FDIC's unique #: 9677
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 31, 1936
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 201 Marshall Drive, Saint Robert, MO 65584
County: Pulaski
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Fort Leonard Wood, MO (#22780)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $108.4 mil
Equity capital: $9.3 mil
Deposits held in domestic offices: $92.6 mil
Return on assets (ROA): 0.14% ($0.2 mil)
Quarterly return on assets: 0.82% ($0.9 mil)
Return on Equity (ROE): 1.58% ($0.1 mil)
Quarterly return on equity: 9.40% ($0.8 mil)
Net income: $0.1 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.14% ($151.8 mil)
Quarterly Pretax return on assets: 1.14% ($1,236.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)35
Total assets$108,427
Cash and due from depository institutions$4,379
Interest-bearing balances$1,447
Federal funds sold & reverse repurchase agreements$4,990
Net loans & leases$68,864
Loan loss allowance $1,986
Trading account assets$0
Bank premises and fixed assets$3,520
Other real estate owned$2,976
Goodwill and other intangibles$275
All other assets$3,888
Life insurance assets$108,427
Total liabilities and capital$99,170
Total liabilities$92,566
Total deposits$80,710
Interest-bearing deposits$92,566
Deposits held in domestic offices$78
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$6,500
Other borrowed funds $0
Subordinated debt $104
All other liabilities $9,257
Total equity capital$9,257
Total bank equity capital$9,257
Perpetual preferred stock$0
Common stock$300
Undivided profits $2,754
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $456
Income earned, not collected on loans $2,148
Earning assets $0
Long-term assets (5+ years) $686
Average Assets, year-to-date $94,836
Average Assets, quarterly $43,553
Volatile liabilities $104,101
Insider loans $105,158
FHLB advances $77,546
Loans and leases held for sale $101,967
Unused loan commitments $2,085
Tier 1 (core) risk-based capital $2,085
Tier 2 risk-based capital $8,904
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,507
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $5,212
Total interest expense $1,215
Net interest income $3,997
Provision for loan and lease losses $895
Total noninterest income $430
Fiduciary activities $0
Service charges on deposit accounts $236
Trading account gains & fees $0
Additional noninterest income $194
Total noninterest expense $3,582
Salaries and employee benefits $1,775
Premises and equipment expense $373
Additional noninterest expense $1,434
Pre-tax net operating income -$50
Securities gains (losses) $196
Applicable income taxes $2
Income before extraordinary items $144
Extraordinary gains - net $0
Net income attributable to bank $144
Net charge-offs $0
Cash dividends $144
Sale, conversion, retirement of capital stock, net -$113
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.75%
Cost of funding earning assets 1.34%
Net interest margin 4.41%
Noninterest income to earning assets 0.47%
Noninterest expense to earning assets 3.95%
Net operating income to assets -0.05%
Return on assets (ROA) 0.14%
Pretax return on assets 0.14%
Return on equity (ROE) 1.58%
Retained earnings to average equity (YTD only) 1.58%
Net charge-offs to loans -0.16%
Credit loss provision to net charge-offs -792.04%
Efficiency ratio0.00%
Assets per employee$80,913
Cash dividends to net income (YTD only)3.10%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.80%
Noncurrent assets plus other real estate owned to assets 92.46%
Noncurrent loans to loans 4.73%
Net loans and leases to deposits3.03%
Net loans and leases to core deposits 74.39%
Equity capital to assets 86.35%
Core capital (leverage) ratio 8.54%
Tier 1 risk-based capital ratio 8.73%
Total risk-based capital ratio 11.48%
Average assets$13
Average earning assets$104,101
Average equity $9,111
Average loans $90,616
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3 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09677Security Bank Of Pulaski County201 Marshall Drive, Saint Robert, MO 65584January 01, 1936Full Service Brick and Mortar
1474323Boulevard Branch102 Carson Boulevard, Saint Robert, MO 65584May 07, 2008Full Service Brick and Mortar
2480435Waynesville Branch110 Lynn Street, Waynesville, MO 65583June 30, 2008Full Service Brick and Mortar
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