Bank of Hayward in Hayward, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 29, 1994

  • Bank of Hayward in Hayward, California (CA)
  • Show street view No street view available for this location

Bank of Hayward - Overview

  • General
  • FDIC Certificate #: 27484
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Metro Commerce Bank (#32720)
    Federal Reserve ID: 1387025
    Date Established: April 06, 1989
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 40101
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 06, 1989
    Last Structure Change Effective Date: July 29, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1151 A Street, Hayward, CA 94541
    County: Alameda
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Oakland, CA (#5775)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
  • Financial Summary
  • Total assets: $16.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $19,234Cash and due from depository institutions
  • $1,110Interest-bearing balances
  • $0Securities
  • $2,254Federal funds sold & reverse repurchase agreements
  • $4,600Net loans & leases
  • $10,572Loan loss allowance
  • $275Trading account assets
  • $0Bank premises and fixed assets
  • $184Other real estate owned
  • $0Goodwill and other intangibles
  • $514Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $19,234Total liabilities
  • $17,445Total deposits
  • $17,387Interest-bearing deposits
  • $11,066Deposits held in domestic offices
  • 17387.00%% insured (estimated)
  • $74Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $58Total equity capital
  • $58Total bank equity capital
  • $1,789Perpetual preferred stock
  • $0Common stock
  • $2,002Surplus
  • $1,991Undivided profits
  • Memoranda
  • $-2,204Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $109Income earned, not collected on loans
  • $71Earning assets
  • $17,426Long-term assets (5+ years)
  • $1,430Average Assets, year-to-date
  • $18,613Average Assets, quarterly
  • $18,466Volatile liabilities
  • $2,113Insider loans
  • $1,281FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,090Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,789Total risk weighted assets
  • $12,005Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,389Total interest expense
  • $436Net interest income
  • $953Provision for loan and lease losses
  • $128Total noninterest income
  • $142Fiduciary activities
  • $0Service charges on deposit accounts
  • $92Trading account gains & fees
  • $0Additional noninterest income
  • $50Total noninterest expense
  • $1,276Salaries and employee benefits
  • $453Premises and equipment expense
  • $288Additional noninterest expense
  • $535Pre-tax net operating income
  • -$309Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$309Extraordinary gains - net
  • $0Net income attributable to bank
  • -$309Net charge-offs
  • $91Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.47%Cost of funding earning assets
  • 2.66%Net interest margin
  • 5.81%Noninterest income to earning assets
  • 0.87%Noninterest expense to earning assets
  • 7.78%Net operating income to assets
  • -1.66%Return on assets (ROA)
  • -1.66%Pretax return on assets
  • -1.66%Return on equity (ROE)
  • -15.68%Retained earnings to average equity (YTD only)
  • -15.68%Net charge-offs to loans
  • 0.74%Credit loss provision to net charge-offs
  • 140.66%Efficiency ratio
  • 116,438Assets per employee
  • 1.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.54%Loss allowance to noncurrent loans
  • 252.29%Noncurrent assets plus other real estate owned to assets
  • 0.57%Noncurrent loans to loans
  • 1.00%Net loans and leases to deposits
  • 60.80%Net loans and leases to core deposits
  • 69.22%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 9.91%Tier 1 risk-based capital ratio
  • 14.90%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $18,613Average earning assets
  • $1,971Average equity
  • $16,398Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Hayward.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents