Bank of Hamilton in Hamilton, North Dakota (ND)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Hamilton in Hamilton, North Dakota (ND)
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Bank of Hamilton - Overview

  • General
  • FDIC Certificate #: 9127
    Status: Active
    Federal Reserve ID: 854351
    Bank Holding Company (Regulatory Top Holder): Wall Street Holding Company (RSSDID: 1966215, Location: Hamilton, ND)
    Date Established: January 08, 1886
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5842
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Wall Street, Hamilton, ND 58238
    County: Pembina
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Forks
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $19.1 mil
    Equity capital: $2.4 mil
    Deposits held in domestic offices: $16.7 mil
    Return on assets (ROA): 0.17% ($0.0 mil)
    Quarterly return on assets: -1.30% (-$0.2 mil)
    Return on Equity (ROE): 1.25% ($0.0 mil)
    Quarterly return on equity: -9.63% (-$0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.20% ($38.3 mil)
    Quarterly Pretax return on assets: -1.55% (-$296.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $19,144Total assets
  • $10,489Cash and due from depository institutions
  • $8,023Interest-bearing balances
  • $2,671Securities
  • $2,500Federal funds sold & reverse repurchase agreements
  • $3,377Net loans & leases
  • $115Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $19,144Life insurance assets
  • $107All other assets
  • $16,770Total liabilities and capital
  • $16,732Total liabilities
  • $11,624Total deposits
  • $16,732Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $38Subordinated debt
  • $2,374All other liabilities
  • $2,374Total equity capital
  • $2,374Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $650Surplus
  • $1,574Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $37Income earned, not collected on loans
  • $0Earning assets
  • $73Long-term assets (5+ years)
  • $16,571Average Assets, year-to-date
  • $606Average Assets, quarterly
  • $17,480Volatile liabilities
  • $17,800Insider loans
  • $6,310FHLB advances
  • $17,366Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,400Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4Restructured Loans and leases
  • $35Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $391Total interest income
  • $28Total interest expense
  • $363Net interest income
  • $0Provision for loan and lease losses
  • $44Total noninterest income
  • $0Fiduciary activities
  • $31Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13Additional noninterest income
  • $372Total noninterest expense
  • $192Salaries and employee benefits
  • $65Premises and equipment expense
  • $115Additional noninterest expense
  • $35Pre-tax net operating income
  • $0Securities gains (losses)
  • $5Applicable income taxes
  • $30Income before extraordinary items
  • $0Extraordinary gains - net
  • $30Net income attributable to bank
  • $0Net charge-offs
  • $30Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.52%Yield on earning assets
  • 0.18%Cost of funding earning assets
  • 2.34%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.40%Noninterest expense to earning assets
  • 0.17%Net operating income to assets
  • 0.17%Return on assets (ROA)
  • 0.20%Pretax return on assets
  • 1.25%Return on equity (ROE)
  • 1.25%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 91,400Assets per employee
  • 6.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.29%Loss allowance to noncurrent loans
  • 310.81%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 20.18%Net loans and leases to core deposits
  • 20.79%Equity capital to assets
  • 12.40%Core capital (leverage) ratio
  • 13.82%Tier 1 risk-based capital ratio
  • 38.03%Total risk-based capital ratio
  • Memoranda
  • $39Average assets
  • $17,480Average earning assets
  • $2,407Average equity
  • $15,487Average loans

List of branches

  • 1 North Dakota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05842Bank Of Hamilton1 Wall Street, Hamilton, ND 58238January 08, 1886Full Service Brick and Mortar

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