Security Bank of Pulaski County in Saint Robert, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Security Bank of Pulaski County in Saint Robert, Missouri (MO)
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Security Bank of Pulaski County - Overview

  • General
  • FDIC Certificate #: 15347
    Status: Active
    Federal Reserve ID: 382854
    Bank Holding Company (Regulatory Top Holder): Security Bancshares Of Pulaski County, Inc. (RSSDID: 2250180, Location: Waynesville, MO)
    Date Established: January 01, 1936
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13727
    FDIC's unique #: 9677
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 31, 1936
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Marshall Drive, Saint Robert, MO 65584
    County: Pulaski
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Fort Leonard Wood, MO (#22780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $108.4 mil
    Equity capital: $9.3 mil
    Deposits held in domestic offices: $92.6 mil
    Return on assets (ROA): 0.14% ($0.2 mil)
    Quarterly return on assets: 0.82% ($0.9 mil)
    Return on Equity (ROE): 1.58% ($0.1 mil)
    Quarterly return on equity: 9.40% ($0.8 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.14% ($151.8 mil)
    Quarterly Pretax return on assets: 1.14% ($1,236.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $108,427Total assets
  • $4,379Cash and due from depository institutions
  • $1,447Interest-bearing balances
  • $19,535Securities
  • $4,990Federal funds sold & reverse repurchase agreements
  • $68,864Net loans & leases
  • $1,986Loan loss allowance
  • $0Trading account assets
  • $3,520Bank premises and fixed assets
  • $2,976Other real estate owned
  • $275Goodwill and other intangibles
  • $108,427Life insurance assets
  • $3,888All other assets
  • $99,170Total liabilities and capital
  • $92,566Total liabilities
  • $80,710Total deposits
  • $92,566Interest-bearing deposits
  • $78Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,500Trading liabilities
  • $0Other borrowed funds
  • $104Subordinated debt
  • $9,257All other liabilities
  • $9,257Total equity capital
  • $9,257Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $6,203Surplus
  • $2,754Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $456Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,148Income earned, not collected on loans
  • $0Earning assets
  • $686Long-term assets (5+ years)
  • $94,836Average Assets, year-to-date
  • $43,553Average Assets, quarterly
  • $104,101Volatile liabilities
  • $105,158Insider loans
  • $77,546FHLB advances
  • $101,967Loans and leases held for sale
  • $2,085Unused loan commitments
  • $2,085Tier 1 (core) risk-based capital
  • $8,904Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,507Restructured Loans and leases
  • $525Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,212Total interest income
  • $1,215Total interest expense
  • $3,997Net interest income
  • $895Provision for loan and lease losses
  • $430Total noninterest income
  • $0Fiduciary activities
  • $236Service charges on deposit accounts
  • $0Trading account gains & fees
  • $194Additional noninterest income
  • $3,582Total noninterest expense
  • $1,775Salaries and employee benefits
  • $373Premises and equipment expense
  • $1,434Additional noninterest expense
  • -$50Pre-tax net operating income
  • $196Securities gains (losses)
  • $2Applicable income taxes
  • $144Income before extraordinary items
  • $0Extraordinary gains - net
  • $144Net income attributable to bank
  • $0Net charge-offs
  • $144Cash dividends
  • -$113Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.75%Yield on earning assets
  • 1.34%Cost of funding earning assets
  • 4.41%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 3.95%Noninterest expense to earning assets
  • -0.05%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • 0.14%Pretax return on assets
  • 1.58%Return on equity (ROE)
  • 1.58%Retained earnings to average equity (YTD only)
  • -0.16%Net charge-offs to loans
  • -792.04%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,913Assets per employee
  • 3.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.80%Loss allowance to noncurrent loans
  • 92.46%Noncurrent assets plus other real estate owned to assets
  • 4.73%Noncurrent loans to loans
  • 3.03%Net loans and leases to deposits
  • 74.39%Net loans and leases to core deposits
  • 86.35%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 8.73%Tier 1 risk-based capital ratio
  • 11.48%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $104,101Average earning assets
  • $9,111Average equity
  • $90,616Average loans

List of branches

  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09677Security Bank Of Pulaski County201 Marshall Drive, Saint Robert, MO 65584January 01, 1936Full Service Brick and Mortar
    1474323Boulevard Branch102 Carson Boulevard, Saint Robert, MO 65584May 07, 2008Full Service Brick and Mortar
    2480435Waynesville Branch110 Lynn Street, Waynesville, MO 65583June 30, 2008Full Service Brick and Mortar

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