Bank of Greenville in Greenville, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2002

  • Bank of Greenville in Greenville, West Virginia (WV)
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Bank of Greenville - Overview

  • General
  • FDIC Certificate #: 15866
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank (#13012)
    Federal Reserve ID: 497020
    Date Established: April 12, 1902
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 10103
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 09, 1941
    Last Structure Change Effective Date: December 01, 2002
    Last Structure Change Process Date: January 16, 2003
    Last Data Update: January 16, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Greenville, WV 24945
    County: Monroe
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $29.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $35,156Total assets
  • $2,002Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,259Securities
  • $2,019Federal funds sold & reverse repurchase agreements
  • $19,248Net loans & leases
  • $518Loan loss allowance
  • $0Trading account assets
  • $736Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $892All other assets
  • $35,156Total liabilities and capital
  • $33,696Total liabilities
  • $33,605Total deposits
  • $29,399Interest-bearing deposits
  • $33,605Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $91All other liabilities
  • $1,460Total equity capital
  • $1,460Total bank equity capital
  • $1,460Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $247Undivided profits
  • Memoranda
  • $1,163Noncurrent loans and leases
  • $689Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $849Earning assets
  • $346Long-term assets (5+ years)
  • $443Average Assets, year-to-date
  • $31,526Average Assets, quarterly
  • $18,276Volatile liabilities
  • $34,616Insider loans
  • $36,101FHLB advances
  • $2,657Loans and leases held for sale
  • $630Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $689Total unused commitments
  • $0Restructured Loans and leases
  • $240Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $2,586Total interest income
  • $1,432Total interest expense
  • $1,154Net interest income
  • $585Provision for loan and lease losses
  • $171Total noninterest income
  • $0Fiduciary activities
  • $138Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33Additional noninterest income
  • $1,486Total noninterest expense
  • $660Salaries and employee benefits
  • $186Premises and equipment expense
  • $640Additional noninterest expense
  • -$746Pre-tax net operating income
  • $0Securities gains (losses)
  • -$299Applicable income taxes
  • -$447Income before extraordinary items
  • $0Extraordinary gains - net
  • -$447Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $442Sale, conversion, retirement of capital stock, net
  • $58Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.20%Yield on earning assets
  • 4.54%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.54%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • -1.29%Net operating income to assets
  • -1.29%Return on assets (ROA)
  • -2.16%Pretax return on assets
  • -25.62%Return on equity (ROE)
  • -28.94%Retained earnings to average equity (YTD only)
  • 2.11%Net charge-offs to loans
  • 132.35%Credit loss provision to net charge-offs
  • -0.36%Efficiency ratio
  • 112,151Assets per employee
  • 1.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -12.98%Loss allowance to loans
  • 2.62%Loss allowance to noncurrent loans
  • 61.01%Noncurrent assets plus other real estate owned to assets
  • 2.41%Noncurrent loans to loans
  • 4.30%Net loans and leases to deposits
  • 57.28%Net loans and leases to core deposits
  • 62.19%Equity capital to assets
  • 4.15%Core capital (leverage) ratio
  • 3.53%Tier 1 risk-based capital ratio
  • 6.80%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $34,616Average earning assets
  • $1,745Average equity
  • $31,544Average loans

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